Republic Bancorp Inc (RBCAA) stock
RBCAANasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 9/3021% above fair value
$91.23+0.11 (+0.12%)
Close on Nov 12, 2026Market cap $1.79BP/E 14.0Yield –
Republic Bancorp statistics
82 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 29, 2027 (estimated, before the open)
- Last ex-dividend date
- Sep 18, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.59
- 1.52
- P/OCF Ratio
- 12.02
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 3.31
- 2.95
- EV / FCF
- 9.77
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- 0.28%
- 0.35%
- Float
- 18M
- 17M
- Shares Held by Insiders
- 6.43%
- 6.05%
- Shares Held by Institutions
- 28.9%
- 61.3%
Short sellingIndustry
- Short Interest
- 497,107
- –
- Short Interest Change
- 0.95%
- -4.13%
- Short % of Float
- 2.71%
- 3.58%
- Short % of Shares Outstanding
- 2.53%
- 3.18%
- Days to Cover
- 5.08
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $102.22
- –
- 52-Week Low
- $63.97
- –
- 20-Day Moving Average
- $91.60
- –
- 50-Day Moving Average
- $92.92
- –
- 200-Day Moving Average
- $84.21
- –
- Average True Range (14)
- $2.05
- –
- Price Change (1 Week)
- 0.11%
- 0.51%
- Price Change (1 Month)
- 0.46%
- 4.83%
- Price Change (3 Months)
- -6.88%
- -3.58%
- Price Change (6 Months)
- 19.0%
- 10.8%
- Price Change (YTD)
- 32.2%
- 19.6%
- Price Change (1 Year)
- 36.4%
- 25.4%
- Price Change (3 Years)
- 99.1%
- 76.7%
- Price Change (5 Years)
- 62.9%
- 26.5%
- Price Change (10 Years)
- 154.1%
- 67.0%
- Average Volume (10 Days)
- 83,791
- –
- Average Volume (20 Days)
- 91,294
- –
- Average Volume (90 Days)
- 103,591
- –
- Relative Volume
- 0.66
- 0.67
- Relative Strength Index (14)
- 47.1
- 52.6
- Volatility (1 Year)
- 24.3%
- 24.4%
- Beta (5 Years)
- 0.63
- 0.63
MarginsIndustry
- Pretax Margin
- 39.3%
- 36.9%
- FCF Margin
- 33.9%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.5%
- 10.8%
- Return on Assets (ROA)
- 1.83%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 1.73%
- 11.8%
- Net Income Growth (YoY)
- 1.42%
- 22.7%
- EPS Growth (YoY)
- 1.09%
- 21.6%
- FCF Growth (YoY)
- -4.46%
- 27.5%
- Revenue Growth (3Y CAGR)
- 8.54%
- 5.82%
- Revenue Growth (5Y CAGR)
- 5.50%
- 6.17%
EfficiencyIndustry
- Asset Turnover
- 0.06
- 0.04
- Revenue Per Employee
- $431.54K
- $359.04K
- Profits Per Employee
- $132.92K
- $110.51K
- Employee Count
- 973
- 492
- WACC
- 8.03%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $165.16M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $399.34M
- $166.15M
- Net Cash Per Share
- $20.34
- $8.19
- Equity (Book Value)
- $1.16B
- $570.13M
- Book Value Per Share
- $59.28
- $28.22
- Tangible Book Value
- $1.12B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$6.51M
- -$4.27M
- FCF Per Share
- $7.26
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 7.22%
- 8.32%
- FCF Yield
- 7.95%
- 9.23%
- Payout Ratio
- 28.2%
- 29.0%
- FCF Payout Ratio
- 25.6%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $35.84M
- $16.14M
- Effective Tax Rate
- 21.7%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $93.18
- $45.31
- Graham Upside
- 2.14%
- 18.8%
- Altman Z-Score
- 0.44
- 0.22
- Piotroski F-Score
- 6
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | RBCAA | S&P 500 | Difference | RBCAA per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -1.0% | -2.7% | +1.7 pts | ||
| 3 months | -5.6% | -1.7% | −3.8 pts | ||
| Year to date | +34.7% | +11.9% | +22.8 pts | ||
| 1 year | +40.2% | +12.0% | +28.2 pts | ||
| 3 years | +115.2% | +78.2% | +37.0 pts | +29.1% | +21.2% |
| 5 years | +87.9% | +73.2% | +14.6 pts | +13.4% | +11.6% |
| 10 years | +233.5% | +309.6% | −76.2 pts | +12.8% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M RBCAA shares were sold short on Oct 30, 2026, up 1.0% from the previous report, or 2.71% of the shares available to trade. At recent volumes it would take 5.1 days to buy them back. Over the last 20 sessions, 71.8% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 497,107 | +1.0% | 97,815 | 5.1 |
| Oct 15, 2026 | 492,410 | +8.8% | 105,561 | 4.7 |
| Sep 30, 2026 | 452,393 | -2.8% | 113,003 | 4.0 |
| Sep 15, 2026 | 465,581 | +18.1% | 120,081 | 3.9 |
| Aug 31, 2026 | 394,352 | -0.4% | 84,550 | 4.7 |
| Aug 14, 2026 | 396,113 | -6.9% | 101,226 | 3.9 |
| Jul 31, 2026 | 425,310 | +5.5% | 120,785 | 3.5 |
| Jul 15, 2026 | 403,093 | +16.1% | 110,935 | 3.6 |
| Jun 30, 2026 | 347,067 | +54.8% | 156,081 | 2.2 |
| Jun 15, 2026 | 224,189 | +12.5% | 86,403 | 2.6 |
| May 29, 2026 | 199,237 | +6.1% | 68,351 | 2.9 |
| May 15, 2026 | 187,791 | -1.3% | 77,134 | 2.4 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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