Princeton Bancorp vs Orange County Bancorp
BPRN and OBT side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BPRN and OBT compare
Orange County Bancorp is the larger company, worth 1.8 times as much as Princeton Bancorp ($537M against $303M).
On earnings, Orange County Bancorp is cheaper: it trades at 10.7× trailing earnings, against 14.8× for Princeton Bancorp.
Orange County Bancorp grew revenue faster over the last twelve months (5.5% versus 4.1% for Princeton Bancorp).
Orange County Bancorp keeps more of each dollar of sales as profit, with a net margin of 38.9% compared with 23.5% at Princeton Bancorp.
Both pay dividends: Princeton Bancorp yields 3.3% and Orange County Bancorp 1.8%.
Orange County Bancorp scores higher on the StockData Score (19 against 8 for Princeton Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BPRN | OBT |
|---|---|---|
| Size and price | ||
| Market cap | $303M | $537M |
| Share price | $44.54 | $40.03 |
| Change, 1 year | 35.3% | 53.6% |
| Change, 5 years | 48.0% | 112% |
| Beta (5Y) | 0.51 | 0.36 |
| Employees | 241 | 33 |
| StockData Score | ||
| Total score | 8 | 19 (better) |
| Valuation score | 2 (better) | 1 |
| Growth score | 0 | 3 (better) |
| Performance score | 0 | 6 (better) |
| Health score | 2 | 5 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 14.8× | 10.7× (better) |
| P/S | 3.5× (better) | 4.2× |
| P/B | 1.1× (better) | 1.7× |
| P/FCF | 11.8× | 8.7× (better) |
| PEG | – | 0.70 |
| FCF yield | 8.5% | 11.5% (better) |
| Fair value | $40.42 | $36.77 |
| Margin of safety | −10.2% | −8.9% (better) |
| Growth | ||
| Revenue growth (TTM) | 4.1% | 5.5% (better) |
| Revenue growth, 5Y average | – | 16.2% |
| Net income growth (TTM) | 14.9% | 37.2% (better) |
| EPS growth (TTM) | – | 23.5% |
| EPS growth, 5Y average | – | 20.8% |
| Profitability | ||
| Net margin | 23.5% | 38.9% (better) |
| FCF margin | 29.6% | 48.0% (better) |
| Return on equity | 7.6% | 17.2% (better) |
| Financial health | ||
| Altman Z-score | 0.23 | 0.28 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.3% (better) | 1.8% |
| Payout ratio | 45.7% | 19.3% |
| Years of dividend growth | 1 | 4 (better) |
| Dividend growth, 5Y average | – | 7.3% |
| Buyback yield | 0.21% | – |
| Shareholder yield | 3.5% (better) | 1.8% |
| Ownership | ||
| Held by institutions | 45.6% | 54.0% |
| Held by insiders | 21.4% | 8.5% |
| Insider net buying, 12 months | −$24.7K (better) | −$276K |
| Short interest, % of float | 0.99% | 0.87% |
Go deeper
- BPRN stock overview
- BPRN income statement
- BPRN valuation and score
- OBT stock overview
- OBT income statement
- OBT valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.