NWPPOTCState Commercial BanksFiscal year ends December 31
NEW PEOPLES BANKSHARES INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026
$4.91+0.00 (0.00%)
Close on Oct 19, 2026
- Market cap
- $115.63M
- P/E (TTM)
- 9.4
- Dividend yield
- 1.63%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
278.9%+189.0 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -5.7% | -3.0% | +2.4% | -18.8% | |
| Net income | +23.1% | +7.7% | +28.4% | +14.3% | |
| EPS, diluted | +22.9% | – | +29.1% | +13.6% | |
| Free cash flow | +75.4% | -4.7% | +12.3% | +10.8% | |
| Dividend per share | +14.3% | – | – | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 2.1% | 5.1% | 13.1% | |
| Return on assets | 0.2% | 0.4% | 1.1% | |
| Capex to revenue | 16.5% | 66.6% | 22.5% | |
| Diluted shares | 23M | 24M | 24M |
Where the cash went
Fiscal 2021 to 2025, five years combined
New Peoples Bankshares generated $55.68M from operations and spent $9.63M on capital expenditure, dividends and share buybacks. 91% of that went back into the business.
Generated
$55.68M
Used
$9.63M
Capital expenditure$8.72M91%Dividends$00%Share buybacks$902.00K9%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin278.9%
×Asset turnover0.00×
×Equity multiplier11.49×
=Return on equity, FY202513.1%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 278.9% | 0.00× | 11.49× | 13.1% |
| FY2024 | 213.8% | 0.00× | 12.40× | 12.1% |
| FY2023 | 184.9% | 0.00× | 13.13× | 11.8% |
| FY2022 | 203.6% | 0.01× | 12.99× | 13.4% |
| FY2021 | 188.2% | 0.00× | 12.73× | 11.5% |
| FY2020 | 89.8% | 0.00× | 12.97× | 5.1% |
| FY2019 | 57.1% | 0.01× | 13.12× | 3.9% |
| FY2018 | 24.8% | 0.01× | 13.20× | 1.8% |
| FY2017 | 82.0% | 0.01× | 13.29× | 6.3% |
| FY2016 | 3.3% | 0.05× | 13.55× | 2.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$10.10M
- Cash generatingOperating cash flow above zero$12.30M
- Return on assets improvedROA up on the prior year1.0% → 1.2%
- Earnings backed by cashOperating cash flow above net income$12.30M vs $10.10M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise24M → 24M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.00 → 0.00