OVBCNasdaqState Commercial BanksFiscal year ends December 31
OHIO VALLEY BANC CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$45.40−0.59 (-1.28%)
Close on Oct 19, 2026
- Market cap
- $213.88M
- P/E (TTM)
- 15.1
- Dividend yield
- 2.00%
Ohio Valley Banc statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Market Cap | $213.88M | $679.86M |
| Enterprise Value | $135.80M | $418.07M |
| PE Ratio | 15.08 | 12.00 |
| PS Ratio | 3.09 | 3.62 |
| PB Ratio | 1.23 | 1.18 |
| P/TBV Ratio | 1.29 | 1.42 |
| P/FCF Ratio | 10.85 | 10.93 |
| P/OCF Ratio | 9.32 | 10.04 |
Enterprise value
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| EV / Sales | 1.96 | 2.78 |
| EV / FCF | 6.89 | 8.40 |
Income (trailing twelve months)
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Revenue | $69.31M | $170.85M |
| Pretax Income | $17.55M | $70.12M |
| Net Income | $14.21M | $54.33M |
| EPS (Diluted) | $3.01 | $2.90 |
Margins
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Pretax Margin | 25.3% | 36.4% |
| Profit Margin | 20.5% | 29.1% |
| FCF Margin | 28.4% | 33.0% |
Returns
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Return on Equity (ROE) | 8.50% | 10.5% |
| Return on Assets (ROA) | 0.90% | 1.12% |
Growth
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 4.07% | 11.8% |
| Net Income Growth (YoY) | 2.59% | 23.1% |
| EPS Growth (YoY) | 2.38% | 22.7% |
| FCF Growth (YoY) | 63.2% | 27.1% |
| Revenue Growth (3Y CAGR) | 6.69% | 5.82% |
| Revenue Growth (5Y CAGR) | 5.35% | 6.17% |
Balance sheet
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $78.08M | $205.54M |
| Net Cash (Debt) | $78.08M | $164.40M |
| Net Cash Per Share | $16.57 | $8.13 |
| Equity (Book Value) | $173.39M | $560.44M |
| Book Value Per Share | $36.80 | $28.47 |
| Tangible Book Value | $166.07M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Operating Cash Flow | $22.94M | $61.20M |
| Capital Expenditures | -$3.23M | -$4.02M |
| Free Cash Flow | $19.71M | $52.43M |
| FCF Per Share | $4.18 | $3.07 |
Efficiency
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $257.64K | $357.09K |
| Profits Per Employee | $52.82K | $107.23K |
| Employee Count | 269 | 528 |
Dividends and yields
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Earnings Yield | 6.64% | 8.07% |
| FCF Yield | 9.22% | 8.89% |
| Dividend Yield | 2.00% | 2.48% |
| Shareholder Yield | 2.00% | 3.13% |
| Dividend Per Share | $0.91 | $0.93 |
| Dividend Growth (YoY) | 3.41% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 31.2% | 29.4% |
| FCF Payout Ratio | 22.5% | 26.0% |
Shares
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Shares Outstanding | 4,711,000 | 18,910,300 |
| Shares Change (YoY) | 0.00% | 0.39% |
| Float | 4,468,110 | 16,895,350 |
| Shares Held by Insiders | 5.16% | 5.92% |
| Shares Held by Institutions | 30.3% | 61.9% |
Taxes
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Income Tax | $3.34M | $14.50M |
| Effective Tax Rate | 19.0% | 21.1% |
Scores
| Measure | Ohio Valley Banc | Industry median |
|---|---|---|
| Graham Number | $49.93 | $45.31 |
| Graham Upside | 9.97% | 21.6% |
| Altman Z-Score | 0.24 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Ohio Valley Banc's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.