OPHCNYSENational Commercial BanksFiscal year ends December 31
OptimumBank Holdings, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$8.69−0.10 (-1.14%)
Close on Oct 19, 2026
- Market cap
- $205.91M
- P/E (TTM)
- 12.2
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
9.8%
2M of 24M shares
Institutional holders
24
7 new, 1 sold out
Net institutional buying
1M
In Q2 2026
Insider trades, 12 months
1 buys · 2 sales
Net sold $185.91K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| AllianceBernstein L.P. | 616,168 | 5.00% | 13G (passive) | Jun 30, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of OPHC | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Alliancebernstein L.P. | 616,168 | 2.56% | $3.14M | +32,433 | 0.00% |
| Wellington Management Group Llp | 431,634 | 1.79% | $2.52M | New | 0.00% |
| Vanguard Capital Management LLC | 406,480 | 1.69% | $2.37M | +62,337 | 0.00% |
| Renaissance Technologies LLC | 155,051 | 0.64% | $905.50K | +30,451 | 0.00% |
| Geode Capital Management, LLC | 107,840 | 0.45% | $629.84K | +28,355 | 0.00% |
| Morgan Stanley | 100,002 | 0.42% | $584.01K | – | 0.00% |
| Mink Brook Asset Management LLC | 78,552 | 0.33% | $458.74K | New | 0.20% |
| Dimensional Fund Advisors LP | 77,662 | 0.32% | $453.55K | +6,175 | 0.00% |
| Sparta 24 Ltd. | 73,443 | 0.30% | $428.91K | New | 0.39% |
| Vanguard Fiduciary Trust Co | 61,244 | 0.25% | $357.67K | +4,267 | 0.00% |
| Susquehanna International Group, Llp | 54,631 | 0.23% | $319.05K | −65,127 | 0.00% |
| Citadel Advisors LLC | 42,613 | 0.18% | $248.86K | New | 0.00% |
| BlackRock, Inc. | 37,458 | 0.16% | $218.76K | +12,731 | 0.00% |
| Bridgeway Capital Management, LLC | 31,600 | 0.13% | $184.54K | – | 0.00% |
| Northern Trust Corp | 24,970 | 0.10% | $145.82K | −448 | 0.00% |
| Pekin Hardy Strauss, Inc. | 18,750 | 0.08% | $109.50K | – | 0.01% |
| Globeflex Capital L P | 15,253 | 0.06% | $89.08K | +3,089 | 0.01% |
| State Street Corp | 11,310 | 0.05% | $66.05K | – | 0.00% |
| XTX Topco Ltd | 10,495 | 0.04% | $61.29K | New | 0.00% |
| Wells Fargo & Company/Mn | 3,126 | 0.01% | $18.26K | – | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 24 | 2M | 9.8% | 7 / 9 | 2 / 1 | 1M | 0M |
| Q1 2026 | 18 | 2M | 6.9% | 5 / 3 | 4 / 4 | 1M | 0M |
| Q4 2025 | 18 | 2M | 6.7% | 2 / 7 | 4 / 5 | 0M | 1M |
| Q3 2025 | 21 | 2M | 8.2% | 1 / 8 | 5 / 0 | 0M | 0M |
| Q2 2025 | 20 | 2M | 7.7% | 2 / 11 | 3 / 2 | 0M | 0M |
| Q1 2025 | 20 | 2M | 6.8% | 5 / 10 | 2 / 3 | 1M | 0M |
| Q4 2024 | 18 | 1M | 4.9% | 5 / 5 | 3 / 1 | 0M | 0M |
| Q3 2024 | 14 | 1M | 4.5% | 5 / 6 | 1 / 2 | 0M | 0M |
| Q2 2024 | 12 | 1M | 4.0% | 3 / 6 | 2 / 1 | 0M | 0M |
| Q1 2024 | 10 | 1M | 4.1% | 1 / 5 | 1 / 2 | 0M | 0M |
| Q4 2023 | 11 | 1M | 2.8% | 1 / 6 | 2 / 2 | 0M | 0M |
| Q3 2023 | 12 | 0M | 1.6% | 4 / 3 | 1 / 0 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of OPHC | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 282,439 | 1.17% | $1.65M | 0.00% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 105,868 | 0.44% | $618.27K | 0.00% | Jun 30, 2026 |
| iShares Micro-Cap ETF | 35,278 | 0.15% | $206.02K | 0.01% | Jun 30, 2026 |
| U.S. Targeted Value Portfolio | 28,972 | 0.12% | $220.19K | 0.00% | Jul 31, 2026 |
| Fidelity Extended Market Index Fund | 23,392 | 0.10% | $128.66K | 0.00% | May 31, 2026 |
| Fidelity Total Market Index Fund | 18,777 | 0.08% | $103.27K | 0.00% | May 31, 2026 |
| Ultra-Small Company Market Fund | 16,600 | 0.07% | $96.94K | 0.07% | Jun 30, 2026 |
| Fidelity Series Total Market Index Fund | 15,275 | 0.06% | $84.01K | 0.00% | May 31, 2026 |
| Omni Small-Cap Value Fund | 15,000 | 0.06% | $87.60K | 0.01% | Jun 30, 2026 |
| Dimensional U.S. Targeted Value ETF | 8,337 | 0.03% | $63.36K | 0.00% | Jul 31, 2026 |
| U.S. Core Equity 2 Portfolio | 3,801 | 0.02% | $28.89K | 0.00% | Jul 31, 2026 |
| U.S. Micro Cap Portfolio | 3,264 | 0.01% | $24.81K | 0.00% | Jul 31, 2026 |
| Dimensional US Sustainability Core 1 ETF | 2,960 | 0.01% | $22.50K | 0.00% | Jul 31, 2026 |
| U.S. Social Core Equity 2 Portfolio | 2,800 | 0.01% | $21.28K | 0.00% | Jul 31, 2026 |
| Vanguard Balanced Index Fund | 2,538 | 0.01% | $14.82K | 0.00% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Timothy Terry | PEO | 0 | – | Feb 4, 2026 |
| Michael Blisko | Director | 1,137,066 | 4.72% | Jan 30, 2026 |
| Moishe Gubin | Director | 804,468 | 3.34% | Jun 12, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Timothy Terry PEO | Feb 2, 2026 | Sale | −39,304 | $4.73 | $185.91K | 0 |
| Michael Blisko Director | Jan 27, 2026 | Other | +531,178 | – | – | 1,135,823 |
| Michael Blisko Director | Dec 4, 2025 | Buy | −7,600 | $4.09 | $31.08K | 604,645 |
| Michael Blisko Director | Dec 4, 2025 | Sale | −7,600 | $4.09 | $31.08K | 604,645 |
| Moishe Gubin Director | Jun 11, 2025 | Buy | +264 | $4.53 | $1.20K | 794,468 |
| Moishe Gubin Director | Jun 10, 2025 | Buy | +300 | $4.55 | $1.37K | 794,204 |
| Moishe Gubin Director | Jun 9, 2025 | Buy | +700 | $4.53 | $3.17K | 793,904 |
| Michael Blisko Director | Jul 16, 2024 | Sale | −1,000 | $4.48 | $4.48K | 597,388 |
| Timothy Terry PEO | Nov 14, 2023 | Sale | −8,545 | $3.22 | $27.51K | 40,060 |
| Timothy Terry PEO | Nov 13, 2023 | Sale | −12,861 | $3.20 | $41.16K | 48,605 |
| Timothy Terry PEO | Nov 10, 2023 | Sale | −44 | $3.20 | $141 | 61,466 |
| Moishe Gubin Director | Jul 3, 2023 | Buy | +1,514 | $3.00 | $4.54K | 698,779 |
| Timothy Terry PEO | Jun 12, 2023 | Sale | −4,500 | $3.16 | $14.22K | 61,510 |
| Timothy Terry PEO | Jun 5, 2023 | Sale | −500 | $3.05 | $1.53K | 66,010 |
| Moishe Gubin Director | Apr 17, 2023 | Buy | +104 | $3.28 | $341 | 697,265 |
| Moishe Gubin Director | Apr 11, 2023 | Buy | +3,700 | $3.30 | $12.21K | 697,161 |
| Moishe Gubin Director | Apr 11, 2023 | Buy | +3,000 | $3.31 | $9.93K | 693,461 |
| Heng Fai Ambrose Chan Director | Jul 23, 2021 | Buy | +282,377 | – | – | 375,357 |
| Heng Fai Ambrose Chan Director | Mar 31, 2021 | Buy | +282,377 | – | – | 375,357 |
| Heng Fai Ambrose Chan Director | Dec 18, 2020 | Buy | +2,500 | $3.10 | $7.75K | 20,400 |
| Heng Fai Ambrose Chan Director | Dec 17, 2020 | Buy | +6,400 | $3.09 | $19.78K | 17,900 |
| Moishe Gubin Director | Dec 1, 2020 | Sale | −60,000 | $3.00 | $180.00K | 216,575 |
| Heng Fai Ambrose Chan Director | Sep 11, 2019 | Buy | +243 | $3.00 | $729 | 243 |
| Moishe Gubin Director | Oct 23, 2014 | Buy | +20,000 | $1.04 | $20.80K | 801,647 |
| Moishe Gubin Director | Oct 20, 2014 | Buy | +20,000 | $1.03 | $20.60K | 781,647 |
| Sam Borek Director | May 1, 2014 | Other | +50 | – | – | 518,229 |
| Sam Borek Director | May 1, 2014 | Other | +10 | – | – | 518,239 |
| Moishe Gubin Director | Mar 26, 2014 | Award | +166,667 | – | – | 701,568 |
| Sam Borek Director | Feb 1, 2014 | Award | +5,549 | – | – | 518,179 |
| Moishe Gubin Director | Feb 1, 2014 | Award | +14,701 | – | – | 761,647 |
| Joel J. Klein Director | Feb 1, 2014 | Award | +7,237 | – | – | 217,761 |
| Moishe Gubin Director | Jan 1, 2014 | Buy | +45,378 | – | – | 746,946 |
| Moishe Gubin Director | Jan 1, 2014 | Buy | +44,151 | – | – | 534,901 |
| Seth Gillman Director | Oct 4, 2013 | Sale | −108,000 | $1.60 | $172.80K | 158,768 |
| Seth Gillman Director | Oct 3, 2013 | Sale | −12,000 | $1.60 | $19.20K | 266,768 |
| Joel J. Klein Director | Sep 30, 2013 | Buy | +83,333 | $1.20 | $100.00K | 210,524 |
| Seth Gillman Director | Sep 17, 2013 | Sale | −10,800 | $1.55 | $16.74K | 278,768 |
| Seth Gillman Director | Sep 17, 2013 | Sale | −604 | $1.56 | $942 | 289,568 |
| Seth Gillman Director | Sep 17, 2013 | Sale | −700 | $1.57 | $1.10K | 290,172 |
| Seth Gillman Director | Sep 17, 2013 | Sale | −188 | $1.60 | $301 | 290,872 |
| Seth Gillman Director | Sep 17, 2013 | Sale | +700 | $1.57 | $1.10K | 290,172 |
| Seth Gillman Director | Sep 17, 2013 | Sale | −188 | $1.60 | $301 | 290,872 |
| Seth Gillman Director | Sep 17, 2013 | Sale | +10,800 | $1.55 | $16.74K | 278,768 |
| Seth Gillman Director | Sep 17, 2013 | Sale | +604 | $1.56 | $942 | 289,568 |
| Seth Gillman Director | Sep 17, 2013 | Sale | +10,800 | $1.55 | $16.74K | 1,151,945 |
| Seth Gillman Director | Sep 17, 2013 | Sale | −188 | $1.60 | $301 | 1,164,049 |
| Seth Gillman Director | Sep 17, 2013 | Sale | −700 | $1.57 | $1.10K | 1,163,349 |
| Seth Gillman Director | Sep 17, 2013 | Sale | −604 | $1.56 | $942 | 1,162,745 |
| Sam Borek Director | Jul 25, 2013 | Award | +2,817 | – | – | 512,630 |
| Joel J. Klein Director | Jul 25, 2013 | Award | +2,191 | – | – | 127,191 |
| Moishe Gubin Director | Jun 30, 2013 | Gift | −144,250 | – | – | 490,750 |
| Moishe Gubin Director | May 6, 2013 | Buy | +125,000 | $0.40 | $50.00K | 2,540,000 |
| Moishe Gubin Director | Apr 19, 2013 | Buy | +20,000 | $0.38 | $7.60K | 2,415,000 |
| Moishe Gubin Director | Apr 15, 2013 | Sale | +18,000 | $0.42 | $7.56K | 2,630,143 |
| Moishe Gubin Director | Apr 12, 2013 | Buy | +18,000 | $0.42 | $7.56K | 2,395,000 |
| Moishe Gubin Director | Jan 11, 2013 | Buy | +2,000 | $0.49 | $980 | 2,377,000 |
| Moishe Gubin Director | Dec 20, 2012 | Buy | +325,000 | $0.40 | $130.00K | 2,375,000 |
| Seth Gillman Director | Dec 19, 2012 | Sale | −35,763 | $0.50 | $17.88K | 1,164,237 |
| Seth Gillman Director | Dec 12, 2012 | Sale | −50,000 | $0.50 | $25.00K | 1,200,000 |
| Joel J. Klein Director | Jul 9, 2012 | Buy | +500,000 | $0.40 | $200.00K | 500,000 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Timothy Terry Officer | Jan 5, 2026 | 39,304 | $166.65K | Jan 5, 2026 | Purchase from Issuer |
| Timothy Terry Officer | May 21, 2024 | 7,200 | $31.68K | May 22, 2024 | Purchase from issuer |
| Timothy Terry CEO | Aug 22, 2023 | 21,450 | $64.35K | Aug 11, 2023 | PURCHASE FROM ISSUER |
| Terry Timothy PEO | Aug 11, 2023 | 21,450 | $64.35K | Aug 11, 2023 | Purchase from issuer |