Orange County Bancorp vs Oak Valley Bancorp
OBT and OVLY side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OBT and OVLY compare
Orange County Bancorp is the larger company, worth 1.9 times as much as Oak Valley Bancorp ($537M against $290M).
On earnings, Orange County Bancorp is cheaper: it trades at 10.7× trailing earnings, against 12.4× for Oak Valley Bancorp.
Oak Valley Bancorp grew revenue faster over the last twelve months (5.8% versus 5.5% for Orange County Bancorp).
Orange County Bancorp keeps more of each dollar of sales as profit, with a net margin of 38.9% compared with 27.5% at Oak Valley Bancorp.
Both pay dividends: Orange County Bancorp yields 1.8% and Oak Valley Bancorp 2.2%.
Orange County Bancorp scores higher on the StockData Score (19 against 9 for Oak Valley Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OBT | OVLY |
|---|---|---|
| Size and price | ||
| Market cap | $537M | $290M |
| Share price | $40.03 | $34.42 |
| Change, 1 year | 53.6% | 20.1% |
| Change, 5 years | 112% | 97.1% |
| Beta (5Y) | 0.36 | 0.37 |
| Employees | 33 | 245 |
| StockData Score | ||
| Total score | 19 (better) | 9 |
| Valuation score | 1 | 1 |
| Growth score | 3 (better) | 0 |
| Performance score | 6 (better) | 3 |
| Health score | 5 (better) | 2 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 10.7× (better) | 12.4× |
| P/S | 4.2× | 3.4× (better) |
| P/B | 1.7× | 1.5× (better) |
| P/FCF | 8.7× (better) | 10.6× |
| PEG | 0.70 (better) | 11.64 |
| FCF yield | 11.5% (better) | 9.4% |
| Fair value | $36.77 | $29.36 |
| Margin of safety | −8.9% (better) | −17.2% |
| Growth | ||
| Revenue growth (TTM) | 5.5% | 5.8% (better) |
| Revenue growth, 5Y average | 16.2% (better) | 10.4% |
| Net income growth (TTM) | 37.2% (better) | −1.6% |
| EPS growth (TTM) | 23.5% (better) | −2.5% |
| EPS growth, 5Y average | 20.8% (better) | 11.4% |
| Profitability | ||
| Net margin | 38.9% (better) | 27.5% |
| FCF margin | 48.0% (better) | 32.3% |
| Return on equity | 17.2% (better) | 11.9% |
| Financial health | ||
| Altman Z-score | 0.28 | 0.29 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.8% | 2.2% (better) |
| Payout ratio | 19.3% | 27.2% |
| Years of dividend growth | 4 | 5 (better) |
| Dividend growth, 5Y average | 7.3% | 33.8% (better) |
| Shareholder yield | 1.8% | 2.2% (better) |
| Ownership | ||
| Held by institutions | 54.0% | 35.0% |
| Held by insiders | 8.5% | 22.9% |
| Insider net buying, 12 months | −$276K | $94.5K (better) |
| Short interest, % of float | 0.87% | 0.99% |
Go deeper
- OBT stock overview
- OBT income statement
- OBT valuation and score
- OVLY stock overview
- OVLY income statement
- OVLY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.