HAFCNasdaqNational Commercial BanksFiscal year ends December 31
HANMI FINANCIAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$30.98−0.14 (-0.45%)
Close on Oct 19, 2026
- Market cap
- $919.77M
- P/E (TTM)
- 10.4
- Dividend yield
- 3.49%
Hanmi Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Market Cap | $918.53M | $679.86M |
| Enterprise Value | $587.33M | $418.07M |
| PE Ratio | 10.43 | 12.00 |
| PS Ratio | 3.21 | 3.62 |
| PB Ratio | 1.13 | 1.18 |
| P/TBV Ratio | 1.15 | 1.42 |
| P/FCF Ratio | 4.37 | 10.93 |
| P/OCF Ratio | 4.31 | 10.04 |
Enterprise value
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| EV / Sales | 2.05 | 2.78 |
| EV / EBITDA | 6.33 | 7.19 |
| EV / EBIT | 6.57 | 9.63 |
| EV / FCF | 2.80 | 8.40 |
Income (trailing twelve months)
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Revenue | $286.09M | $170.85M |
| Operating Income | $89.36M | $81.35M |
| Pretax Income | $124.05M | $70.12M |
| Net Income | $89.36M | $54.33M |
| EBITDA | $92.75M | $92.75M |
| EPS (Diluted) | $2.97 | $2.90 |
Margins
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Operating Margin | 31.2% | 11.5% |
| Pretax Margin | 43.4% | 36.4% |
| Profit Margin | 31.2% | 29.1% |
| EBITDA Margin | 32.4% | 32.4% |
| FCF Margin | 73.4% | 33.0% |
Returns
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.3% | 10.5% |
| Return on Assets (ROA) | 1.13% | 1.12% |
| Return on Invested Capital (ROIC) | 14.9% | 7.82% |
Growth
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 15.7% | 11.8% |
| Net Income Growth (YoY) | 36.7% | 23.1% |
| EPS Growth (YoY) | 38.1% | 22.7% |
| FCF Growth (YoY) | 692.6% | 27.1% |
| Revenue Growth (3Y CAGR) | -0.21% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.82% | 6.17% |
| EPS Growth (3Y CAGR) | -8.90% | 1.26% |
| EPS Growth (5Y CAGR) | 12.7% | 8.24% |
Balance sheet
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $331.21M | $205.54M |
| Net Cash (Debt) | $331.21M | $164.40M |
| Net Cash Per Share | $11.17 | $8.13 |
| Equity (Book Value) | $812.68M | $560.44M |
| Book Value Per Share | $27.41 | $28.47 |
| Tangible Book Value | $801.65M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $213.18M | $61.20M |
| Capital Expenditures | -$3.07M | -$4.02M |
| Free Cash Flow | $210.12M | $52.43M |
| FCF Per Share | $7.09 | $3.07 |
Efficiency
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $468.99K | $357.09K |
| Profits Per Employee | $146.50K | $107.23K |
| Employee Count | 610 | 528 |
Dividends and yields
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Earnings Yield | 9.73% | 8.07% |
| FCF Yield | 22.9% | 8.89% |
| Dividend Yield | 3.49% | 2.48% |
| Buyback Yield | 1.77% | 1.52% |
| Shareholder Yield | 5.26% | 3.13% |
| Dividend Per Share | $1.08 | $0.93 |
| Dividend Growth (YoY) | 8.00% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 37.1% | 29.4% |
| FCF Payout Ratio | 15.8% | 26.0% |
Shares
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Shares Outstanding | 29,649,300 | 18,910,300 |
| Shares Change (YoY) | -0.43% | 0.39% |
| Shares Change (QoQ) | -0.52% | 0.00% |
| Float | 28,990,700 | 16,895,350 |
| Shares Held by Insiders | 2.22% | 5.92% |
| Shares Held by Institutions | 93.6% | 61.9% |
Taxes
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Income Tax | $34.68M | $14.50M |
| Effective Tax Rate | 28.0% | 21.1% |
Scores
| Measure | Hanmi Financial | Industry median |
|---|---|---|
| Graham Number | $42.80 | $45.31 |
| Graham Upside | 38.1% | 21.6% |
| Altman Z-Score | 0.22 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Hanmi Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.