PEBKNasdaqState Commercial BanksFiscal year ends December 31
PEOPLES BANCORP OF NORTH CAROLINA INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$43.88−0.44 (-0.98%)
Close on Oct 19, 2026
- Market cap
- $240.30M
- P/E (TTM)
- 12.1
- Dividend yield
- 2.19%
Peoples Bancorp Of North Carolina statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Market Cap | $239.68M | $679.86M |
| Enterprise Value | $178.80M | $408.94M |
| PE Ratio | 12.06 | 11.99 |
| PB Ratio | 1.49 | 1.18 |
| P/TBV Ratio | 1.49 | 1.41 |
| P/FCF Ratio | 11.95 | 10.89 |
| P/OCF Ratio | 11.18 | 10.01 |
Enterprise value
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| EV / EBITDA | 3.41 | 6.13 |
| EV / FCF | 8.92 | 8.23 |
Income (trailing twelve months)
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Pretax Income | $25.93M | $70.12M |
| Net Income | $19.96M | $54.33M |
| EBITDA | $52.37M | $92.75M |
| EPS (Diluted) | $3.64 | $2.91 |
Returns
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Return on Equity (ROE) | 13.1% | 10.6% |
| Return on Assets (ROA) | 1.15% | 1.12% |
Growth
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Net Income Growth (YoY) | 17.2% | 23.2% |
| EPS Growth (YoY) | 17.0% | 23.1% |
| FCF Growth (YoY) | -1.66% | 28.5% |
| Revenue Growth (5Y CAGR) | 6.07% | 6.17% |
| EPS Growth (3Y CAGR) | 8.30% | 1.31% |
| EPS Growth (5Y CAGR) | 13.2% | 8.24% |
Balance sheet
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $60.88M | $205.54M |
| Net Cash (Debt) | $60.88M | $164.40M |
| Net Cash Per Share | $11.15 | $8.13 |
| Equity (Book Value) | $161.34M | $563.88M |
| Book Value Per Share | $29.54 | $28.47 |
| Tangible Book Value | $161.34M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Operating Cash Flow | $21.44M | $61.52M |
| Capital Expenditures | -$1.39M | -$4.08M |
| Free Cash Flow | $20.05M | $52.15M |
| FCF Per Share | $3.67 | $3.05 |
Efficiency
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Profits Per Employee | $74.47K | $107.28K |
| Employee Count | 268 | 489 |
Dividends and yields
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Earnings Yield | 8.33% | 8.13% |
| FCF Yield | 8.37% | 8.91% |
| Dividend Yield | 2.19% | 2.48% |
| Shareholder Yield | 2.19% | 3.13% |
| Dividend Per Share | $0.96 | $0.93 |
| Dividend Growth (YoY) | 4.35% | 4.26% |
| Years of Dividend Growth | 4 | 2 |
| Payout Ratio | 27.1% | 29.3% |
| FCF Payout Ratio | 27.0% | 26.0% |
Shares
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Shares Outstanding | 5,461,490 | 18,839,100 |
| Shares Change (YoY) | -0.04% | 0.40% |
| Shares Change (QoQ) | 0.00% | 0.00% |
| Float | 4,537,160 | 17,061,900 |
| Shares Held by Insiders | 16.9% | 5.89% |
| Shares Held by Institutions | 46.5% | 61.9% |
Taxes
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Income Tax | $5.98M | $14.50M |
| Effective Tax Rate | 23.0% | 21.1% |
Scores
| Measure | Peoples Bancorp Of North Carolina | Industry median |
|---|---|---|
| Graham Number | $49.19 | $45.31 |
| Graham Upside | 12.1% | 21.9% |
| Altman Z-Score | 0.20 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Peoples Bancorp Of North Carolina's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.