NBTBNasdaqNational Commercial BanksFiscal year ends December 31
NBT BANCORP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$50.68−0.17 (-0.33%)
Close on Oct 19, 2026
- Market cap
- $2.63B
- P/E (TTM)
- 12.5
- Dividend yield
- 2.80%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
67.7%
35M of 52M shares
Institutional holders
285
31 new, 39 sold out
Net institutional buying
2M
In Q2 2026
Insider trades, 12 months
5 buys · 8 sales
Net bought $24.22K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 6,724,989 | – | 13G (passive) amendment | Dec 31, 2023 |
| Vanguard Portfolio Management | 3,502,441 | 6.70% | 13G (passive) | Mar 31, 2026 |
| State Street Corporation | 2,731,491 | 5.30% | 13G (passive) | Jun 30, 2026 |
| Vanguard Capital Management | 2,642,426 | 5.06% | 13G (passive) | Mar 31, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of NBTB | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 7,477,880 | 14.39% | $369.18M | +77,790 | 0.01% |
| Vanguard Portfolio Management LLC | 3,449,538 | 6.64% | $170.30M | −25,649 | 0.01% |
| State Street Corp | 2,731,491 | 5.26% | $134.85M | +245,198 | 0.00% |
| Dimensional Fund Advisors LP | 2,406,173 | 4.63% | $118.79M | +75,198 | 0.02% |
| Vanguard Capital Management LLC | 2,254,925 | 4.34% | $111.33M | +1,810 | 0.00% |
| FMR LLC | 1,737,937 | 3.34% | $85.80M | +1,607,445 | 0.00% |
| Geode Capital Management, LLC | 1,393,256 | 2.68% | $68.80M | +63,468 | 0.00% |
| Northern Trust Corp | 719,022 | 1.38% | $35.50M | +35,541 | 0.00% |
| Silvercrest Asset Management Group LLC | 647,745 | 1.25% | $31.98M | −45,037 | 0.21% |
| Victory Capital Management Inc | 629,351 | 1.21% | $31.07M | −40,501 | 0.02% |
| Charles Schwab Investment Management Inc | 611,644 | 1.18% | $30.20M | −3,943 | 0.00% |
| Fuller & Thaler Asset Management, Inc. | 578,914 | 1.11% | $28.58M | +175,417 | 0.08% |
| Manufacturers Life Insurance Company, The | 559,697 | 1.08% | $27.63M | −562 | 0.02% |
| American Century Companies Inc | 519,883 | 1.00% | $25.67M | +337,467 | 0.01% |
| Bank of New York Mellon Corp | 459,484 | 0.88% | $22.68M | +6,567 | 0.00% |
| Raymond James Financial Inc | 441,781 | 0.85% | $21.81M | +4,021 | 0.01% |
| Morgan Stanley | 410,346 | 0.79% | $20.26M | −33,252 | 0.00% |
| Nuveen, LLC | 385,862 | 0.74% | $19.05M | +13,802 | 0.00% |
| Vanguard Fiduciary Trust Co | 343,908 | 0.66% | $16.98M | +6,682 | 0.00% |
| Ceredex Value Advisors LLC | 276,950 | 0.53% | $13.67M | +8,700 | 0.38% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 285 | 35M | 67.7% | 31 / 100 | 85 / 39 | 4M | 2M |
| Q1 2026 | 297 | 33M | 63.7% | 46 / 103 | 81 / 23 | 8M | 2M |
| Q4 2025 | 278 | 33M | 64.4% | 45 / 90 | 88 / 21 | 2M | 2M |
| Q3 2025 | 262 | 33M | 64.3% | 33 / 68 | 99 / 18 | 2M | 2M |
| Q2 2025 | 251 | 34M | 65.1% | 49 / 103 | 64 / 28 | 4M | 1M |
| Q1 2025 | 230 | 31M | 59.5% | 31 / 69 | 77 / 15 | 1M | 2M |
| Q4 2024 | 217 | 31M | 60.2% | 27 / 74 | 64 / 21 | 3M | 1M |
| Q3 2024 | 216 | 30M | 56.9% | 42 / 57 | 63 / 9 | 8M | 1M |
| Q2 2024 | 184 | 29M | 55.3% | 18 / 54 | 60 / 26 | 2M | 2M |
| Q1 2024 | 193 | 29M | 56.1% | 28 / 54 | 67 / 21 | 3M | 1M |
| Q4 2023 | 188 | 28M | 53.9% | 25 / 59 | 62 / 18 | 2M | 1M |
| Q3 2023 | 183 | 27M | 51.3% | 25 / 75 | 47 / 20 | 2M | 1M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of NBTB | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 3,125,365 | 6.01% | $154.30M | 0.14% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 1,573,602 | 3.03% | $77.69M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 1,323,510 | 2.55% | $65.34M | 0.08% | Jun 30, 2026 |
| Vanguard Small-Cap Index Fund | 1,135,285 | 2.18% | $56.05M | 0.03% | Jun 30, 2026 |
| Vanguard Small-Cap Value Index Fund | 717,812 | 1.38% | $35.44M | 0.05% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 596,699 | 1.15% | $29.46M | 0.03% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 567,967 | 1.09% | $29.90M | 0.09% | Jul 31, 2026 |
| Fullerthaler Behavioral Small Cap Equity | 555,438 | 1.07% | $27.42M | 0.22% | Jun 30, 2026 |
| Fidelity Stock Selector Small Cap Fund | 550,834 | 1.06% | $29.00M | 0.39% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 482,859 | 0.93% | $23.84M | 0.16% | Jun 30, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 478,427 | 0.92% | $23.62M | 0.14% | Jun 30, 2026 |
| iShares S&P Small-Cap 600 Value ETF | 447,326 | 0.86% | $22.08M | 0.28% | Jun 30, 2026 |
| State Street(R) SPDR(R) S&P(R) Regional Banking ETF | 386,238 | 0.74% | $19.07M | 0.40% | Jun 30, 2026 |
| U.S. Targeted Value Portfolio | 380,903 | 0.73% | $20.05M | 0.12% | Jul 31, 2026 |
| Fidelity Series Small Cap Opportunities Fund | 352,136 | 0.68% | $18.54M | 0.39% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Sarah A. Halliday | EVP/Chief Comm Innovation Off | 25,691 | 0.05% | Jul 30, 2026 |
| Ruth H. Mahoney | EVP/President of Wealth Mgmt | 16,648 | 0.03% | Jul 30, 2026 |
| Martin Randolph Sparks | EVP,General Counsel,Secretary | 14,463 | 0.03% | Jun 12, 2026 |
| Joseph P. Sergienko | Chief Risk Officer | 2,986 | 0.01% | Jun 8, 2026 |
| Hamblett Tara Flynn Trafton | Chief Credit Officer | 11,866 | 0.02% | Jun 8, 2026 |
| Alfred V. Testa | EVP/President Comm Banking | 8,247 | 0.02% | May 21, 2026 |
| Cynthia A. Smaniotto | EVP, Chief HR Officer | 22,103 | 0.04% | May 18, 2026 |
| Amy Wiles | EVP, Chief Risk and Credit | 27,161 | 0.05% | May 18, 2026 |
| Shaunastar Hyle | EVP, Retail Community Banking | 28,471 | 0.05% | Mar 25, 2026 |
| Scott Allen Kingsley | President & CEO NBT Bancorp | 54,410 | 0.10% | Mar 25, 2026 |
| Joseph R. Stagliano | SEVP & President of NBT Bank | 92,638 | 0.18% | Mar 25, 2026 |
| Annette L. Burns | EVP & Chief Financial Officer | 24,144 | 0.05% | Mar 25, 2026 |
| Heidi M. Hoeller | Director | 11,560 | 0.02% | Jun 12, 2026 |
| John H. Watt Jr | Director | 54,010 | 0.10% | Jun 10, 2026 |
| Andrew S. Kowalczyk III | Director | 13,642 | 0.03% | May 22, 2026 |
| Timothy E. Delaney | Director | 75,674 | 0.15% | May 21, 2026 |
| V. Daniel Robinson II | Director | 409,313 | 0.79% | May 21, 2026 |
| Matthew J. Salanger | Director | 28,116 | 0.05% | May 21, 2026 |
| Johanna R. Ames | Director | 211,779 | 0.41% | May 21, 2026 |
| Jason David Brown | Director | 8,414 | 0.02% | May 21, 2026 |
| Richard J. Cantele Jr | Director | 61,320 | 0.12% | May 21, 2026 |
| David J. Nasca | Director | 73,838 | 0.14% | May 21, 2026 |
| Martin A. Dietrich | Director | 112,634 | 0.22% | May 21, 2026 |
| Jack H. Webb | Director | 45,235 | 0.09% | Nov 25, 2024 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Sarah A. Halliday EVP/Chief Comm Innovation Off | Jul 29, 2026 | Sale | −9,000 | $54.04 | $486.36K | 22,054 |
| Ruth H. Mahoney EVP/President of Wealth Mgmt | Jul 29, 2026 | Sale | −4,500 | $54.30 | $244.35K | 11,928 |
| Heidi M. Hoeller Director | Jun 12, 2026 | Sale | −2,100 | $48.04 | $100.88K | 11,560 |
| Martin Randolph Sparks EVP,General Counsel,Secretary | Jun 12, 2026 | Sale | −1,200 | $48.04 | $57.65K | 14,463 |
| John H. Watt Jr Director | Jun 9, 2026 | Sale | −21,000 | $47.42 | $995.82K | 54,010 |
| Ruth H. Mahoney EVP/President of Wealth Mgmt | Jun 5, 2026 | Sale | −5,000 | $46.60 | $233.00K | 16,428 |
| Martin A. Dietrich Director | May 19, 2026 | Award | +1,050 | – | – | 112,294 |
| V. Daniel Robinson II Director | May 19, 2026 | Award | +1,050 | – | – | 21,755 |
| Andrew S. Kowalczyk III Director | May 19, 2026 | Award | +1,050 | – | – | 13,642 |
| Richard J. Cantele Jr Director | May 19, 2026 | Award | +1,050 | – | – | 58,106 |
| Matthew J. Salanger Director | May 19, 2026 | Award | +1,050 | – | – | 28,116 |
| Johanna R. Ames Director | May 19, 2026 | Award | +1,050 | – | – | 7,593 |
| Timothy E. Delaney Director | May 19, 2026 | Award | +1,050 | – | – | 52,935 |
| Heidi M. Hoeller Director | May 19, 2026 | Award | +1,050 | – | – | 13,660 |
| Jason David Brown Director | May 19, 2026 | Award | +1,050 | – | – | 8,414 |
| John H. Watt Jr Director | May 19, 2026 | Award | +1,050 | – | – | 75,010 |
| David J. Nasca Director | May 19, 2026 | Award | +1,050 | – | – | 71,705 |
| Cynthia A. Smaniotto EVP, Chief HR Officer | May 15, 2026 | Tax withholding | −285 | $44.09 | $12.57K | 17,747 |
| Amy Wiles EVP, Chief Risk and Credit | May 15, 2026 | Tax withholding | −2,453 | $44.09 | $108.15K | 27,161 |
| Martin Randolph Sparks EVP,General Counsel,Secretary | May 15, 2026 | Tax withholding | −361 | $44.09 | $15.92K | 15,663 |
| Sarah A. Halliday EVP/Chief Comm Innovation Off | May 11, 2026 | Discretionary | −4,015.75 | $44.82 | $179.99K | 3,637 |
| Scott Allen Kingsley President & CEO NBT Bancorp | Mar 23, 2026 | Tax withholding | −125 | $41.99 | $5.25K | 54,410 |
| Scott Allen Kingsley President & CEO NBT Bancorp | Mar 23, 2026 | Award | +9,125 | – | – | 54,535 |
| Scott Allen Kingsley President & CEO NBT Bancorp | Mar 23, 2026 | Award | +3,526 | – | – | 57,936 |
| Sarah A. Halliday EVP/Chief Comm Innovation Off | Mar 23, 2026 | Award | +2,777 | – | – | 29,412 |
| Sarah A. Halliday EVP/Chief Comm Innovation Off | Mar 23, 2026 | Tax withholding | −706 | $41.99 | $29.64K | 28,485 |
| Sarah A. Halliday EVP/Chief Comm Innovation Off | Mar 23, 2026 | Award | +2,569 | – | – | 31,054 |
| Sarah A. Halliday EVP/Chief Comm Innovation Off | Mar 23, 2026 | Tax withholding | −221 | $41.99 | $9.28K | 29,191 |
| Amy Wiles EVP, Chief Risk and Credit | Mar 23, 2026 | Tax withholding | −114 | $41.99 | $4.79K | 21,386 |
| Amy Wiles EVP, Chief Risk and Credit | Mar 23, 2026 | Award | +5,656 | – | – | 27,042 |
| Amy Wiles EVP, Chief Risk and Credit | Mar 23, 2026 | Award | +2,572 | – | – | 29,614 |
| Shaunastar Hyle EVP, Retail Community Banking | Mar 23, 2026 | Tax withholding | −612 | $41.99 | $25.70K | 27,072 |
| Shaunastar Hyle EVP, Retail Community Banking | Mar 23, 2026 | Tax withholding | −191 | $41.99 | $8.02K | 27,684 |
| Shaunastar Hyle EVP, Retail Community Banking | Mar 23, 2026 | Award | +2,751 | – | – | 27,875 |
| Shaunastar Hyle EVP, Retail Community Banking | Mar 23, 2026 | Award | +2,226 | – | – | 29,298 |
| Joseph R. Stagliano SEVP & President of NBT Bank | Mar 23, 2026 | Tax withholding | −246 | $41.99 | $10.33K | 83,365 |
| Joseph R. Stagliano SEVP & President of NBT Bank | Mar 23, 2026 | Award | +2,870 | – | – | 86,235 |
| Joseph R. Stagliano SEVP & President of NBT Bank | Mar 23, 2026 | Tax withholding | −789 | $41.99 | $33.13K | 85,446 |
| Joseph R. Stagliano SEVP & President of NBT Bank | Mar 23, 2026 | Award | +4,528 | – | – | 83,611 |
| Cynthia A. Smaniotto SVP, Chief HR Officer | Mar 23, 2026 | Tax withholding | −15 | $41.99 | $630 | 17,867 |
| Cynthia A. Smaniotto SVP, Chief HR Officer | Mar 23, 2026 | Tax withholding | −47 | $41.99 | $1.97K | 17,820 |
| Cynthia A. Smaniotto SVP, Chief HR Officer | Mar 23, 2026 | Award | +212 | – | – | 18,032 |
| Cynthia A. Smaniotto SVP, Chief HR Officer | Mar 23, 2026 | Award | +2,042 | – | – | 17,882 |
| Martin Randolph Sparks EVP,General Counsel,Secretary | Mar 23, 2026 | Tax withholding | −236 | $41.99 | $9.91K | 14,033 |
| Martin Randolph Sparks EVP,General Counsel,Secretary | Mar 23, 2026 | Award | +2,919 | – | – | 14,269 |
| Martin Randolph Sparks EVP,General Counsel,Secretary | Mar 23, 2026 | Award | +2,746 | – | – | 16,024 |
| Martin Randolph Sparks EVP,General Counsel,Secretary | Mar 23, 2026 | Tax withholding | −755 | $41.99 | $31.70K | 13,278 |
| Ruth H. Mahoney EVP/President of Wealth Mgmt | Mar 23, 2026 | Tax withholding | −215 | $41.99 | $9.03K | 19,610 |
| Ruth H. Mahoney EVP/President of Wealth Mgmt | Mar 23, 2026 | Tax withholding | −689 | $41.99 | $28.93K | 18,921 |
| Ruth H. Mahoney EVP/President of Wealth Mgmt | Mar 23, 2026 | Award | +2,507 | – | – | 21,428 |
| Ruth H. Mahoney EVP/President of Wealth Mgmt | Mar 23, 2026 | Award | +2,961 | – | – | 19,825 |
| Annette L. Burns EVP & Chief Financial Officer | Mar 23, 2026 | Tax withholding | −21 | $41.99 | $882 | 24,144 |
| Annette L. Burns EVP & Chief Financial Officer | Mar 23, 2026 | Tax withholding | −65 | $41.99 | $2.73K | 24,079 |
| Annette L. Burns EVP & Chief Financial Officer | Mar 23, 2026 | Award | +234 | – | – | 24,313 |
| Annette L. Burns EVP & Chief Financial Officer | Mar 23, 2026 | Award | +3,275 | – | – | 24,165 |
| Martin Randolph Sparks EVP,General Counsel,Secretary | Mar 13, 2026 | Sale | −2,400 | $41.30 | $99.12K | 11,350 |
| Amy Wiles EVP, Chief Risk and Credit | Feb 17, 2026 | Sale | −4,435 | $45.72 | $202.77K | 21,500 |
| Timothy E. Delaney Director | Jan 28, 2026 | Buy | +22,730 | $42.97 | $976.71K | 22,730 |
| Timothy E. Delaney Director | Jan 28, 2026 | Buy | +22,730 | $42.97 | $976.71K | 74,615 |
| Ruth H. Mahoney EVP/President of Wealth Mgmt | Jan 15, 2026 | Tax withholding | −243 | $43.71 | $10.62K | 16,661 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Halliday Sarah Officer | Jul 29, 2026 | 9,000 | $486.40K | Jul 29, 2026 | Restricted Stock |
| H. Mahoney Ruth Officer | Jul 29, 2026 | 4,500 | $244.35K | Jul 29, 2026 | Restricted Stock |
| Sparks Martin Officer | Jun 12, 2026 | 1,200 | $57.65K | Jun 12, 2026 | Restricted Stock |
| M. Hoeller Heidi Director | Jun 12, 2026 | 2,100 | $100.87K | Jun 12, 2026 | Restricted Stock |
| John H. Watt Jr Director | Jun 9, 2026 | 21,000 | $971.04K | Jun 9, 2026 | Restricted Stock Units |
| H. Mahoney Ruth Officer | Jun 5, 2026 | 5,000 | $233.00K | Jun 5, 2026 | Restricted Stock |
| Sarah A. Halliday Officer | May 14, 2026 | 4,015 | $180.00K | May 11, 2026 | 401k, ESOP and Employer Match Shares |
| Sparks Martin Officer | Mar 13, 2026 | 2,400 | $99.12K | Mar 13, 2026 | Restricted Stock |
| Wiles-Morelli Amy Officer | Feb 17, 2026 | 4,435 | $202.77K | Feb 17, 2026 | Restricted Stock |
| Charitable Foundation Renaissance Director | Oct 31, 2025 | 12,255 | $496.82K | Oct 31, 2025 | OPEN MARKET PURCHASE |
| J. Nasca David Former CEO | Aug 13, 2025 | 19,603 | $851.00K | Aug 13, 2025 | OPEN MARKET PUCHASE |
| John H. Watt Jr Director | May 28, 2025 | 7,869 | $335.61K | May 28, 2025 | Restricted Stock Units |
| Sarah A. Halliday Officer | Feb 10, 2025 | 5,000 | $242.25K | Feb 10, 2025 | RESTRICTED STOCK |
| John H. Watt Jr Director | Jan 31, 2025 | 6,358 | $303.28K | Jan 31, 2025 | 401k |
| Amy Wiles Officer | Dec 13, 2024 | 500 | $25.66K | Dec 13, 2024 | RESTRICTED STOCK |