StockData
HRTGNYSEFire, Marine & Casualty Insurance

Heritage Insurance Holdings, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$35.93+0.16 (+0.45%)

Close on Oct 19, 2026

Market cap
$1.08B
P/E (TTM)
5.1
Dividend yield
–

Heritage Insurance statistics

Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Fire, Marine & Casualty Insurance companies for comparison

Valuation

MeasureHeritage InsuranceIndustry median
Market Cap$1.07B$3.25B
Enterprise Value$480.69M$2.52B
PE Ratio5.1210.38
PS Ratio1.251.08
PB Ratio1.881.48
P/TBV Ratio1.981.56
P/FCF Ratio3.597.95
P/OCF Ratio3.517.31

Enterprise value

MeasureHeritage InsuranceIndustry median
EV / Sales0.560.93
EV / EBITDA1.596.38
EV / EBIT1.638.98
EV / FCF1.617.33

Income (trailing twelve months)

MeasureHeritage InsuranceIndustry median
Revenue$854.63M$4.57B
Operating Income$294.51M$617.20M
Pretax Income$287.46M$589.53M
Net Income$215.29M$470.80M
EBITDA$301.61M$657.96M
EPS (Diluted)$7.02$4.71

Margins

MeasureHeritage InsuranceIndustry median
Operating Margin34.5%4.46%
Pretax Margin33.6%13.7%
Profit Margin25.2%10.7%
EBITDA Margin35.3%13.5%
FCF Margin34.8%17.5%

Returns

MeasureHeritage InsuranceIndustry median
Return on Equity (ROE)45.3%13.9%
Return on Assets (ROA)8.63%3.31%

Growth

MeasureHeritage InsuranceIndustry median
Revenue Growth (YoY)1.54%8.06%
Net Income Growth (YoY)101.3%25.1%
EPS Growth (YoY)102.3%27.7%
Revenue Growth (3Y CAGR)8.55%9.53%
Revenue Growth (5Y CAGR)7.38%8.29%
EPS Growth (5Y CAGR)80.5%15.2%

Balance sheet

MeasureHeritage InsuranceIndustry median
Cash & Short-Term Investments$587.60M$482.49M
Net Cash (Debt)$587.60M$300.85M
Net Cash Per Share$19.76$5.27
Equity (Book Value)$567.73M$3.63B
Book Value Per Share$19.09$41.34
Tangible Book Value$540.58M$2.59B

Financial position

MeasureHeritage InsuranceIndustry median
Interest Coverage41.784.13

Cash flow (trailing twelve months)

MeasureHeritage InsuranceIndustry median
Operating Cash Flow$304.66M$631.50M
Capital Expenditures-$6.92M-$11.90M
Free Cash Flow$297.75M$661.55M
FCF Per Share$10.01$8.91

Efficiency

MeasureHeritage InsuranceIndustry median
Asset Turnover0.340.27
Revenue Per Employee$3.42M$1.68M
Profits Per Employee$861.16K$188.96K
Employee Count2501,400

Dividends and yields

MeasureHeritage InsuranceIndustry median
Earnings Yield20.2%9.43%
FCF Yield27.9%12.5%
Buyback Yield2.52%2.87%
Shareholder Yield2.52%4.57%

Shares

MeasureHeritage InsuranceIndustry median
Shares Outstanding29,732,40065,596,200
Shares Change (YoY)-0.40%-1.19%
Shares Change (QoQ)-1.99%-0.31%
Float26,432,00056,719,400
Shares Held by Insiders11.1%3.34%
Shares Held by Institutions63.9%85.3%

Taxes

MeasureHeritage InsuranceIndustry median
Income Tax$72.17M$105.00M
Effective Tax Rate25.1%19.8%

Scores

MeasureHeritage InsuranceIndustry median
Graham Number$54.92$76.86
Graham Upside52.8%18.9%
Altman Z-Score1.300.87
Piotroski F-Score45

Calculated by StockData from Heritage Insurance's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.