Oportun Financial Corp (OPRT) stock
OPRTNasdaqFinance ServicesFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 8/307% below fair value
$11.73−0.03 (-0.26%)
Close on Nov 13, 2026Market cap $539.43MP/E 15.9Yield –
Oportun Financial profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Oportun Financial's profit margin for the twelve months ending Sep 30, 2026 was 3.9%. For fiscal 2025 it was 2.6%, against -7.9% the year before. The highest annual figure on record is 24.8% in fiscal 2018.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2.6% | +10.5 |
| FY2024 | Dec 31, 2024 | -7.9% | +9.2 |
| FY2023 | Dec 31, 2023 | -17.0% | −8.9 |
| FY2022 | Dec 31, 2022 | -8.2% | −15.7 |
| FY2021 | Dec 31, 2021 | 7.6% | +15.3 |
| FY2020 | Dec 31, 2020 | -7.7% | −18.0 |
| FY2019 | Dec 31, 2019 | 10.3% | −14.5 |
| FY2018 | Dec 31, 2018 | 24.8% | +27.6 |
| FY2017 | Dec 31, 2017 | -2.8% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 9.3% | +7.1 |
| Q2 FY2026 | Jun 30, 2026 | 3.7% | +0.7 |
| Q1 FY2026 | Mar 31, 2026 | 1.0% | −3.1 |
| Q4 FY2025 | Dec 31, 2025 | 1.4% | −2.1 |
| Q3 FY2025 | Sep 30, 2025 | 2.2% | +14.2 |
| Q2 FY2025 | Jun 30, 2025 | 2.9% | +15.3 |
| Q1 FY2025 | Mar 31, 2025 | 4.1% | +14.7 |
| Q4 FY2024 | Dec 31, 2024 | 3.5% | +19.4 |
| Q3 FY2024 | Sep 30, 2024 | -12.0% | −4.1 |
| Q2 FY2024 | Jun 30, 2024 | -12.4% | −6.8 |
| Q1 FY2024 | Mar 31, 2024 | -10.6% | +28.8 |
| Q4 FY2023 | Dec 31, 2023 | -15.9% | −12.7 |
| Q3 FY2023 | Sep 30, 2023 | -7.9% | +34.4 |
| Q2 FY2023 | Jun 30, 2023 | -5.6% | −1.5 |
| Q1 FY2023 | Mar 31, 2023 | -39.3% | −60.6 |
| Q4 FY2022 | Dec 31, 2022 | -3.2% | −10.5 |
| Q3 FY2022 | Sep 30, 2022 | -42.3% | −56.8 |
| Q2 FY2022 | Jun 30, 2022 | -4.1% | −9.3 |
| Q1 FY2022 | Mar 31, 2022 | 21.3% | +19.0 |
| Q4 FY2021 | Dec 31, 2021 | 7.3% | +1.3 |
| Q3 FY2021 | Sep 30, 2021 | 14.4% | +18.9 |
| Q2 FY2021 | Jun 30, 2021 | 5.2% | +29.2 |
| Q1 FY2021 | Mar 31, 2021 | 2.2% | +10.4 |
| Q4 FY2020 | Dec 31, 2020 | 6.0% | −8.0 |
| Q3 FY2020 | Sep 30, 2020 | -4.4% | −10.9 |
| Q2 FY2020 | Jun 30, 2020 | -24.0% | −33.7 |
| Q1 FY2020 | Mar 31, 2020 | -8.1% | −18.7 |
| Q4 FY2019 | Dec 31, 2019 | 14.0% | −4.2 |
| Q3 FY2019 | Sep 30, 2019 | 6.5% | −9.7 |
| Q2 FY2019 | Jun 30, 2019 | 9.7% | – |
| Q1 FY2019 | Mar 31, 2019 | 10.6% | – |
| Q4 FY2018 | Dec 31, 2018 | 18.2% | – |
| Q3 FY2018 | Sep 30, 2018 | 16.2% | – |
See a number that looks wrong?