HRTGNYSEFire, Marine & Casualty Insurance
Heritage Insurance Holdings, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$35.93+0.16 (+0.45%)
Close on Oct 19, 2026
- Market cap
- $1.08B
- P/E (TTM)
- 5.1
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
63.9%
19M of 30M shares
Institutional holders
188
34 new, 32 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
2 buys · 45 sales
Net sold $10.19M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Raymond T. Hyer | 2,093,878 | 7.04% | 13G (passive) amendment | Aug 27, 2026 |
| BlackRock, Inc. | 1,919,137 | 6.30% | 13G (passive) | Sep 30, 2024 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of HRTG | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 2,332,889 | 7.85% | $60.84M | +142,519 | 0.00% |
| Dimensional Fund Advisors LP | 1,310,615 | 4.41% | $34.18M | +63,692 | 0.01% |
| American Century Companies Inc | 1,066,936 | 3.59% | $27.83M | +77,985 | 0.01% |
| Vanguard Capital Management LLC | 1,013,658 | 3.41% | $26.44M | +12,415 | 0.00% |
| Vanguard Portfolio Management LLC | 949,090 | 3.19% | $24.75M | +102,397 | 0.00% |
| Geode Capital Management, LLC | 749,878 | 2.52% | $19.56M | +10,988 | 0.00% |
| State Street Corp | 564,008 | 1.90% | $14.71M | +38,909 | 0.00% |
| Connor, Clark & Lunn Investment Management Ltd. | 553,556 | 1.86% | $14.44M | +2,689 | 0.03% |
| Assenagon Asset Management S.A. | 526,642 | 1.77% | $13.73M | +64,798 | 0.01% |
| Pacific Ridge Capital Partners, LLC | 500,463 | 1.68% | $13.05M | +94,603 | 2.37% |
| Jane Street Group, LLC | 477,890 | 1.61% | $12.46M | +269,727 | 0.00% |
| Morgan Stanley | 384,171 | 1.29% | $10.02M | +99,087 | 0.00% |
| Aqr Capital Management LLC | 365,883 | 1.23% | $9.54M | +16,634 | 0.00% |
| Two Sigma Investments, LP | 359,975 | 1.21% | $9.39M | +85,433 | 0.01% |
| Jacobs Levy Equity Management, Inc | 337,778 | 1.14% | $8.81M | −20,904 | 0.03% |
| Nuveen, LLC | 304,016 | 1.02% | $7.93M | +134,118 | 0.00% |
| Bridgeway Capital Management, LLC | 259,973 | 0.87% | $6.78M | – | 0.12% |
| Northern Trust Corp | 251,219 | 0.84% | $6.55M | +9,804 | 0.00% |
| Millennium Management LLC | 247,589 | 0.83% | $6.46M | +157,068 | 0.00% |
| Prudential Financial Inc | 239,202 | 0.80% | $6.24M | −252,890 | 0.01% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 188 | 19M | 63.9% | 34 / 73 | 63 / 32 | 3M | 3M |
| Q1 2026 | 190 | 19M | 63.5% | 26 / 68 | 68 / 33 | 4M | 2M |
| Q4 2025 | 201 | 19M | 64.0% | 47 / 82 | 52 / 19 | 2M | 2M |
| Q3 2025 | 176 | 19M | 62.9% | 30 / 74 | 53 / 26 | 3M | 2M |
| Q2 2025 | 172 | 18M | 61.3% | 53 / 56 | 47 / 12 | 4M | 2M |
| Q1 2025 | 132 | 17M | 56.7% | 25 / 43 | 48 / 12 | 2M | 1M |
| Q4 2024 | 121 | 17M | 56.8% | 32 / 46 | 30 / 27 | 3M | 2M |
| Q3 2024 | 119 | 16M | 54.8% | 40 / 44 | 23 / 23 | 6M | 3M |
| Q2 2024 | 104 | 15M | 49.5% | 25 / 33 | 34 / 14 | 4M | 5M |
| Q1 2024 | 93 | 15M | 51.9% | 26 / 28 | 30 / 17 | 5M | 3M |
| Q4 2023 | 85 | 15M | 48.8% | 23 / 31 | 21 / 20 | 6M | 1M |
| Q3 2023 | 82 | 10M | 32.9% | 23 / 24 | 20 / 10 | 2M | 1M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of HRTG | Value | % of fund | As of |
|---|---|---|---|---|---|
| Avantis U.S. Small Cap Value ETF | 874,589 | 2.94% | $18.96M | 0.07% | May 31, 2026 |
| Vanguard Total Stock Market Index Fund | 730,399 | 2.46% | $19.05M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 662,338 | 2.23% | $17.27M | 0.02% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 271,094 | 0.91% | $7.96M | 0.02% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 259,932 | 0.87% | $6.78M | 0.01% | Jun 30, 2026 |
| Vanguard Explorer Fund | 258,215 | 0.87% | $7.58M | 0.03% | Jul 31, 2026 |
| U.S. Targeted Value Portfolio | 250,778 | 0.84% | $7.37M | 0.04% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 233,980 | 0.79% | $6.10M | 0.04% | Jun 30, 2026 |
| Nuveen Quant Small Cap Equity Fund | 232,690 | 0.78% | $6.83M | 0.17% | Jul 31, 2026 |
| Vanguard Strategic Small-Cap Equity Fund | 228,004 | 0.77% | $5.95M | 0.19% | Jun 30, 2026 |
| Applied Finance Explorer Fund | 227,224 | 0.76% | $6.67M | 0.63% | Jul 31, 2026 |
| Dimensional U.S. Targeted Value ETF | 217,155 | 0.73% | $6.38M | 0.04% | Jul 31, 2026 |
| Invesco Dorsey Wright SmallCap Momentum ETF | 187,723 | 0.63% | $4.07M | 0.98% | May 31, 2026 |
| Adara Smaller Companies Fund | 181,557 | 0.61% | $3.94M | 0.48% | May 31, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 161,873 | 0.54% | $4.22M | 0.18% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Ernie J. Garateix | Chief Executive Officer, Director | 1,035,955 | 3.48% | Sep 16, 2026 |
| Timothy E. Johns | See Remarks | 21,938 | 0.07% | Sep 22, 2026 |
| Sharon Binnun | Chief Accounting Officer | 80,623 | 0.27% | Sep 11, 2026 |
| Kirk Lusk | Chief Financial Officer | 492,522 | 1.66% | Aug 19, 2026 |
| Timothy Moura | See Remarks | 144,941 | 0.49% | Aug 12, 2026 |
| Paul L. Whiting | Director | 116,167 | 0.39% | Jun 12, 2026 |
| Richard A. Widdicombe | Director | 451,750 | 1.52% | Jun 12, 2026 |
| Joseph Vattamattam | Director | 63,763 | 0.21% | Jun 12, 2026 |
| Irini Barlas | Director | 90,620 | 0.30% | Jun 12, 2026 |
| Panagiotis Apostolou | Director | 169,972 | 0.57% | Jun 12, 2026 |
| Mark S. Berset | Director | 360,169 | 1.21% | Jun 12, 2025 |
| Vijay Walvekar | Director | 273,583 | 0.92% | Jun 2, 2025 |
| Nicholas George Pappas | Director | 76,314 | 0.26% | Nov 26, 2024 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Timothy E. Johns See Remarks | Sep 18, 2026 | Sale(10b5-1 plan) | −3,500 | $34.74 | $121.59K | 21,938 |
| Ernie J. Garateix Chief Executive Officer, Director | Sep 14, 2026 | Sale | −2,500 | $35.25 | $88.13K | 1,035,955 |
| Sharon Binnun Chief Accounting Officer | Sep 9, 2026 | Sale | −6,565 | $33.82 | $222.03K | 80,623 |
| Ernie J. Garateix Chief Executive Officer, Director | Sep 3, 2026 | Sale | −2,500 | $35.10 | $87.75K | 1,038,455 |
| Sharon Binnun Chief Accounting Officer | Sep 1, 2026 | Sale(10b5-1 plan) | −9,200 | $33.91 | $311.97K | 87,188 |
| Ernie J. Garateix Chief Executive Officer, Director | Aug 24, 2026 | Sale | −10,000 | $34.88 | $348.80K | 1,040,955 |
| Timothy E. Johns See Remarks | Aug 19, 2026 | Sale(10b5-1 plan) | −3,500 | $33.68 | $117.88K | 25,438 |
| Ernie J. Garateix Chief Executive Officer, Director | Aug 18, 2026 | Sale | −5,000 | $34.55 | $172.75K | 1,050,955 |
| Ernie J. Garateix Chief Executive Officer, Director | Aug 17, 2026 | Sale | −5,000 | $34.31 | $171.55K | 1,055,955 |
| Kirk Lusk Chief Financial Officer | Aug 17, 2026 | Sale | −10,000 | $34.16 | $341.60K | 492,522 |
| Timothy Moura See Remarks | Aug 10, 2026 | Sale | −15,104 | $32.49 | $490.73K | 144,941 |
| Sharon Binnun Chief Accounting Officer | Aug 3, 2026 | Sale(10b5-1 plan) | −9,200 | $30.03 | $276.28K | 96,388 |
| Sharon Binnun Chief Accounting Officer | Jul 1, 2026 | Sale(10b5-1 plan) | −9,200 | $26.58 | $244.54K | 105,588 |
| Sharon Binnun Chief Accounting Officer | Jun 22, 2026 | Sale(10b5-1 plan) | −9,200 | $24.36 | $224.11K | 114,788 |
| Paul L. Whiting Director | Jun 11, 2026 | Gift | −9,662 | – | – | 96,167 |
| Joseph Vattamattam Director | Jun 10, 2026 | Award | +2,703 | – | – | 63,763 |
| Irini Barlas Director | Jun 10, 2026 | Award | +2,703 | – | – | 71,022 |
| Paul L. Whiting Director | Jun 10, 2026 | Award | +2,703 | – | – | 105,829 |
| Richard A. Widdicombe Director | Jun 10, 2026 | Award | +2,703 | – | – | 451,750 |
| Panagiotis Apostolou Director | Jun 10, 2026 | Award | +2,703 | – | – | 169,972 |
| Paul L. Whiting Director | May 19, 2026 | Buy | +1,000 | $24.45 | $24.45K | 103,126 |
| Paul L. Whiting Director | May 19, 2026 | Buy | +15,000 | $23.50 | $352.50K | 102,126 |
| Sharon Binnun Chief Accounting Officer | May 1, 2026 | Sale(10b5-1 plan) | −9,200 | $28.99 | $266.71K | 123,988 |
| Ernie J. Garateix Chief Executive Officer, Director | Apr 20, 2026 | Sale(10b5-1 plan) | −8,034 | $27.52 | $221.10K | 1,061,255 |
| Ernie J. Garateix Chief Executive Officer, Director | Apr 20, 2026 | Sale(10b5-1 plan) | −300 | $28.40 | $8.52K | 1,060,955 |
| Timothy Moura See Remarks | Apr 2, 2026 | Sale(10b5-1 plan) | −8,444 | $25.13 | $212.20K | 176,370 |
| Timothy Moura See Remarks | Apr 2, 2026 | Sale(10b5-1 plan) | −16,325 | $26.08 | $425.76K | 160,045 |
| Sharon Binnun Chief Accounting Officer | Apr 1, 2026 | Sale(10b5-1 plan) | −500 | $26.19 | $13.10K | 133,188 |
| Sharon Binnun Chief Accounting Officer | Apr 1, 2026 | Sale(10b5-1 plan) | −8,700 | $25.69 | $223.50K | 133,688 |
| Timothy Moura See Remarks | Apr 1, 2026 | Sale(10b5-1 plan) | −24,619 | $25.78 | $634.68K | 185,916 |
| Timothy Moura See Remarks | Apr 1, 2026 | Sale(10b5-1 plan) | −1,102 | $26.21 | $28.88K | 184,814 |
| Ernie J. Garateix Chief Executive Officer, Director | Mar 20, 2026 | Sale(10b5-1 plan) | −8,334 | $25.39 | $211.60K | 1,069,289 |
| Timothy Moura See Remarks | Mar 19, 2026 | Sale(10b5-1 plan) | −910 | $27.43 | $24.96K | 210,535 |
| Timothy Moura See Remarks | Mar 19, 2026 | Sale(10b5-1 plan) | −28,223 | $26.60 | $750.73K | 211,445 |
| Sharon Binnun Chief Accounting Officer | Mar 17, 2026 | Sale(10b5-1 plan) | −7,893 | $28.35 | $223.77K | 142,388 |
| Timothy Moura See Remarks | Mar 12, 2026 | Tax withholding | −47,549 | $28.14 | $1.34M | 239,668 |
| Timothy E. Johns See Remarks | Mar 12, 2026 | Tax withholding | −10,588 | $28.14 | $297.95K | 28,938 |
| Sharon Binnun Chief Accounting Officer | Mar 12, 2026 | Tax withholding | −36,274 | $28.14 | $1.02M | 150,281 |
| Ernie J. Garateix Chief Executive Officer, Director | Mar 12, 2026 | Tax withholding | −149,632 | $28.14 | $4.21M | 1,077,623 |
| Kirk Lusk Chief Financial Officer | Mar 12, 2026 | Tax withholding | −72,549 | $28.14 | $2.04M | 502,522 |
| Kirk Lusk Chief Financial Officer | Mar 5, 2026 | Award | +15,271 | – | – | 547,584 |
| Kirk Lusk Chief Financial Officer | Mar 5, 2026 | Award | +27,487 | – | – | 575,071 |
| Sharon Binnun Chief Accounting Officer | Mar 5, 2026 | Award | +12,147 | – | – | 186,555 |
| Sharon Binnun Chief Accounting Officer | Mar 5, 2026 | Award | +3,037 | – | – | 174,408 |
| Timothy E. Johns See Remarks | Mar 5, 2026 | Award | +764 | – | – | 37,691 |
| Timothy E. Johns See Remarks | Mar 5, 2026 | Award | +1,835 | – | – | 39,526 |
| Timothy Moura See Remarks | Mar 5, 2026 | Award | +16,262 | – | – | 287,217 |
| Timothy Moura See Remarks | Mar 5, 2026 | Award | +4,337 | – | – | 270,955 |
| Ernie J. Garateix Chief Executive Officer, Director | Mar 5, 2026 | Award | +25,960 | – | – | 1,146,130 |
| Ernie J. Garateix Chief Executive Officer, Director | Mar 5, 2026 | Award | +81,125 | – | – | 1,227,255 |
| Ernie J. Garateix Chief Executive Officer, Director | Feb 20, 2026 | Sale(10b5-1 plan) | −8,134 | $24.10 | $196.03K | 1,120,370 |
| Ernie J. Garateix Chief Executive Officer, Director | Feb 20, 2026 | Sale(10b5-1 plan) | −200 | $24.85 | $4.97K | 1,120,170 |
| Ernie J. Garateix Chief Executive Officer, Director | Jan 20, 2026 | Sale(10b5-1 plan) | −8,234 | $26.02 | $214.25K | 1,128,604 |
| Ernie J. Garateix Chief Executive Officer, Director | Jan 20, 2026 | Sale(10b5-1 plan) | −100 | $26.67 | $2.67K | 1,128,504 |
| Ernie J. Garateix Chief Executive Officer, Director | Dec 22, 2025 | Sale(10b5-1 plan) | −8,334 | $29.48 | $245.69K | 1,136,838 |
| Kirk Lusk Chief Financial Officer | Dec 15, 2025 | Tax withholding | −18,112 | $29.57 | $535.57K | 532,313 |
| Sharon Binnun Chief Accounting Officer | Dec 15, 2025 | Tax withholding | −4,635 | $29.57 | $137.06K | 171,371 |
| Timothy Moura See Remarks | Dec 15, 2025 | Tax withholding | −9,516 | $29.57 | $281.39K | 266,618 |
| Ernie J. Garateix Chief Executive Officer, Director | Dec 15, 2025 | Tax withholding | −40,634 | $29.57 | $1.20M | 1,145,172 |
| Timothy E. Johns See Remarks | Dec 15, 2025 | Tax withholding | −2,112 | $29.57 | $62.45K | 36,927 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Johns Timothy Officer | Sep 18, 2026 | 3,500 | $123.97K | Sep 18, 2026 | Restricted Stock Awards |
| J. Garateix Ernesto Officer | Sep 14, 2026 | 2,500 | $88.14K | Sep 14, 2026 | Open Market Purchase |
| Ann Binnun Sharon Officer | Sep 9, 2026 | 6,565 | $222.00K | Sep 9, 2026 | Restricted Stock Vesting Under a Registered Plan |
| J. Garateix Ernesto Officer | Sep 3, 2026 | 2,500 | $87.75K | Sep 3, 2026 | Open Market Purchase |
| Binnun Sharon Officer | Sep 1, 2026 | 9,200 | $309.30K | Sep 1, 2026 | Restricted Stock Awards |
| J. Garateix Ernesto Officer | Aug 24, 2026 | 10,000 | $348.75K | Aug 24, 2026 | Open Market Purchase |
| Johns Timothy Officer | Aug 19, 2026 | 3,500 | $117.92K | Aug 19, 2026 | Restricted Stock Awards |
| J. Garateix Ernesto Officer | Aug 18, 2026 | 5,000 | $172.73K | Aug 18, 2026 | Open Market Purchase |
| H. Lusk Kirk Officer | Aug 17, 2026 | 10,000 | $341.59K | Aug 17, 2026 | Restricted Stock Vesting Under a Registered Plan |
| J. Garateix Ernesto Officer | Aug 17, 2026 | 5,000 | $171.25K | Aug 17, 2026 | Previously Exercised Options |
| Moura Timothy Officer | Aug 10, 2026 | 15,104 | $494.50K | Aug 10, 2026 | RSU |
| Binnun Sharon Officer | Aug 3, 2026 | 9,200 | $270.20K | Aug 3, 2026 | Restricted Stock Awards |
| Binnun Sharon Officer | Jul 1, 2026 | 9,200 | $239.94K | Jul 1, 2026 | Restricted Stock Units |
| Binnun Sharon Officer | Jun 22, 2026 | 9,200 | $214.08K | Jun 22, 2026 | Restrcited Stock Awards |
| Binnun Sharon Officer | May 1, 2026 | 9,200 | $269.74K | May 1, 2026 | Restricted Stock Awards |