MCBSNasdaqState Commercial BanksFiscal year ends December 31

MetroCity Bankshares, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026

$34.48−0.65 (-1.85%)

Close on Oct 19, 2026

Market cap: $998.17M
P/E (TTM): 12.0
Dividend yield: 2.78%

MetroCity Bankshares, Inc. income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31
Revenue	156	141	120	138	138	93	101	96	84
Advertising Expenses	0.66	0.63	0.61	0.61	0.54	0.57	0.65	0.61	0.63
Interest Expense	–	–	91	28	4.57	11	22	15	8.62
Gain (Loss) on Investments	–	–	–	-1.09	-0.11	–	–	–	–
Pretax Income	93	87	72	91	83	49	61	56	50
Income Tax Expense	24	23	20	29	21	12	16	15	18
Net Income incl. Noncontrolling Interests	69	65	52	63	62	36	45	41	32
Net Income	69	65	52	63	62	36	45	41	32
EPS (Basic)(per share)	2.66	2.55	2.05	2.46	2.41	1.42	1.82	1.71	1.34
EPS (Diluted)(per share)	2.64	2.52	2.02	2.44	2.39	1.41	1.81	1.69	1.32
Shares Outstanding (Basic, Weighted)(shares)	26	25	25	25	26	26	25	24	24
Shares Outstanding (Diluted, Weighted)(shares)	26	26	26	26	26	26	25	24	24
Dividend per Share(per share)	0.96	0.83	0.72	0.60	–	–	–	–	–
Net Interest Income	130	118	101	120	104	66	61	58	52
Non-Interest Income	25	23	18	18	34	27	40	38	32
Provision for Credit Losses	-0.34	0.67	-0.09	-2.77	6.93	3.47	–	1.24	3.06
Non-Interest Expense	63	53	48	49	48	41	40	39	31

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 43.8%
Return on equity, FY2025: 14.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 12.0
Price to sales: 5.47
Price to book: 1.76
Dividend yield: 2.78%