PBHCNasdaqState Commercial BanksFiscal year ends December 31
Pathfinder Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$17.24+0.54 (+3.23%)
Close on Oct 19, 2026
- Market cap
- –
- P/E (TTM)
- –
- Dividend yield
- 2.32%
Pathfinder Bancorp, Inc. revenue by segment
By business segment
By product or service
| Revenue | TTM Q2 26 | TTM Q1 26 | TTM Q4 25 | TTM Q3 25 | TTM Q2 25 | TTM Q1 25 | TTM Q4 24 | TTM Q3 24 | TTM Q2 24 | TTM Q1 24 | TTM Q4 23 | TTM Q3 23 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banking [Member] | $3.85M | $3.88M | $3.69M | $3.87M | $4.29M | $4.51M | $4.91M | $4.92M | $4.53M | $4.45M | $4.60M | $4.60M | 8.0% | -10.1% |
| Service Charges on Deposit Accounts [Member] | $1.54M | $1.54M | $1.54M | $1.56M | $1.55M | $1.50M | $1.44M | $1.37M | $1.32M | $1.29M | $1.25M | $1.16M | 3.2% | -0.6% |
| Other Charges, Commissions & Fees [Member] | $925.00K | $940.00K | $1.01M | $1.04M | $1.07M | $1.07M | $1.48M | $1.51M | $1.52M | $1.53M | $1.10M | $1.53M | 1.9% | -13.6% |
| Insufficient Funds Fees [Member] | $885.00K | $881.00K | $874.00K | $882.00K | $868.00K | $848.00K | $819.00K | $792.00K | $752.00K | $721.00K | $686.00K | $651.00K | 1.8% | +2.0% |
| Total mortgage fee income and realized gains on sale of loans and foreclosed real estate [Member] | $880.00K | $897.00K | $788.00K | $715.00K | $650.00K | $622.00K | $562.00K | $494.00K | $465.00K | $497.00K | $488.00K | $539.00K | 1.8% | +35.4% |
| Card Income [Member] | $725.00K | $718.00K | $577.00K | $725.00K | $807.00K | $817.00K | $936.00K | $830.00K | $552.00K | $474.00K | $676.00K | $744.00K | 1.5% | -10.2% |
| Fee Income [Member] | $704.00K | $720.00K | $783.00K | $871.00K | $1.28M | $1.57M | $1.98M | $2.23M | $2.20M | $2.18M | $2.19M | $2.15M | 1.5% | -44.9% |
| Debit Card Interchange Fees [Member] | $656.00K | $648.00K | $510.00K | $663.00K | $746.00K | $757.00K | $875.00K | $771.00K | $493.00K | $414.00K | $616.00K | $683.00K | 1.4% | -12.1% |
| Deposit Related Fees [Member] | $560.00K | $571.00K | $580.00K | $599.00K | $603.00K | $573.00K | $534.00K | $488.00K | $450.00K | $448.00K | $436.00K | $379.00K | 1.2% | -7.1% |
| Net gains on sales of loans and foreclosed real estate [Member] | $535.00K | $523.00K | $402.00K | $308.00K | $277.00K | $234.00K | $187.00K | – | – | – | – | $198.00K | 1.1% | +93.1% |
| Banking House Rents Collected [Member] | $442.00K | $423.00K | $372.00K | $307.00K | $238.00K | $200.00K | $194.00K | $206.00K | $220.00K | $214.00K | $207.00K | $207.00K | 0.9% | +85.7% |
| Loan Servicing Fees [Member] | $345.00K | $374.00K | $386.00K | $407.00K | $373.00K | $388.00K | $375.00K | $348.00K | $368.00K | $323.00K | $307.00K | $341.00K | 0.7% | -7.5% |
| ATM Fees Surcharge [Member] | $261.00K | $259.00K | $272.00K | $276.00K | $273.00K | $265.00K | $242.00K | $231.00K | $226.00K | $227.00K | $225.00K | $225.00K | 0.5% | -4.4% |
| ATM Fees [Member] | $97.00K | $89.00K | $85.00K | $82.00K | $80.00K | $80.00K | $83.00K | $87.00K | $116.00K | $122.00K | $127.00K | $133.00K | 0.2% | +21.2% |
| Merchant Card Fees [Member] | $69.00K | $70.00K | $67.00K | $62.00K | $61.00K | $60.00K | $61.00K | $59.00K | $59.00K | $60.00K | $60.00K | $61.00K | 0.1% | +13.1% |
| Investment Services Revenue [Member] | $1.00K | $38.00K | $139.00K | $239.00K | $351.00K | $429.00K | $470.00K | $463.00K | $479.00K | $461.00K | $454.00K | $441.00K | 0.0% | -99.7% |
| Insurance Agency [Member] | – | – | $0 | $49.00K | $416.00K | $676.00K | $1.07M | $1.33M | $1.27M | $1.28M | $1.30M | $1.28M | – | – |
By region
From the segment and revenue-disaggregation notes of Pathfinder Bancorp's 10-K and 10-Q filings (XBRL). Fourth-quarter figures are the fiscal year less the first nine months. Segment names follow the company's own labels and can change when it reorganizes.