JUVFOTCState Commercial BanksFiscal year ends December 31

JUNIATA VALLEY FINANCIAL CORP

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026

$15.60+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $78.76M
P/E (TTM): 8.4
Dividend yield: 5.64%

JUNIATA VALLEY FINANCIAL CORP income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	31	29	28	29	26	26	26	25	24	24	20	19	18	19	19	20	20
Advertising Expenses	0.22	0.22	0.23	0.26	0.23	0.27	0.31	0.29	0.27	0.24	0.22	0.17	0.21	0.17	0.14	0.13	–
Interest Expense	–	–	10	3.42	3.22	4.04	4.71	3.64	2.86	2.27	2.04	2.60	2.90	3.65	4.59	5.50	7.28
Income from Equity Investments	–	–	–	–	–	–	–	0.30	0.17	0.22	0.24	0.24	0.24	0.25	0.26	0.25	0.22
Asset Impairment Charges	0	0	0	0	0	0	0	0	0	0	0	0	–	–	–	–	–
Gain (Loss) on Investments	–	–	0	-1.45	0.02	0.86	-0.04	-0.19	0.51	0.22	0.01	0.01	0.00	0.00	0.01	0.03	0.02
Pretax Income	9.37	7.21	7.57	7.37	6.89	5.55	5.82	5.25	5.60	5.98	3.14	4.74	4.51	–	–	–	–
Income Tax Expense	1.39	0.98	0.97	0.31	0.28	-0.05	-0.01	-0.66	1.06	0.82	0.08	0.53	0.51	0.98	1.54	1.63	–
Net Income incl. Noncontrolling Interests	7.98	6.23	6.60	7.06	6.60	–	–	–	–	–	–	–	–	–	–	–	–
Net Income	7.98	6.23	6.60	7.06	6.60	5.60	5.84	5.90	4.54	5.16	3.06	4.22	4.00	3.65	4.68	4.92	5.11
EPS (Basic)(per share)	1.59	1.25	1.32	1.41	1.32	1.10	1.14	1.18	0.95	1.07	0.72	1.01	0.95	0.86	1.10	1.14	1.18
EPS (Diluted)(per share)	1.59	1.24	1.31	1.41	1.32	1.10	1.14	1.18	0.95	1.07	0.72	1.01	0.95	0.86	1.10	1.14	1.18
Shares Outstanding (Basic, Weighted)(shares)	5.02	5.00	5.01	5.00	5.00	5.07	5.10	4.99	4.77	4.80	4.24	4.19	4.21	4.23	4.24	4.30	4.34
Shares Outstanding (Diluted, Weighted)(shares)	5.03	5.01	5.02	5.01	5.01	5.08	5.12	5.01	4.78	4.80	4.24	4.19	4.21	4.23	4.24	4.30	4.35
Dividend per Share(per share)	0.88	0.88	0.88	0.88	0.88	0.88	0.88	0.88	0.88	0.88	0.88	0.88	0.88	0.88	0.86	0.82	0.78
Total Interest Income	39	37	33	28	25	24	26	24	21	20	17	17	17	18	20	22	23
Net Interest Income	25	23	23	24	21	20	21	20	19	18	15	14	14	15	15	16	16
Non-Interest Income	5.77	5.83	5.32	5.23	5.15	5.32	4.75	5.03	5.29	5.42	4.51	4.33	4.23	4.59	3.95	3.86	4.17
Provision for Credit Losses	0.92	0.53	0.50	0.46	-0.77	0.72	-0.57	0.34	0.44	0.47	0.50	0.36	0.42	1.41	0.36	0.74	0.63
Non-Interest Expense	21	21	20	22	20	19	20	19	18	17	16	14	13	13	13	13	13
Premiums Earned	0.03	0.03	0.03	–	–	–	–	–	–	–	–	–	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 27.7%
Return on equity, FY2025: 15.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 8.4
Price to sales: 2.33
Price to book: 1.26
Dividend yield: 5.64%