MCBSNasdaqState Commercial BanksFiscal year ends December 31
MetroCity Bankshares, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$34.48−0.65 (-1.85%)
Close on Oct 19, 2026
- Market cap
- $998.17M
- P/E (TTM)
- 12.0
- Dividend yield
- 2.78%
MetroCity Bankshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Market Cap | $992.38M | $679.86M |
| Enterprise Value | $725.69M | $408.94M |
| PE Ratio | 11.97 | 11.99 |
| PS Ratio | 5.44 | 3.59 |
| PB Ratio | 1.75 | 1.18 |
| P/TBV Ratio | 1.99 | 1.41 |
| P/OCF Ratio | 12.09 | 10.01 |
Enterprise value
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| EV / Sales | 3.98 | 2.76 |
Income (trailing twelve months)
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Revenue | $182.35M | $170.85M |
| Pretax Income | $107.80M | $70.12M |
| Net Income | $79.85M | $54.33M |
| EPS (Diluted) | $2.88 | $2.91 |
Margins
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Pretax Margin | 59.1% | 36.5% |
| Profit Margin | 43.8% | 29.1% |
Returns
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 15.9% | 10.6% |
| Return on Assets (ROA) | 1.96% | 1.12% |
Growth
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 24.7% | 11.8% |
| Net Income Growth (YoY) | 20.9% | 23.2% |
| EPS Growth (YoY) | 12.1% | 23.1% |
| Revenue Growth (3Y CAGR) | 4.16% | 5.82% |
| Revenue Growth (5Y CAGR) | 10.8% | 6.17% |
| EPS Growth (3Y CAGR) | 2.66% | 1.31% |
| EPS Growth (5Y CAGR) | 13.4% | 8.24% |
Balance sheet
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $266.69M | $205.54M |
| Net Cash (Debt) | $266.69M | $164.40M |
| Net Cash Per Share | $9.27 | $8.13 |
| Equity (Book Value) | $567.85M | $563.88M |
| Book Value Per Share | $19.73 | $28.47 |
| Tangible Book Value | $499.82M | $475.36M |
Cash flow (trailing twelve months)
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Operating Cash Flow | $82.07M | $61.52M |
Efficiency
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $575.24K | $353.78K |
| Profits Per Employee | $251.91K | $107.28K |
| Employee Count | 317 | 489 |
Dividends and yields
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Earnings Yield | 8.05% | 8.13% |
| Dividend Yield | 2.78% | 2.48% |
| Buyback Yield | 0.72% | 1.55% |
| Shareholder Yield | 3.50% | 3.13% |
| Dividend Per Share | $0.96 | $0.93 |
| Dividend Growth (YoY) | 15.7% | 4.26% |
| Years of Dividend Growth | 3 | 2 |
| Payout Ratio | 36.0% | 29.3% |
Shares
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Shares Outstanding | 28,781,200 | 18,839,100 |
| Shares Change (YoY) | 7.77% | 0.40% |
| Shares Change (QoQ) | 0.42% | 0.00% |
| Float | 20,609,900 | 17,061,900 |
| Shares Held by Insiders | 28.4% | 5.89% |
| Shares Held by Institutions | 26.8% | 61.9% |
Taxes
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Income Tax | $27.95M | $14.50M |
| Effective Tax Rate | 25.9% | 21.1% |
Scores
| Measure | MetroCity Bankshares | Industry median |
|---|---|---|
| Graham Number | $35.76 | $45.31 |
| Graham Upside | 3.70% | 21.9% |
| Altman Z-Score | 0.32 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from MetroCity Bankshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.