OptimumBank Holdings, Inc.
Close on Oct 19, 2026
- Market cap
- $205.91M
- P/E (TTM)
- 12.2
- Dividend yield
- –
About OptimumBank
National Commercial Banks, SIC 6021
OptimumBank Holdings, Inc. is a bank holding company that conducts its operations primarily through its subsidiary, OptimumBank. The institution delivers commercial and consumer banking services to individuals and businesses. Its offerings include deposit accounts such as demand, time, NOW, and money market accounts, alongside cash management, wire transfers, ACH services, and debit or ATM cards. The company also provides financing solutions across multiple loan segments, including commercial real estate, multi-family, residential, construction and land, consumer loans, lines of credit for working capital, and government-guaranteed small business loans through the U.S. Small Business Administration.
The company operates in South Florida, serving individual and corporate clients through its headquarters and two branch offices in Broward County, as well as one branch office located in Miami-Dade County. OptimumBank Holdings, Inc. maintains its principal executive offices in Fort Lauderdale, Florida.
Summary of the business section of OptimumBank's latest annual report, written by StockData.
Company profile
Company
- Legal name
- OptimumBank Holdings, Inc.
- Founded
- 2004
- Headquarters
- Fort Lauderdale, FL
- Address
- 2929 East Commercial Boulevard 33308
- Phone
- (954) 900-2800
- Employees
- 98, Dec 31, 2025
- Industry
- National Commercial Banks
- Incorporated in
- Florida
- Fiscal year ends
- December 31
- Auditor
- HACKER, JOHNSON & SMITH PA, Fort Lauderdale, Florida
Stock & identifiers
- Ticker
- OPHC
- Exchange
- NYSE
- Shares outstanding
- 24M, Aug 10, 2026
- Public float
- $45.21M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- Stock splits
- 1-for-10 reverse, Mar 25, 2016; 1-for-10 reverse, Jan 12, 2016; 1-for-3.75 reverse, Aug 14, 2013; 1-for-4 reverse, Jun 3, 2013; 1-for-4 reverse, Nov 8, 2010
- SEC CIK
- 1288855
- CUSIP
- 68401P403
- ISIN
- US68401P4037
- LEI
- 549300U21VS5DK3F8H21
- EIN
- 00-0000000
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Timothy Terry | PEO | 0 |
| Michael Blisko | Director | 1,137,066 |
| Moishe Gubin | Director | 804,468 |
Employees
Headcount reported in annual reports
“of December 31, 2025, the Bank had 98 full-time employees, including executive officers.”
Corporate history
Events identified from SEC filings