PBHCNasdaqState Commercial BanksFiscal year ends December 31
Pathfinder Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$17.24+0.54 (+3.23%)
Close on Oct 19, 2026
- Market cap
- –
- P/E (TTM)
- –
- Dividend yield
- 2.32%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
18.3%
1M of 6M shares
Institutional holders
20
3 new, 1 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
5 buys · 0 sales
Net bought $67.39K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| AllianceBernstein L.P. | 485,481 | 10.10% | 13G (passive) amendment | Nov 30, 2025 |
| Pathfinder Bank Employee Stock Ownership Plan Trust | 317,463 | 5.10% | 13G (passive) amendment | Dec 31, 2025 |
| David P. Cohen | 262,204 | 5.50% | 13G (passive) amendment | Dec 31, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of PBHC | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Alliancebernstein L.P. | 478,169 | 7.62% | $6.10M | +4,405 | 0.00% |
| Minerva Advisors LLC | 262,204 | 4.18% | $4.16M | – | 2.63% |
| Vanguard Capital Management LLC | 130,641 | 2.08% | $2.07M | +14,014 | 0.00% |
| Oppenheimer & Close, LLC | 95,179 | 1.52% | $1.51M | +3,264 | 0.95% |
| Hamilton Point Investment Advisors, LLC | 38,429 | 0.61% | $610.25K | – | 0.09% |
| Geode Capital Management, LLC | 27,877 | 0.44% | $442.80K | +4,941 | 0.00% |
| Dimensional Fund Advisors LP | 20,445 | 0.33% | $324.67K | −1,929 | 0.00% |
| Susquehanna International Group, Llp | 19,388 | 0.31% | $307.88K | −844 | 0.00% |
| Vanguard Fiduciary Trust Co | 14,784 | 0.24% | $234.77K | −2,196 | 0.00% |
| Caldwell Sutter Capital, Inc. | 14,773 | 0.24% | $234.60K | – | 0.09% |
| BlackRock, Inc. | 13,067 | 0.21% | $207.50K | +2,317 | 0.00% |
| Osaic Holdings, Inc. | 12,895 | 0.21% | $204.78K | −5,116 | 0.00% |
| Bridgeway Capital Management, LLC | 10,200 | 0.16% | $161.98K | – | 0.00% |
| Royal Bank of Canada | 5,866 | 0.09% | $93.00K | – | 0.00% |
| UBS Group AG | 2,654 | 0.04% | $42.15K | New | 0.00% |
| Vanguard Global Advisers, LLC | 1,636 | 0.03% | $25.98K | – | 0.00% |
| Morgan Stanley | 495 | 0.01% | $7.87K | – | 0.00% |
| Tower Research Capital LLC (TRC) | 85 | 0.00% | $1.35K | −377 | 0.00% |
| Barclays PLC | 16 | 0.00% | $254 | New | 0.00% |
| Wells Fargo & Company/Mn | 1 | 0.00% | $9 | New | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 20 | 1M | 18.3% | 3 / 5 | 5 / 1 | 0M | 0M |
| Q1 2026 | 19 | 1M | 18.2% | 3 / 3 | 4 / 4 | 0M | 0M |
| Q4 2025 | 21 | 1M | 18.5% | 0 / 6 | 6 / 2 | 0M | 0M |
| Q3 2025 | 23 | 1M | 18.1% | 3 / 5 | 7 / 1 | 0M | 0M |
| Q2 2025 | 21 | 1M | 17.1% | 2 / 11 | 2 / 4 | 0M | 0M |
| Q1 2025 | 23 | 1M | 15.0% | 4 / 9 | 2 / 2 | 0M | 0M |
| Q4 2024 | 21 | 1M | 16.2% | 3 / 6 | 3 / 2 | 0M | 0M |
| Q3 2024 | 20 | 1M | 15.7% | 4 / 5 | 4 / 3 | 0M | 0M |
| Q2 2024 | 20 | 1M | 15.1% | 3 / 7 | 3 / 1 | 0M | 0M |
| Q1 2024 | 18 | 1M | 14.0% | 1 / 8 | 3 / 2 | 0M | 0M |
| Q4 2023 | 19 | 1M | 14.0% | 2 / 8 | 2 / 2 | 0M | 0M |
| Q3 2023 | 19 | 1M | 14.0% | 3 / 6 | 5 / 2 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of PBHC | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 97,654 | 1.56% | $1.55M | 0.00% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 24,658 | 0.39% | $391.57K | 0.00% | Jun 30, 2026 |
| iShares Micro-Cap ETF | 10,751 | 0.17% | $170.73K | 0.01% | Jun 30, 2026 |
| Omni Small-Cap Value Fund | 10,200 | 0.16% | $161.98K | 0.01% | Jun 30, 2026 |
| Fidelity Extended Market Index Fund | 8,885 | 0.14% | $123.23K | 0.00% | May 31, 2026 |
| U.S. Core Equity 2 Portfolio | 8,118 | 0.13% | $129.73K | 0.00% | Jul 31, 2026 |
| Fidelity Total Market Index Fund | 4,793 | 0.08% | $66.48K | 0.00% | May 31, 2026 |
| U.S. Core Equity 1 Portfolio | 4,141 | 0.07% | $66.17K | 0.00% | Jul 31, 2026 |
| Fidelity Series Total Market Index Fund | 3,645 | 0.06% | $50.56K | 0.00% | May 31, 2026 |
| Vanguard Institutional Total Stock Market Index Fund | 3,260 | 0.05% | $51.77K | 0.00% | Jun 30, 2026 |
| Dimensional U.S. Core Equity 2 ETF | 1,566 | 0.02% | $25.02K | 0.00% | Jul 31, 2026 |
| U.S. Vector Equity Portfolio | 1,554 | 0.02% | $24.83K | 0.00% | Jul 31, 2026 |
| U.S. Sustainability Core 1 Portfolio | 900 | 0.01% | $14.38K | 0.00% | Jul 31, 2026 |
| Dimensional US Core Equity 1 ETF | 717 | 0.01% | $11.46K | 0.00% | Jul 31, 2026 |
| LVIP Dimensional U.S. Core Equity 2 Fund | 617 | 0.01% | $9.80K | 0.00% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Joseph Polniak | FVP, General Counsel | 9,000 | 0.14% | Jun 16, 2026 |
| James A. Dowd | President and CEO | 112,165 | 1.79% | Jun 4, 2026 |
| William D. O'Brien | Senior Vice President | 43,918 | 0.70% | May 6, 2026 |
| Ronald G. Tascarella | Senior Vice President | 36,515 | 0.58% | Apr 10, 2026 |
| Regina E. Bass | First Vice President | 717 | 0.01% | Apr 10, 2026 |
| Robert G. Butkowski Jr. | Senior Vice President | 46,573 | 0.74% | Apr 10, 2026 |
| Joseph F. Serbun | Senior Vice President | 16,004 | 0.25% | Apr 10, 2026 |
| Justin K. Bigham | Executive Vice President, CFO | 24,005 | 0.38% | Apr 10, 2026 |
| Joseph Paul McManus | Senior Vice President, CIO | 16,026 | 0.26% | Apr 10, 2026 |
| Ronald Tascarella | Retired Executive Vice Pres. | 82,319 | 1.31% | Mar 3, 2025 |
| Daniel R. Phillips | Senior Vice President | 58,429 | 0.93% | Feb 4, 2025 |
| Melanie Littlejohn | Director | 12,302 | 0.20% | May 6, 2026 |
| Adam C. Gagas | Director | 202,008 | 3.22% | Mar 13, 2026 |
| David A. Ayoub | Director | 41,633 | 0.66% | Mar 13, 2026 |
| William A. Barclay | Director | 90,750 | 1.45% | Nov 21, 2025 |
| Chris R. Burritt | Director | 56,691 | 0.90% | May 7, 2025 |
| Eric Allyn | Director | 41,211 | 0.66% | Feb 28, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Joseph Polniak FVP, General Counsel | Jun 15, 2026 | Buy | +1,000 | $15.88 | $15.88K | 9,000 |
| James A. Dowd President and CEO | Jun 2, 2026 | Buy | +1,400 | $13.69 | $19.17K | 19,452 |
| William D. O'Brien Senior Vice President | May 4, 2026 | Option exercise | +7,908 | $11.35 | $89.76K | 31,420 |
| Melanie Littlejohn Director | May 4, 2026 | Option exercise | +8,787 | $11.35 | $99.73K | 12,302 |
| Melanie Littlejohn Director | May 4, 2026 | Option exercise | −7,913 | $13.48 | $106.67K | 4,389 |
| James A. Dowd President and CEO | May 4, 2026 | Option exercise | +2,816 | $11.35 | $31.96K | 71,520 |
| Joseph Polniak FVP, General Counsel | Mar 31, 2026 | Award | +8,000 | – | – | 8,000 |
| Adam C. Gagas Director | Mar 13, 2026 | Option exercise | +8,787 | $11.35 | $99.73K | 35,588 |
| James A. Dowd President and CEO | Mar 13, 2026 | Option exercise | +6,000 | $11.35 | $68.10K | 68,704 |
| David A. Ayoub Director | Mar 12, 2026 | Option exercise | +8,787 | $11.35 | $99.73K | 20,798 |
| William D. O'Brien Senior Vice President | Mar 5, 2026 | Option exercise | +3,647 | $10.81 | $39.42K | 23,512 |
| Adam C. Gagas Director | Mar 3, 2026 | Gift | −1,000 | – | – | 148,664 |
| Ronald G. Tascarella Senior Vice President | Feb 27, 2026 | Option exercise | −1,865 | $13.42 | $25.03K | 16,771 |
| Ronald G. Tascarella Senior Vice President | Feb 27, 2026 | Option exercise | +2,109 | $11.35 | $23.94K | 18,636 |
| Adam C. Gagas Director | Feb 13, 2026 | Buy | +1,950 | $13.75 | $26.81K | 17,756 |
| Adam C. Gagas Director | Feb 12, 2026 | Buy | +6 | $13.50 | $81 | 15,806 |
| David A. Ayoub Director | Feb 4, 2026 | Buy | +425 | $12.83 | $5.45K | 19,188 |
| William D. O'Brien Senior Vice President | Feb 4, 2026 | Option exercise | +5,000 | $10.81 | $54.05K | 19,865 |
| Robert G. Butkowski Jr. Senior Vice President | Feb 3, 2026 | Option exercise | +2,636 | $11.35 | $29.92K | 19,436 |
| James A. Dowd President and CEO | Dec 10, 2025 | Option exercise | +4,000 | $11.35 | $45.40K | 62,704 |
| William A. Barclay Director | Nov 20, 2025 | Option exercise | +4,500 | $11.35 | $51.08K | 28,774 |
| James A. Dowd President and CEO | Sep 12, 2025 | Option exercise | +3,000 | $11.35 | $34.05K | 58,704 |
| Adam C. Gagas Director | Aug 28, 2025 | Option exercise | +3,116 | $11.09 | $34.56K | 26,801 |
| Adam C. Gagas Director | May 12, 2025 | Option exercise | +2,620 | $11.09 | $29.06K | 23,685 |
| David A. Ayoub Director | May 5, 2025 | Buy | +1,000 | $14.95 | $14.95K | 18,763 |
| Ronald Tascarella Retired Executive Vice Pres. | Mar 3, 2025 | Sale | −134 | $17.10 | $2.29K | 47,203 |
| Ronald Tascarella Retired Executive Vice Pres. | Feb 28, 2025 | Sale | −2 | $17.10 | $34 | 47,337 |
| Ronald Tascarella Retired Executive Vice Pres. | Feb 27, 2025 | Sale | −42 | $17.10 | $718 | 47,339 |
| Ronald Tascarella Retired Executive Vice Pres. | Feb 26, 2025 | Sale | −1,221 | $17.10 | $20.88K | 47,388 |
| Ronald Tascarella Retired Executive Vice Pres. | Feb 26, 2025 | Sale | −7 | $17.25 | $121 | 47,381 |
| Ronald Tascarella Retired Executive Vice Pres. | Feb 25, 2025 | Sale | −62 | $17.10 | $1.06K | 48,547 |
| Ronald Tascarella Retired Executive Vice Pres. | Feb 25, 2025 | Sale | −7 | $17.25 | $121 | 48,540 |
| Ronald Tascarella Retired Executive Vice Pres. | Feb 20, 2025 | Sale | −5,000 | $17.00 | $85.00K | 48,609 |
| William D. O'Brien Senior Vice President | Feb 12, 2025 | Sale | −2,353 | $17.14 | $40.33K | 14,865 |
| James A. Dowd President and CEO | Jan 31, 2025 | Award | +35,000 | – | – | 55,704 |
| Robert G. Butkowski Jr. Senior Vice President | Jan 31, 2025 | Award | +14,000 | – | – | 16,800 |
| Ronald G. Tascarella SVP, Chief Banking Officer | Jan 31, 2025 | Award | +14,000 | – | – | 16,527 |
| Justin K. Bigham Senior Vice President, CFO | Jan 31, 2025 | Award | +24,000 | – | – | 24,000 |
| Joseph F. Serbun Senior Vice President | Jan 31, 2025 | Award | +16,000 | – | – | 16,000 |
| William D. O'Brien Senior Vice President | Jan 31, 2025 | Award | +11,000 | – | – | 17,218 |
| Joseph Paul McManus Senior Vice President | Jan 31, 2025 | Award | +11,000 | – | – | 11,000 |
| Eric Allyn Director | Dec 5, 2024 | Sale | −8,169 | $16.80 | $137.24K | 6,124 |
| Eric Allyn Director | Dec 3, 2024 | Sale | −1,014 | $17.28 | $17.52K | 14,293 |
| William A. Barclay Director | Nov 22, 2024 | Option exercise | +2,525 | $11.35 | $28.66K | 24,274 |
| Daniel R. Phillips Senior Vice President | Nov 20, 2024 | Option exercise | +13,266 | $11.35 | $150.57K | 38,270 |
| Daniel R. Phillips Senior Vice President | Nov 4, 2024 | Option exercise | +7,237 | $10.81 | $78.23K | 22,454 |
| Daniel R. Phillips Senior Vice President | Nov 4, 2024 | Option exercise | +2,550 | $11.35 | $28.94K | 25,004 |
| Daniel R. Phillips Senior Vice President | Sep 16, 2024 | Sale | −504 | $15.78 | $7.95K | 15,463 |
| Daniel R. Phillips Senior Vice President | Sep 16, 2024 | Sale | −1,294 | $15.77 | $20.41K | 15,967 |
| Daniel R. Phillips Senior Vice President | Sep 16, 2024 | Sale | −100 | $15.67 | $1.57K | 17,863 |
| Daniel R. Phillips Senior Vice President | Sep 16, 2024 | Sale | −45 | $15.82 | $712 | 15,418 |
| Daniel R. Phillips Senior Vice President | Sep 16, 2024 | Sale | −101 | $15.85 | $1.60K | 15,317 |
| Daniel R. Phillips Senior Vice President | Sep 16, 2024 | Sale | +100 | $15.94 | $1.59K | 15,217 |
| Daniel R. Phillips Senior Vice President | Sep 16, 2024 | Sale | −2,254 | $15.48 | $34.89K | 17,963 |
| Daniel R. Phillips Senior Vice President | Sep 16, 2024 | Sale | −602 | $15.76 | $9.49K | 17,261 |
| Daniel R. Phillips Senior Vice President | Aug 16, 2024 | Sale | −1,055 | $15.42 | $16.27K | 20,217 |
| David A. Ayoub Director | May 7, 2024 | Buy | +260 | $12.40 | $3.22K | 12,011 |
| James A. Dowd President and CEO | Mar 13, 2024 | Buy | +425 | $12.55 | $5.33K | 18,052 |
| James A. Dowd President and CEO | Mar 12, 2024 | Buy | +200 | $12.02 | $2.40K | 17,627 |
| Walter Rusnak Senior Vice President, CFO | Mar 11, 2024 | Buy | +1,500 | $11.89 | $17.84K | 36,000 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Littlejohn Melanie Director | May 4, 2026 | 7,913 | $106.67K | May 4, 2026 | Stock Option Exercise |
| F. Rusnak Walter Officer | Jun 12, 2025 | 16,000 | $241.43K | Jun 12, 2025 | Stock Option Exercise |
| F. Rusnak Walter Officer | Jun 3, 2025 | 191 | $2.83K | Jun 3, 2025 | Stock Option Exercise |
| F. Rusnak Walter Officer | Jun 2, 2025 | 8,116 | $119.94K | Jun 2, 2025 | Stock Option Exercise |
| Allyn Eric Affiliate | Dec 5, 2024 | 14,293 | $242.98K | Dec 5, 2024 | Private Placement |
| Phillips Daniel Officer | Sep 16, 2024 | 5,000 | $78.20K | Sep 16, 2024 | Exercised Shares |
| Phillips Daniel Officer | Sep 11, 2023 | 4,000 | $51.97K | Sep 11, 2023 | Restricted Stock |
| Corriders Calvin Officer | Aug 15, 2023 | 10,000 | $139.63K | Aug 15, 2023 | Restricted Stock |
| Corriders Calvin Officer | Aug 14, 2023 | 3,000 | $42.93K | Aug 14, 2023 | Restricted Stock |