KSPINasdaqServices-Business Services, NECFiscal year ends December 31
Joint Stock Co Kaspi.kz
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Mar 16, 2026
$92.62−0.56 (-0.60%)
Close on Oct 19, 2026
Joint Stock Co Kaspi.kz statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available
Income (trailing twelve months)
| Revenue | 4.05T KZT |
|---|---|
| Gross Profit | 2.87T KZT |
| Pretax Income | 1.33T KZT |
| Net Income | 1.07T KZT |
| EBITDA | 2.24T KZT |
| EPS (Diluted) | 5592.00 KZT |
Margins
| Gross Margin | 70.9% |
|---|---|
| Pretax Margin | 32.9% |
| Profit Margin | 26.5% |
| EBITDA Margin | 55.3% |
Returns
| Return on Equity (ROE) | 53.5% |
|---|---|
| Return on Assets (ROA) | 11.0% |
Growth
| Revenue Growth (YoY) | 59.8% |
|---|---|
| Net Income Growth (YoY) | 3.22% |
| EPS Growth (YoY) | 2.96% |
| Revenue Growth (3Y CAGR) | 47.1% |
| EPS Growth (3Y CAGR) | 22.9% |
Balance sheet
| Cash & Short-Term Investments | 903.14B KZT |
|---|---|
| Net Cash (Debt) | 903.14B KZT |
| Net Cash Per Share | 4747.69 KZT |
| Equity (Book Value) | 2.49T KZT |
| Book Value Per Share | 13099.20 KZT |
| Tangible Book Value | 2.04T KZT |
Cash flow (trailing twelve months)
| Operating Cash Flow | 673.61B KZT |
|---|
Efficiency
| Asset Turnover | 0.42 |
|---|---|
| Inventory Turnover | 16.76 |
Dividends and yields
| Payout Ratio | 0.00% |
|---|
Shares
| Shares Outstanding | 190,228,000 |
|---|---|
| Shares Change (YoY) | 0.25% |
| Float | 109,182,000 |
| Shares Held by Insiders | 42.6% |
| Shares Held by Institutions | 44.0% |
Taxes
| Income Tax | 264.21B KZT |
|---|---|
| Effective Tax Rate | 19.8% |
Scores
| Graham Number | 40597.40 KZT |
|---|---|
| Piotroski F-Score | 4 |
Calculated by StockData from Joint Stock Co Kaspi.kz's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.