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Fold Holdings, Inc. (FLDDW) company profile

FLDDWNasdaqFinance ServicesFiscal year ends December 31Also trades as FLD
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 11, 2026Score 4/3056% below fair value
$0.05+0.00 (0.00%)

Close on Oct 30, 2026Market cap $29.44MP/E –Yield –

About Fold

Finance Services, SIC 6199

Fold Holdings, Inc. operates a financial technology platform combining traditional consumer banking with bitcoin services. The company provides checking accounts, debit cards, rewards credit cards, bill payments, and merchant reward programs that let users earn bitcoin on purchases. Fold also facilitates bitcoin trading and custody through partner institutions and sells physical and digital bitcoin gift cards. Its services cater mainly to individual retail consumers, specifically prime and super-prime adults, while also offering employers programs to provide bitcoin bonuses to workers.

The company operates in the United States, providing access to its services through a mobile application. Its bitcoin trading and custody features span all 50 states, complemented by a nationwide retail distribution network for gift cards. As of December 2025, the platform maintains nearly 84,000 verified accounts. The text records Delaware incorporation but does not disclose a corporate headquarters.

Summary of the business section of Fold's latest annual report, written by StockData.

Company profile

Company

Legal name
Fold Holdings, Inc.
Founded
2019
Headquarters
Phoenix, AZ
Address
2942 North 24th Street Suite 115, #42035 85016
Phone
(866) 365-3277
Employees
40, Dec 31, 2025
Industry
Finance Services
Incorporated in
Delaware
Fiscal year ends
December 31
Auditor
Marcum llp, New York, NY

Stock & identifiers

Ticker
FLDDW
Other tickers
FLD
Exchange
Nasdaq
IPO date
Dec 17, 2021
Shares outstanding
55M, Aug 9, 2026
Public float
$110.56M, Jun 30, 2025
Filer category
<br>Emerging growth company
SEC CIK
1889123
CUSIP
29103K118
ISIN
US29103K1189
FIGI
BBG0154LPFW0
EIN
86-2170416

Executives and directors

Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years

NamePositionShares owned
Thomas J. DickmanChief Technology Officer541,718
William Brian Poppic ReevesChief Executive Officer5,438,928
Wolfe RepassChief Financial Officer737,150
Matt McManusChief Operating Officer382,879
Nicolleta GoncalvesVP of Risk and Compliance–
Bracebridge H. Young JrDirector345,371
Jonathan KirkwoodDirector3,873,394
Lesley GoldwasserDirector107,984
Erez SimhaDirector107,984
Kirstin HillDirector107,984
Andrew HohnsDirector261,218
LLC Ten31Director5,560,889

IPO

From the final prospectus (Form 424B4) and the first day of trading

SPAC offering

Type
SPAC (blank check) IPO of units
Final prospectus filed
Dec 17, 2021
Offer price
$10.00
Securities offered
22,000,000
Gross proceeds
$220.00M
Exchange
Nasdaq
First trading day
Feb 7, 2022
First-day close
$9.80-2.0%
Lock-up ends (est.)
Aug 6, 2022

“Each unit has an offering price of $10.00 and consists of one share of our Class A common stock and one-half of one redeemable warrant.”

Lock-up end is estimated as 180 days after the first trading day; the prospectus sets the actual terms.

Employees

Headcount reported in annual reports

“As of December 31, 2025, we employed a total of 40 full-time employees and have engaged various contractors.”

Corporate history

Events identified from SEC filings

DateEventDetails
Jul 17, 2026Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
May 22, 2025DelistingNotice of delisting from exchange (Form 25)
Apr 15, 2025Auditor changeChange in certifying accountant (8-K Item 4.01)
Mar 12, 2025Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Feb 14, 2025Auditor changeChange in certifying accountant (8-K Item 4.01)
Feb 14, 2025Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Feb 13, 2025Name changeName changed from FTAC Emerald Acquisition Corp. to Fold Holdings, Inc.
Dec 18, 2024Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Oct 7, 2024MergerRegistration of securities for a merger or exchange offer (S-4)
Jun 28, 2024Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Oct 13, 2023Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Dec 17, 2021IPOInitial public offering priced (424B4 prospectus)
Dec 14, 2021ListingRegistration of securities on an exchange (Form 8-A)
Oct 21, 2021Name changeName changed from Emerald ESG Acquisition Corp to FTAC Emerald Acquisition Corp.