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Fairfax Financial Holdings Ltd (FRFFF) stock analysis

FRFFFOTCFire, Marine & Casualty InsuranceFiscal year ends December 31Also trades as FRFHF
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 40-F on Mar 6, 2026Score 6/30
$17.64+0.00 (0.00%)

Close on Oct 19, 2026Market cap –P/E 0.1Yield –

StockData Score

Prices as of Oct 30, 2026How the score works

Value0Growth1Performance4Health1Dividend0

Weak6 of 30 checks passed

Fairfax Financial passes 6 of the 30 checks behind our score; 22 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.

Valuation
0/6
Growth
1/6
Past performance
4/6
Financial health
1/6
Dividend
0/6

What stands out

  • Return on equity over 15%

    Return on equity was 18.9% over the last twelve months and averaged 19.5% over five years.

  • Earnings grew over 5 years

    Net income grew 85.3% a year on average over the last five fiscal years.

  • EPS growing 10%+ a year

    Diluted EPS grew 17.6% a year over the last three fiscal years.

  • Interest well covered

    Operating income covers interest expense 7.4 times.

What to watch

  • Earnings growth not accelerating

    Net income grew 23.2% over the last twelve months, against a 5-year average of 85.3% a year.

  • No dividend

    Fairfax Financial has not paid a dividend in the last twelve months.

Valuation0/6

  • P/E against its history

    Not enough price and earnings history to compare.

  • P/E against the industry

    Needs positive earnings and enough profitable companies in the industry.

  • P/S against the industry

    Not enough revenue data to compare.

  • P/B against the industry

    Needs positive book value.

  • Price against fair value

    We could not estimate a fair value: it needs at least two valuation methods with positive inputs.

  • Margin of safety

    Depends on the fair value estimate.

Growth1/6

  • Revenue growth over 3 years

    Needs three years of positive revenue.

  • EPS growing 10%+ a year

    Diluted EPS grew 17.6% a year over the last three fiscal years.

  • Earnings growth not accelerating

    Net income grew 23.2% over the last twelve months, against a 5-year average of 85.3% a year.

  • Growth against the industry

    Needs revenue for this year and last.

  • Company guidance

    No outlook found in earnings releases from the last twelve months.

  • Gross margin trend

    Banks and insurers do not report gross profit.

Past performance4/6

  • Return on equity over 15%

    Return on equity was 18.9% over the last twelve months and averaged 19.5% over five years.

  • Return on assets over 1%

    Return on assets was 4.7%; for a bank or insurer, 1% or more is considered good.

  • Return on equity above the industry

    Fairfax Financial's return on equity of 18.9% is above the Fire, Marine, and Casualty Insurance median of 18.2%.

  • Earnings grew over 5 years

    Net income grew 85.3% a year on average over the last five fiscal years.

  • Net margin against its history

    Needs five years of revenue and net income.

  • Net margin against the industry

    Needs revenue and net income.

Financial health1/6

  • Debt level

    Needs debt and equity figures.

  • Debt trend

    Needs a balance sheet from five years ago with positive equity.

  • Debt coverage

    Needs operating cash flow.

  • Interest well covered

    Operating income covers interest expense 7.4 times.

  • Short-term liquidity

    Insurers do not split assets into current and non-current.

  • Bankruptcy risk (Altman Z)

    The Altman model does not apply to insurers.

Dividend0/6

  • No dividend

    Fairfax Financial has not paid a dividend in the last twelve months.

  • Yield against Treasuries

    No dividend.

  • Yield against the market

    No dividend.

  • Dividend stability

    No dividend.

  • Earnings cover

    No dividend.

  • Cash-flow cover

    No dividend.

Scores of similar companies

Fair value

How we estimate it

We don't publish a fair value for Fairfax Financial. It needs a US-dollar share price, at least two valuation methods with positive inputs (earnings, EBITDA, book value or sales) and, for companies with several share classes, classes that trade at the same price.

An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.

Margins

Share of revenue, fiscal years 2016 to 2025

Gross margin

–

Operating margin

–

Net margin

–