MAPSOTCServices-Prepackaged SoftwareFiscal year ends December 31
WM TECHNOLOGY, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$0.31+0.00 (+1.59%)
Close on Oct 19, 2026
- Market cap
- $34.83M
- P/E (TTM)
- –
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2018 to 2025
Gross margin
94.9%−0.3 pts over 5 years
Operating margin
0.4%−25.0 pts over 5 years
Net margin
1.1%−22.9 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -5.3% | -6.8% | +1.5% | – | |
| Gross profit | -5.5% | -6.1% | +1.5% | – | |
| Operating income | -94.8% | – | -54.9% | – | |
| Net income | -74.3% | – | -45.0% | – | |
| Free cash flow | -46.1% | – | -18.7% | – |
Returns and balance sheet
8 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2018 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | 1553.2% | 4.2% | |
| Return on assets | – | 25.3% | 1.1% | |
| Current ratio | – | 1.47 | 2.34 | |
| Capex to revenue | – | 0.8% | 7.3% | |
| Diluted shares | – | 9M | 108M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Wm Technology generated $127.60M from operations and spent $65.75M on capital expenditure, dividends and share buybacks. 92% of that went back into the business.
Generated
$127.60M
Used
$65.75M
Capital expenditure$60.18M92%Dividends$00%Share buybacks$5.57M8%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin1.1%
×Asset turnover0.94×
×Equity multiplier3.99×
=Return on equity, FY20254.2%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 1.1% | 0.94× | 3.99× | 4.2% |
| FY2024 | 4.1% | 1.06× | 6.65× | 29.1% |
| FY2023 | -5.3% | 1.03× | 12.30× | -66.5% |
| FY2022 | -53.8% | 0.76× | 7.33× | -301.5% |
| FY2021 | 31.3% | 0.92× | 6.59× | 190.0% |
| FY2020 | 24.0% | 1.05× | 61.39× | 1553.2% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 8 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$1.96M
- Cash generatingOperating cash flow above zero$26.19M
- Return on assets improvedROA up on the prior year4.6% → 1.1%
- Earnings backed by cashOperating cash flow above net income$26.19M vs $1.96M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose2.28 → 2.34
- No dilutionShare count did not rise97M → 108M
- Gross margin improvedGross margin up on the prior year95.11% → 94.94%
- More efficientAsset turnover rose1.10 → 0.96