FNWDNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Finward Bancorp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$41.61−0.32 (-0.76%)
Close on Oct 19, 2026
- Market cap
- $179.72M
- P/E (TTM)
- 18.3
- Dividend yield
- 0.87%
Finward Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Market Cap | $180.30M | $679.86M |
| Enterprise Value | $180.30M | $408.94M |
| PE Ratio | 18.33 | 11.99 |
| PS Ratio | 2.62 | 3.59 |
| PB Ratio | 1.01 | 1.18 |
| P/TBV Ratio | 1.16 | 1.41 |
| P/FCF Ratio | 10.89 | 10.89 |
| P/OCF Ratio | 10.42 | 10.01 |
Enterprise value
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| EV / Sales | 2.62 | 2.76 |
| EV / FCF | 10.89 | 8.23 |
Income (trailing twelve months)
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Revenue | $68.94M | $170.85M |
| Pretax Income | $10.50M | $70.12M |
| Net Income | $9.82M | $54.33M |
| EPS (Diluted) | $2.27 | $2.91 |
Margins
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 15.2% | 36.5% |
| Profit Margin | 14.2% | 29.1% |
| FCF Margin | 24.0% | 33.2% |
Returns
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 5.90% | 10.6% |
| Return on Assets (ROA) | 0.48% | 1.12% |
Growth
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 8.77% | 11.8% |
| Net Income Growth (YoY) | 84.8% | 23.2% |
| EPS Growth (YoY) | 83.1% | 23.1% |
| FCF Growth (YoY) | 141.6% | 28.5% |
| Revenue Growth (3Y CAGR) | -5.66% | 5.82% |
| Revenue Growth (5Y CAGR) | 0.62% | 6.17% |
| EPS Growth (3Y CAGR) | -19.5% | 1.31% |
| EPS Growth (5Y CAGR) | -16.4% | 8.24% |
Balance sheet
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Equity (Book Value) | $178.29M | $563.88M |
| Book Value Per Share | $41.15 | $28.47 |
| Tangible Book Value | $154.91M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $17.31M | $61.52M |
| Capital Expenditures | -$761.00K | -$4.08M |
| Free Cash Flow | $16.55M | $52.15M |
| FCF Per Share | $3.82 | $3.05 |
Efficiency
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $216.78K | $353.78K |
| Profits Per Employee | $30.87K | $107.28K |
| Employee Count | 318 | 489 |
Dividends and yields
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 5.44% | 8.13% |
| FCF Yield | 9.18% | 8.91% |
| Dividend Yield | 0.87% | 2.48% |
| Shareholder Yield | 0.87% | 3.13% |
| Dividend Per Share | $0.36 | $0.93 |
| Dividend Growth (YoY) | -25.0% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 21.2% | 29.3% |
| FCF Payout Ratio | 12.5% | 26.0% |
Shares
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 4,333,000 | 18,839,100 |
| Shares Change (YoY) | 0.40% | 0.40% |
| Shares Change (QoQ) | 0.06% | 0.00% |
| Float | 3,767,280 | 17,061,900 |
| Shares Held by Insiders | 13.1% | 5.89% |
| Shares Held by Institutions | 46.8% | 61.9% |
Taxes
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Income Tax | $684.00K | $14.50M |
| Effective Tax Rate | 6.51% | 21.1% |
Scores
| Measure | Finward Bancorp | Industry median |
|---|---|---|
| Graham Number | $45.84 | $45.31 |
| Graham Upside | 10.2% | 21.9% |
| Altman Z-Score | 0.19 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from Finward Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.