Orange County Bancorp, Inc. (OBT) stock
OBTNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 19/309% above fair value
$40.03+0.17 (+0.43%)
Close on Nov 13, 2026Market cap $536.72MP/E 10.7Yield 1.42%
Orange County Bancorp profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Orange County Bancorp's profit margin for the twelve months ending Sep 30, 2026 was 38.9%. For fiscal 2025 it was 32.7%, against 25.9% the year before. The highest annual figure on record is 32.7% in fiscal 2025.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 32.7% | +6.8 |
| FY2024 | Dec 31, 2024 | 25.9% | −3.1 |
| FY2023 | Dec 31, 2023 | 29.0% | +1.9 |
| FY2022 | Dec 31, 2022 | 27.0% | −2.3 |
| FY2021 | Dec 31, 2021 | 29.3% | +9.9 |
| FY2020 | Dec 31, 2020 | 19.4% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 35.4% | +5.7 |
| Q2 FY2026 | Jun 30, 2026 | 49.1% | +16.9 |
| Q1 FY2026 | Mar 31, 2026 | 35.2% | +4.1 |
| Q4 FY2025 | Dec 31, 2025 | 37.6% | +11.5 |
| Q3 FY2025 | Sep 30, 2025 | 29.7% | +17.9 |
| Q2 FY2025 | Jun 30, 2025 | 32.2% | +2.8 |
| Q1 FY2025 | Mar 31, 2025 | 31.1% | −5.6 |
| Q4 FY2024 | Dec 31, 2024 | 26.2% | −5.2 |
| Q3 FY2024 | Sep 30, 2024 | 11.8% | −23.3 |
| Q2 FY2024 | Jun 30, 2024 | 29.4% | −5.7 |
| Q1 FY2024 | Mar 31, 2024 | 36.7% | +23.5 |
| Q4 FY2023 | Dec 31, 2023 | 31.4% | −3.6 |
| Q3 FY2023 | Sep 30, 2023 | 35.1% | +2.9 |
| Q2 FY2023 | Jun 30, 2023 | 35.1% | +24.8 |
| Q1 FY2023 | Mar 31, 2023 | 13.3% | −14.3 |
| Q4 FY2022 | Dec 31, 2022 | 35.0% | +6.6 |
| Q3 FY2022 | Sep 30, 2022 | 32.3% | +2.8 |
| Q2 FY2022 | Jun 30, 2022 | 10.3% | −19.1 |
| Q1 FY2022 | Mar 31, 2022 | 27.6% | −2.7 |
| Q4 FY2021 | Dec 31, 2021 | 28.4% | +7.3 |
| Q3 FY2021 | Sep 30, 2021 | 29.5% | +10.5 |
| Q2 FY2021 | Jun 30, 2021 | 29.4% | +9.9 |
| Q1 FY2021 | Mar 31, 2021 | 30.2% | – |
| Q4 FY2020 | Dec 31, 2020 | 21.1% | – |
| Q3 FY2020 | Sep 30, 2020 | 19.0% | – |
| Q2 FY2020 | Jun 30, 2020 | 19.5% | – |
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