PFSINYSEMortgage Bankers & Loan CorrespondentsFiscal year ends December 31
PennyMac Financial Services, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$59.20−1.12 (-1.86%)
Close on Oct 19, 2026
- Market cap
- $3.15B
- P/E (TTM)
- 8.1
- Dividend yield
- 2.03%
PennyMac Financial Services statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Mortgage Bankers & Loan Correspondents companies for comparison
Valuation
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Market Cap | $3.08B | $199.16M |
| Enterprise Value | $2.33B | $160.19M |
| PE Ratio | 8.13 | 11.74 |
| PS Ratio | 84.75 | 2.66 |
Enterprise value
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| EV / Sales | 64.12 | 2.72 |
Income (trailing twelve months)
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Revenue | $36.29M | $61.19M |
| Pretax Income | $507.00M | -$4.81M |
| Net Income | $392.38M | -$5.16M |
| EPS (Diluted) | $7.28 | -$0.03 |
Margins
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Pretax Margin | 1397.1% | -25.1% |
| Profit Margin | 1081.2% | -21.0% |
| FCF Margin | -4963.9% | -22.8% |
Returns
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Return on Assets (ROA) | 1.45% | -11.8% |
Growth
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 114.1% | 19.7% |
| Net Income Growth (YoY) | 1.50% | -51.5% |
| EPS Growth (YoY) | 0.97% | 4.95% |
| Revenue Growth (3Y CAGR) | 17.5% | 5.53% |
| Revenue Growth (5Y CAGR) | 24.4% | 10.1% |
| EPS Growth (3Y CAGR) | 3.04% | 5.11% |
| EPS Growth (5Y CAGR) | -15.0% | 8.99% |
Balance sheet
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $748.62M | $20.81M |
| Net Cash (Debt) | $748.62M | $7.60M |
| Net Cash Per Share | $14.41 | $0.22 |
Cash flow (trailing twelve months)
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Operating Cash Flow | -$1.79B | -$5.36M |
| Capital Expenditures | -$15.87M | -$5.04M |
| Free Cash Flow | -$1.80B | -$15.68M |
| FCF Per Share | -$34.67 | -$0.26 |
Efficiency
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Asset Turnover | 0.00 | 0.16 |
| Revenue Per Employee | $8.61K | $705.30K |
| Profits Per Employee | $93.09K | -$252.56K |
| Employee Count | 4,215 | 48 |
Dividends and yields
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Earnings Yield | 12.8% | -10.6% |
| FCF Yield | -58.6% | -13.8% |
| Dividend Yield | 2.03% | 2.22% |
| Shareholder Yield | 2.03% | 0.14% |
| Dividend Per Share | $1.20 | $1.15 |
| Dividend Growth (YoY) | 20.0% | 5.11% |
| Years of Dividend Growth | 2 | 0 |
| Payout Ratio | 16.1% | 22.8% |
Shares
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Shares Outstanding | 51,951,600 | 56,031,200 |
| Shares Change (YoY) | 0.45% | 12.9% |
| Shares Change (QoQ) | 0.04% | 0.24% |
| Float | 45,513,900 | 43,350,400 |
| Shares Held by Insiders | 12.4% | 18.5% |
| Shares Held by Institutions | 64.7% | 34.2% |
Taxes
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Income Tax | $114.61M | $82.74K |
| Effective Tax Rate | 22.6% | 22.6% |
Scores
| Measure | PennyMac Financial Services | Industry median |
|---|---|---|
| Altman Z-Score | 0.27 | 0.30 |
| Piotroski F-Score | 3 | 4 |
Calculated by StockData from PennyMac Financial Services's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.