HMNNYSEFire, Marine & Casualty InsuranceFiscal year ends December 31
HORACE MANN EDUCATORS CORP /DE/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$46.29−0.04 (-0.09%)
Close on Oct 19, 2026
- Market cap
- $1.91B
- P/E (TTM)
- 10.8
- Dividend yield
- 3.02%
Horace Mann Educators statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Fire, Marine & Casualty Insurance companies for comparison
Valuation
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Market Cap | $1.87B | $3.25B |
| Enterprise Value | $1.83B | $2.52B |
| PE Ratio | 10.82 | 10.32 |
| PS Ratio | 1.07 | 1.08 |
| PB Ratio | 1.25 | 1.48 |
| P/TBV Ratio | 1.43 | 1.56 |
| P/OCF Ratio | 3.31 | 7.31 |
Enterprise value
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| EV / Sales | 1.05 | 0.93 |
| EV / EBITDA | 6.50 | 6.24 |
Income (trailing twelve months)
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Revenue | $1.75B | $4.57B |
| Pretax Income | $216.40M | $589.53M |
| Net Income | $177.30M | $470.80M |
| EBITDA | $281.30M | $657.96M |
| EPS (Diluted) | $4.28 | $4.71 |
Margins
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Pretax Margin | 12.4% | 13.7% |
| Profit Margin | 10.2% | 10.7% |
| EBITDA Margin | 16.1% | 13.5% |
Returns
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Return on Equity (ROE) | 12.4% | 13.9% |
| Return on Assets (ROA) | 1.17% | 3.31% |
Growth
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 5.88% | 8.06% |
| Net Income Growth (YoY) | 26.6% | 25.1% |
| EPS Growth (YoY) | 26.6% | 27.7% |
| Revenue Growth (3Y CAGR) | 7.19% | 9.53% |
| Revenue Growth (5Y CAGR) | 5.36% | 8.29% |
| EPS Growth (3Y CAGR) | 102.5% | 15.9% |
| EPS Growth (5Y CAGR) | 4.23% | 15.2% |
Balance sheet
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $46.20M | $482.49M |
| Net Cash (Debt) | $46.20M | $300.85M |
| Net Cash Per Share | $1.14 | $5.27 |
| Equity (Book Value) | $1.50B | $3.63B |
| Book Value Per Share | $37.11 | $41.34 |
| Tangible Book Value | $1.31B | $2.59B |
Cash flow (trailing twelve months)
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Operating Cash Flow | $566.10M | $631.50M |
Efficiency
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Asset Turnover | 0.12 | 0.27 |
| Revenue Per Employee | $970.06K | $1.73M |
| Profits Per Employee | $98.50K | $208.67K |
| Employee Count | 1,800 | 1,341 |
Dividends and yields
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Earnings Yield | 9.46% | 9.51% |
| Dividend Yield | 3.02% | 2.02% |
| Buyback Yield | 1.70% | 2.89% |
| Shareholder Yield | 4.73% | 4.63% |
| Dividend Per Share | $1.40 | $1.75 |
| Dividend Growth (YoY) | 2.94% | 4.86% |
| Years of Dividend Growth | 11 | 3 |
| Payout Ratio | 32.5% | 20.2% |
Shares
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Shares Outstanding | 40,501,100 | 65,596,200 |
| Shares Change (YoY) | -0.30% | -1.19% |
| Float | 39,838,300 | 56,719,400 |
| Shares Held by Insiders | 1.64% | 3.34% |
| Shares Held by Institutions | 104.5% | 85.3% |
Taxes
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Income Tax | $39.10M | $105.00M |
| Effective Tax Rate | 18.1% | 19.8% |
Scores
| Measure | Horace Mann Educators | Industry median |
|---|---|---|
| Graham Number | $59.78 | $76.86 |
| Graham Upside | 29.1% | 20.9% |
| Altman Z-Score | 0.34 | 0.87 |
| Piotroski F-Score | 6 | 5 |
Calculated by StockData from Horace Mann Educators's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.