JUNIATA VALLEY FINANCIAL CORP
Close on Oct 19, 2026
- Market cap
- $78.76M
- P/E (TTM)
- 8.4
- Dividend yield
- 5.64%
About Juniata Valley Financial
State Commercial Banks, SIC 6022
Juniata Valley Financial Corp. is a bank holding company that operates primarily through its subsidiary, The Juniata Valley Bank, which constitutes its single reportable operating segment. The company delivers consumer and commercial banking solutions alongside fiduciary and wealth management services. Offerings include personal and business checking and savings accounts, certificates of deposit, residential and construction loans, and commercial lines of credit. Through a third-party broker-dealer arrangement, it provides investment advisory, brokerage, annuities, and insurance products. Juniata serves individual retail depositors and small to mid-sized commercial clients across its operating markets.
Headquartered in Pennsylvania, the institution focuses its activities within the central and northern regions of the state. Its branch network comprises 14 banking offices distributed throughout Juniata, Mifflin, Perry, McKean, Potter, and Franklin Counties. Additionally, the company operates three specialized facilities dedicated to loan production, trust services, and wealth management sales across Mifflin, Juniata, and Centre Counties.
Summary of the business section of Juniata Valley Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- JUNIATA VALLEY FINANCIAL CORP
- Founded
- 1867
- Headquarters
- Mifflintown, PA
- Address
- Bridge And Main Streets, Po Box 66 17059-0066
- Phone
- (855) 582-5101
- Employees
- 146, Dec 31, 2025
- Industry
- State Commercial Banks
- Incorporated in
- Pennsylvania
- Fiscal year ends
- December 31
- Auditor
- Crowe LLP, Washington, D.C.
Stock & identifiers
- Ticker
- JUVF
- Exchange
- OTC
- Shares outstanding
- 5M, Jul 31, 2026
- Public float
- $62.08M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- Stock splits
- 2-for-1, Nov 1, 2005; 11-for-10, Mar 29, 2001
- SEC CIK
- 714712
- EIN
- 23-2235254
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Marcie A. Barber | President/CEO | 53,887 |
| Michael W. Wolf | EVP/CFO | 12,315 |
| John P. Henry IV | Director | 3,083 |
| Gary E. Kelsey | Director | 15,740 |
| Michael A. Buffington | Director | 4,359 |
| Joseph B. Scarnati III | Director | 6,386 |
| Christina Calkins-Mazur | Director | 6,303 |
| Steven C. Sliver | Director | 3,334 |
| Martin L. Dreibelbis | Director | 10,245 |
| Bradley J. Wagner | Director | 2,957 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Ms. Barber | $654.26K | $664.52K | $385.43K | $108 | – |
| FY2024 Ms. Barber | $544.90K | $547.22K | $326.52K | $101 | – |
| FY2023 Ms. Barber | $528.28K | $501.84K | $323.32K | $82 | – |
| FY2022 Ms. Barber | $532.46K | $530.63K | $232.63K | $98 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of December 31, 2025, the Company had a total of 111 full-time and 35 part-time employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| May 15, 2024 | Late filing | Notification of late filing |
| Jun 24, 2019 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| May 14, 2019 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Mar 19, 2019 | Late filing | Notification of late filing |
| Feb 26, 2018 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Dec 3, 2015 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Aug 24, 2015 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Jul 12, 2013 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Oct 2, 2009 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Mar 25, 1998 | Merger | Registration of securities for a merger or exchange offer (S-4) |