PayPal Share of available European customer balances by Quarter

PayPal Share of available European customer balances: 34.0% in Q3 '26, up 8.0 pts from a year earlier.

“As of September 30, 2026 and December 31, 2025, the cumulative amount approved by PayPal to be designated to fund credit activities was $2.5 billion and $2.0 billion as of those respective dates and represented approximately 34% and 26% of European customer balances made available for our corporate use as of those respective dates, as determined by applying financial regulations maintained by the CSSF. In July 2026, an additional $500 million was approved by management to fund our credit activities, increasing the aggregate cumulative amount approved by management for this purpose to $2.5 billion. We may periodically seek to change the designation of amounts of European customer balances for our credit activities, as we deem necessary, based on utilization of the approved funds and anticipated credit funding requirements. Under certain exceptional circumstances, corporate liquidity could be called upon to meet our obligations related to our European customer balances.”

Source: PayPal 10-Q Q3 2026 (0001633917-26-000088) ↗

See every metric in the PayPal KPI table. Data updated Oct 31, 2026.