PEBKNasdaqState Commercial BanksFiscal year ends December 31

PEOPLES BANCORP OF NORTH CAROLINA INC

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026

$43.88−0.44 (-0.98%)

Close on Oct 19, 2026

Market cap: $240.30M
P/E (TTM): 12.1
Dividend yield: 2.19%

PEOPLES BANCORP OF NORTH CAROLINA INC income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	90	82	–	–	69	67	64	59	55	53	48	46	44	44	49	47	45
Advertising Expenses	1.01	0.79	0.75	0.69	0.54	0.79	1.02	0.92	1.20	1.14	0.78	0.80	0.69	0.70	0.66	0.71	–
Total Costs & Expenses	–	–	2.40	2.10	–	–	–	–	–	–	–	–	–	–	–	–	–
Interest Expense	25	27	17	3.32	3.21	3.84	3.76	2.15	2.38	3.27	3.48	4.29	5.35	7.70	11	14	17
Interest & Investment Income	2.34	2.26	–	51	44	44	1.34	1.34	1.36	1.20	1.27	1.28	–	–	–	–	–
Gain (Loss) on Investments	-0.08	0.01	2.49	0	0	2.64	-0.23	0.02	0	0.73	0	0.27	0.61	1.22	4.41	3.35	1.80
Gain (Loss) on Sale of Assets	3.01	0	0.18	-0.09	0.11	0	-0.24	0.54	0	0	–	–	–	–	–	–	–
Pretax Income	26	21	20	20	19	14	17	16	14	12	13	11	8.57	7.38	6.62	1.83	4.26
Income Tax Expense	6.02	4.58	4.38	4.17	3.80	2.49	3.14	2.62	3.95	2.56	3.10	1.94	1.88	1.59	1.46	-0.01	1.34
Net Income incl. Noncontrolling Interests	–	16	16	16	15	0.06	0.00	13	10	9.18	9.63	9.39	6.69	5.79	5.16	1.84	2.92
Net Income	20	16	16	16	15	11	14	13	10	9.18	9.63	9.39	6.69	5.79	5.16	1.84	2.92
Net Income to Common	20	16	16	16	15	11	14	13	10	9.18	9.63	9.39	6.04	4.78	3.77	0.45	1.67
EPS (Basic)(per share)	3.74	3.08	2.87	2.94	2.71	2.01	2.43	2.23	1.71	1.53	1.57	1.67	1.08	0.86	0.68	0.08	0.30
EPS (Diluted)(per share)	3.62	2.98	2.77	2.85	2.63	1.95	2.36	2.22	1.69	1.50	1.56	1.66	1.07	0.86	0.68	0.08	0.30
Shares Outstanding (Basic, Weighted)(shares)	5.31	5.30	5.42	5.48	5.58	5.66	5.80	6.00	5.99	6.02	6.12	5.62	5.61	5.56	5.54	5.54	–
Shares Outstanding (Diluted, Weighted)(shares)	5.47	5.48	5.61	5.66	5.75	5.82	5.97	6.02	6.06	6.10	6.17	5.64	5.62	5.56	5.54	5.54	–
Dividend per Share(per share)	0.96	0.92	0.91	0.87	0.66	0.75	0.66	0.52	0.44	0.35	0.25	0.18	0.12	0.18	0.08	0.08	0.26
Total Interest Income	84	81	72	54	47	48	50	45	42	40	39	38	37	39	45	48	50
Net Interest Income	59	54	–	–	44	44	46	43	40	37	35	34	31	32	34	33	33
Non-Interest Income	31	28	23	27	25	23	18	16	15	16	13	12	13	13	15	14	12
Provision for Credit Losses	–	–	–	1.47	-1.16	4.26	0.86	0.79	-0.51	-1.21	-0.02	-0.70	2.58	4.92	13	16	11
Non-Interest Expense	63	61	56	56	51	8.54	46	43	41	42	36	36	33	32	30	29	30
Net Investment Income	–	54	55	51	44	–	–	–	–	–	–	–	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, FY2025

Gross margin: –
Operating margin: –
Net margin: 22.2%
Return on equity, FY2025: 13.8%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 12.1
Price to sales: 2.67
Price to book: 1.49
Dividend yield: 2.19%