Pathfinder Bancorp, Inc.
Close on Oct 19, 2026
- Market cap
- –
- P/E (TTM)
- –
- Dividend yield
- 2.32%
About Pathfinder Bancorp
State Commercial Banks, SIC 6022
Pathfinder Bancorp, Inc. is a bank holding company that operates primarily through its wholly owned subsidiary, Pathfinder Bank. The institution provides retail, commercial, and municipal financial services to individuals, families, small to mid-sized businesses, and local governments. Its core offerings include deposit accounts and a range of lending products such as commercial real estate loans, commercial business loans and lines of credit, one-to-four family residential mortgages, home equity lines, and consumer financing. It also invests in United States government, municipal, and mortgage-backed securities, and holds interests in real estate development activities.
The company is headquartered in Oswego, New York, and conducts its banking operations across Central New York. Its branch network comprises seven branch offices in Oswego County, five branch offices in Onondaga County, and one limited-purpose office located in Oneida County. Oswego and Onondaga Counties represent its primary lending and deposit gathering market area.
Summary of the business section of Pathfinder Bancorp's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Pathfinder Bancorp, Inc.
- Founded
- 2014
- Headquarters
- Oswego, NY
- Address
- 214 West First Street 13126
- Phone
- (315) 343-0057
- Website
- pathfinderbank.com
- Employees
- 187, Dec 31, 2025
- Industry
- State Commercial Banks
- Incorporated in
- Maryland
- Fiscal year ends
- December 31
- Auditor
- Bonadio & Co., LLP, Syracuse, New York
Stock & identifiers
- Ticker
- PBHC
- Exchange
- Nasdaq
- IPO date
- Nov 16, 1995
- Shares outstanding
- 6M, Aug 11, 2026
- Public float
- $80.00M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- Stock splits
- 3-for-2, Feb 6, 1998
- SEC CIK
- 1609065
- CUSIP
- 70319R109
- ISIN
- US70319R1095
- LEI
- 549300OE0R516BNKW235
- EIN
- 38-3941859
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Joseph Polniak | FVP, General Counsel | 9,000 |
| James A. Dowd | President and CEO | 112,165 |
| William D. O'Brien | Senior Vice President | 43,918 |
| Ronald G. Tascarella | Senior Vice President | 36,515 |
| Regina E. Bass | First Vice President | 717 |
| Robert G. Butkowski Jr. | Senior Vice President | 46,573 |
| Joseph F. Serbun | Senior Vice President | 16,004 |
| Justin K. Bigham | Executive Vice President, CFO | 24,005 |
| Joseph Paul McManus | Senior Vice President, CIO | 16,026 |
| Ronald Tascarella | Retired Executive Vice Pres. | 82,319 |
| Daniel R. Phillips | Senior Vice President | 58,429 |
| Melanie Littlejohn | Director | 12,302 |
| Adam C. Gagas | Director | 202,008 |
| David A. Ayoub | Director | 41,633 |
| William A. Barclay | Director | 90,750 |
| Chris R. Burritt | Director | 56,691 |
| Eric Allyn | Director | 41,211 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 James A. Dowd | $1.82M | $1.64M | $1.03M | $79 | – |
| FY2025 James ADowd | $1.82M | $1.64M | $1.03M | $79 | – |
| FY2024 James A. Dowd | $615.07K | $615.07K | $286.16K | $96 | – |
| FY2024 James ADowd | $615.07K | $615.07K | $286.16K | $96 | – |
| FY2023 James A. Dowd | $562.05K | $546.30K | $332.05K | $75 | – |
| FY2023 James ADowd | $562.05K | $546.30K | $332.05K | $75 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“At December 31, 2025, we employed 187 team members, of which 179 were full-time, and 8 were part-time.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Oct 30, 2020 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Apr 4, 2019 | Listing notice | Notice of delisting or failure to satisfy a listing rule (8-K Item 3.01) |
| Oct 16, 2014 | Listing | Registration of securities on an exchange (Form 8-A) |