Juniata Valley Financial Corp (JUVF) stock
JUVFOTCState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 10, 2026Score 10/30
$15.60+0.00 (0.00%)
Close on Oct 19, 2026Market cap $78.84MP/E 7.7Yield 5.64%
Juniata Valley Financial profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Juniata Valley Financial's profit margin for the twelve months ending Sep 30, 2026 was 29.0%. For fiscal 2025 it was 25.6%, against 21.7% the year before. The highest annual figure on record is 25.6% in fiscal 2025.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 25.6% | +4.0 |
| FY2024 | Dec 31, 2024 | 21.7% | −1.9 |
| FY2023 | Dec 31, 2023 | 23.5% | −0.5 |
| FY2022 | Dec 31, 2022 | 24.1% | −0.9 |
| FY2021 | Dec 31, 2021 | 24.9% | +3.0 |
| FY2020 | Dec 31, 2020 | 21.9% | −0.8 |
| FY2019 | Dec 31, 2019 | 22.7% | −0.8 |
| FY2018 | Dec 31, 2018 | 23.6% | +4.5 |
| FY2017 | Dec 31, 2017 | 19.1% | −2.8 |
| FY2016 | Dec 31, 2016 | 21.8% | +6.4 |
| FY2015 | Dec 31, 2015 | 15.4% | −7.2 |
| FY2014 | Dec 31, 2014 | 22.6% | +0.4 |
| FY2013 | Dec 31, 2013 | 22.1% | +3.1 |
| FY2012 | Dec 31, 2012 | 19.1% | −5.1 |
| FY2011 | Dec 31, 2011 | 24.1% | −0.5 |
| FY2010 | Dec 31, 2010 | 24.7% | −0.7 |
| FY2009 | Dec 31, 2009 | 25.3% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 30.8% | +5.3 |
| Q2 FY2026 | Jun 30, 2026 | 28.7% | +3.7 |
| Q1 FY2026 | Mar 31, 2026 | 32.0% | +3.9 |
| Q4 FY2025 | Dec 31, 2025 | 24.4% | +4.3 |
| Q3 FY2025 | Sep 30, 2025 | 25.5% | +2.9 |
| Q2 FY2025 | Jun 30, 2025 | 25.0% | +0.9 |
| Q1 FY2025 | Mar 31, 2025 | 28.0% | +8.2 |
| Q4 FY2024 | Dec 31, 2024 | 20.1% | −3.8 |
| Q3 FY2024 | Sep 30, 2024 | 22.6% | −3.0 |
| Q2 FY2024 | Jun 30, 2024 | 24.1% | +4.2 |
| Q1 FY2024 | Mar 31, 2024 | 19.8% | −5.0 |
| Q4 FY2023 | Dec 31, 2023 | 23.9% | +12.5 |
| Q3 FY2023 | Sep 30, 2023 | 25.7% | −3.3 |
| Q2 FY2023 | Jun 30, 2023 | 19.8% | −6.9 |
| Q1 FY2023 | Mar 31, 2023 | 24.8% | −4.5 |
| Q4 FY2022 | Dec 31, 2022 | 11.4% | −7.5 |
| Q3 FY2022 | Sep 30, 2022 | 29.0% | +0.7 |
| Q2 FY2022 | Jun 30, 2022 | 26.8% | −0.0 |
| Q1 FY2022 | Mar 31, 2022 | 29.3% | +3.0 |
| Q4 FY2021 | Dec 31, 2021 | 18.9% | −2.9 |
| Q3 FY2021 | Sep 30, 2021 | 28.3% | +4.2 |
| Q2 FY2021 | Jun 30, 2021 | 26.8% | +2.7 |
| Q1 FY2021 | Mar 31, 2021 | 26.3% | +9.0 |
| Q4 FY2020 | Dec 31, 2020 | 21.8% | −1.7 |
| Q3 FY2020 | Sep 30, 2020 | 24.1% | +6.7 |
| Q2 FY2020 | Jun 30, 2020 | 24.0% | −3.2 |
| Q1 FY2020 | Mar 31, 2020 | 17.3% | −5.3 |
| Q4 FY2019 | Dec 31, 2019 | 23.4% | +4.0 |
| Q3 FY2019 | Sep 30, 2019 | 17.3% | −4.2 |
| Q2 FY2019 | Jun 30, 2019 | 27.3% | −2.9 |
| Q1 FY2019 | Mar 31, 2019 | 22.6% | −0.2 |
| Q4 FY2018 | Dec 31, 2018 | 19.5% | +9.5 |
| Q3 FY2018 | Sep 30, 2018 | 21.6% | +1.2 |
| Q2 FY2018 | Jun 30, 2018 | 30.2% | +8.2 |
| Q1 FY2018 | Mar 31, 2018 | 22.8% | −0.9 |
| Q4 FY2017 | Dec 31, 2017 | 9.9% | −12.6 |
| Q3 FY2017 | Sep 30, 2017 | 20.4% | – |
| Q2 FY2017 | Jun 30, 2017 | 21.9% | – |
| Q1 FY2017 | Mar 31, 2017 | 23.7% | – |
| Q4 FY2016 | Dec 31, 2016 | 22.5% | – |
See a number that looks wrong?