INGNYSECommercial Banks, NECFiscal year ends December 31Also trades as INGVF

ING GROEP NV

Financials through fiscal 2025, year ended Dec 31, 2025

$32.82−0.63 (-1.88%)

Close on Oct 19, 2026

ING GROEP NV income statement

AnnualQuarterlyTTM

EUR USD

Millions of EUR, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31
Revenue	25,678	21,087	18,121	30,418	20,093	17,227	17,125	18,324	18,590	17,902	18,007
General & Administrative	–	277	289	273	281	320	325	564	587	580	–
Advertising Expenses	–	441	369	331	305	335	391	402	455	404	–
Operating Income	25,678	21,087	18,121	30,418	20,093	17,227	17,125	18,324	–	–	–
Interest Expense	36,371	43,871	36,237	13,780	7,051	9,007	14,353	14,169	30,349	30,941	33,760
Income from Equity Investments	209	205	149	92	141	66	82	146	178	88	492
Asset Impairment Charges	9.00	35	5.00	192	3.00	235	34	3.00	-6.00	-13	-134
Pretax Income	11,791	7,772	6,037	17,358	8,385	3,399	5,653	6,986	8,085	6,314	7,334
Income Tax Expense	3,192	2,181	1,662	5,130	2,306	1,070	1,652	2,116	2,539	1,705	1,924
Income from Continuing Operations	–	5,592	4,374	12,228	6,079	2,329	4,001	4,869	5,546	4,609	5,410
Income from Discontinued Operations	–	–	–	–	–	–	–	0	0	441	-76
Net Income incl. Noncontrolling Interests	8,599	5,592	4,374	–	–	–	5,653	6,986	8,085	6,753	5,334
Minority Interest in Earnings	275	258	235	102	128	78	99	108	82	75	408
Net Income	8,324	5,334	4,140	12,126	5,951	2,250	3,903	4,761	5,464	4,975	4,926
Net Income to Common	–	–	–	–	6,079	2,329	4,001	4,869	5,546	5,050	–
EPS (Basic)(per share)	2.78	1.65	1.16	3.35	1.53	0.58	1.00	1.22	1.41	1.28	1.28
EPS (Diluted)(per share)	2.78	1.65	1.16	3.35	1.53	0.58	1.00	1.22	1.41	1.28	1.27
Shares Outstanding (Basic, Weighted)(shares)	2,990	3,229	3,563	3,619	3,889	3,899	3,895	3,889	3,883	3,875	3,865
Shares Outstanding (Diluted, Weighted)(shares)	2,990	3,229	3,565	3,624	3,891	3,901	3,895	3,890	3,886	3,879	3,870
Dividend per Share(per share)	1.09	1.06	1.11	0.56	0.62	0.12	0.24	0.68	0.67	0.66	0.65
EBITDA	26,343	21,760	18,795	31,129	20,927	18,056	17,914	18,844	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, FY2025

Gross margin: –
Operating margin: 100.0%
Net margin: 32.4%
Return on equity, FY2025: 15.6%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: –
Price to sales: –
Price to book: –
Dividend yield: –

Valuation ratios need the share price and fill in once daily prices are connected.