Horace Mann Educators Corp (HMN) stock
HMNNYSEFire, Marine & Casualty InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 12/301% below fair value
$53.01+0.23 (+0.44%)
Close on Nov 13, 2026Market cap $2.15BP/E 12.4Yield 2.64%
Horace Mann Educators profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Horace Mann Educators's profit margin for the twelve months ending Sep 30, 2026 was 10.2%. For fiscal 2025 it was 9.5%, against 6.4% the year before. The highest annual figure on record is 14.5% in fiscal 2017.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 9.5% | +3.1 |
| FY2024 | Dec 31, 2024 | 6.4% | +3.4 |
| FY2023 | Dec 31, 2023 | 3.0% | +1.6 |
| FY2022 | Dec 31, 2022 | 1.4% | −11.4 |
| FY2021 | Dec 31, 2021 | 12.8% | +2.6 |
| FY2020 | Dec 31, 2020 | 10.2% | −2.7 |
| FY2019 | Dec 31, 2019 | 12.9% | +11.4 |
| FY2018 | Dec 31, 2018 | 1.5% | −12.9 |
| FY2017 | Dec 31, 2017 | 14.5% | +7.0 |
| FY2016 | Dec 31, 2016 | 7.4% | −1.2 |
| FY2015 | Dec 31, 2015 | 8.7% | −1.2 |
| FY2014 | Dec 31, 2014 | 9.8% | −0.9 |
| FY2013 | Dec 31, 2013 | 10.8% | +0.5 |
| FY2012 | Dec 31, 2012 | 10.3% | +3.2 |
| FY2011 | Dec 31, 2011 | 7.1% | −1.2 |
| FY2010 | Dec 31, 2010 | 8.2% | +0.4 |
| FY2009 | Dec 31, 2009 | 7.8% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 13.3% | +0.0 |
| Q2 FY2026 | Jun 30, 2026 | 9.4% | +2.2 |
| Q1 FY2026 | Mar 31, 2026 | 9.6% | +0.4 |
| Q4 FY2025 | Dec 31, 2025 | 8.3% | −1.0 |
| Q3 FY2025 | Sep 30, 2025 | 13.3% | +5.0 |
| Q2 FY2025 | Jun 30, 2025 | 7.1% | +6.2 |
| Q1 FY2025 | Mar 31, 2025 | 9.2% | +2.3 |
| Q4 FY2024 | Dec 31, 2024 | 9.3% | −0.5 |
| Q3 FY2024 | Sep 30, 2024 | 8.3% | +5.2 |
| Q2 FY2024 | Jun 30, 2024 | 1.0% | +4.6 |
| Q1 FY2024 | Mar 31, 2024 | 6.9% | +5.0 |
| Q4 FY2023 | Dec 31, 2023 | 9.8% | +14.6 |
| Q3 FY2023 | Sep 30, 2023 | 3.1% | −2.9 |
| Q2 FY2023 | Jun 30, 2023 | -3.6% | −2.4 |
| Q1 FY2023 | Mar 31, 2023 | 1.9% | −4.0 |
| Q4 FY2022 | Dec 31, 2022 | -4.8% | −19.0 |
| Q3 FY2022 | Sep 30, 2022 | 6.0% | −0.2 |
| Q2 FY2022 | Jun 30, 2022 | -1.2% | −16.8 |
| Q1 FY2022 | Mar 31, 2022 | 5.9% | −9.4 |
| Q4 FY2021 | Dec 31, 2021 | 14.2% | +0.6 |
| Q3 FY2021 | Sep 30, 2021 | 6.1% | −4.7 |
| Q2 FY2021 | Jun 30, 2021 | 15.6% | +5.9 |
| Q1 FY2021 | Mar 31, 2021 | 15.3% | +9.2 |
| Q4 FY2020 | Dec 31, 2020 | 13.6% | +3.6 |
| Q3 FY2020 | Sep 30, 2020 | 10.8% | +3.2 |
| Q2 FY2020 | Jun 30, 2020 | 9.7% | −11.1 |
| Q1 FY2020 | Mar 31, 2020 | 6.0% | −4.2 |
| Q4 FY2019 | Dec 31, 2019 | 10.0% | +17.2 |
| Q3 FY2019 | Sep 30, 2019 | 7.6% | +3.6 |
| Q2 FY2019 | Jun 30, 2019 | 20.8% | +18.8 |
| Q1 FY2019 | Mar 31, 2019 | 10.3% | +3.4 |
| Q4 FY2018 | Dec 31, 2018 | -7.3% | −48.6 |
| Q3 FY2018 | Sep 30, 2018 | 4.0% | −5.1 |
| Q2 FY2018 | Jun 30, 2018 | 1.9% | +1.2 |
| Q1 FY2018 | Mar 31, 2018 | 6.8% | +1.5 |
| Q4 FY2017 | Dec 31, 2017 | 41.4% | +34.4 |
| Q3 FY2017 | Sep 30, 2017 | 9.2% | – |
| Q2 FY2017 | Jun 30, 2017 | 0.8% | – |
| Q1 FY2017 | Mar 31, 2017 | 5.3% | – |
| Q4 FY2016 | Dec 31, 2016 | 7.0% | – |
See a number that looks wrong?