Joint Stock Co Kaspi.kz

Kaspi operates an integrated platform structured across Payments, Marketplace, and Fintech segments to deliver consumer banking and digital commerce solutions. Through corporate units such as Kaspi Bank, Kaspi Pay, Kaspi Shop, Kaspi Travel, and Portmone Group, the enterprise offers consumer financing, merchant transaction settlement, e-commerce retail infrastructure, and online travel booking. The group serves an extensive customer base consisting of individual retail consumers using deposit and financing products, alongside commercial merchants and corporate clients leveraging its digital marketplace and payment infrastructure.

Operating across Kazakhstan and internationally in regions such as Turkey—notably through interests in e-commerce platforms like Hepsiburada—the business maintains diversified regional coverage. Its physical and technical presence encompasses corporate properties, commercial premises, and digital processing hubs within its key operational jurisdictions. Company governance and main operational headquarters are situated in Kazakhstan, from which parent structures oversee regional subsidiaries and banking operations.

Summary of the business section of Joint Stock Co Kaspi.kz's latest annual report, written by StockData.