PBHCNasdaqState Commercial BanksFiscal year ends December 31
Pathfinder Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$17.24+0.54 (+3.23%)
Close on Oct 19, 2026
- Market cap
- –
- P/E (TTM)
- –
- Dividend yield
- 2.32%
Pathfinder Bancorp, Inc. revenue by segment
By business segment
By product or service
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Banking [Member] | $3.69M | $4.91M | $4.60M | $4.60M | $4.94M | $5.45M | $3.92M | $3.50M | $3.23M | 7.9% | -25.0% |
| Service Charges on Deposit Accounts [Member] | $1.54M | $1.44M | $1.25M | $1.13M | $1.46M | $1.40M | $1.39M | $1.15M | $1.13M | 3.3% | +7.2% |
| Other Charges, Commissions & Fees [Member] | $1.01M | $1.48M | $1.10M | $1.77M | $1.06M | $917.00K | $878.00K | $868.00K | $709.00K | 2.2% | -31.6% |
| Insufficient Funds Fees [Member] | $874.00K | $819.00K | $686.00K | $569.00K | $888.00K | $871.00K | $1.12M | $852.00K | $844.00K | 1.9% | +6.7% |
| Total mortgage fee income and realized gains on sale of loans and foreclosed real estate [Member] | $788.00K | $562.00K | $488.00K | $500.00K | $559.00K | $1.54M | $275.00K | $220.00K | $186.00K | 1.7% | +40.2% |
| Fee Income [Member] | $783.00K | $1.98M | $2.19M | $2.03M | $1.92M | $1.68M | $1.52M | $1.49M | $1.37M | 1.7% | -60.4% |
| Deposit Related Fees [Member] | $580.00K | $534.00K | $436.00K | $390.00K | $393.00K | $373.00K | $179.00K | $202.00K | $190.00K | 1.2% | +8.6% |
| Card Income [Member] | $577.00K | $936.00K | $676.00K | $937.00K | $996.00K | $841.00K | $737.00K | $648.00K | $538.00K | 1.2% | -38.4% |
| Debit Card Interchange Fees [Member] | $510.00K | $875.00K | $616.00K | $867.00K | $923.00K | $771.00K | $657.00K | $576.00K | $484.00K | 1.1% | -41.7% |
| Net gains on sales of loans and foreclosed real estate [Member] | $402.00K | $187.00K | $181.00K | $137.00K | $313.00K | $1.18M | $64.00K | $50.00K | $37.00K | 0.9% | +115.0% |
| Loan Servicing Fees [Member] | $386.00K | $375.00K | $307.00K | $363.00K | $246.00K | $361.00K | $211.00K | $170.00K | $149.00K | 0.8% | +2.9% |
| Banking House Rents Collected [Member] | $372.00K | $194.00K | $207.00K | $229.00K | $243.00K | $235.00K | $195.00K | $134.00K | $122.00K | 0.8% | +91.8% |
| ATM Fees Surcharge [Member] | $272.00K | $242.00K | $225.00K | $229.00K | $227.00K | $213.00K | $226.00K | $232.00K | $217.00K | 0.6% | +12.4% |
| Investment Services Revenue [Member] | $139.00K | $470.00K | $454.00K | $446.00K | $399.00K | $303.00K | $267.00K | $288.00K | $244.00K | 0.3% | -70.4% |
| ATM Fees [Member] | $85.00K | $83.00K | $127.00K | $167.00K | $183.00K | $151.00K | $90.00K | $94.00K | $96.00K | 0.2% | +2.4% |
| Merchant Card Fees [Member] | $67.00K | $61.00K | $60.00K | $70.00K | $73.00K | $70.00K | $80.00K | $72.00K | $54.00K | 0.1% | +9.8% |
| Insurance Agency [Member] | $0 | $1.07M | $1.30M | $1.13M | $1.05M | $955.00K | $828.00K | $831.00K | $790.00K | 0.0% | -100.0% |
By region
From the segment and revenue-disaggregation notes of Pathfinder Bancorp's 10-K and 10-Q filings (XBRL). Fourth-quarter figures are the fiscal year less the first nine months. Segment names follow the company's own labels and can change when it reorganizes.