Financial Institutions Inc (FIISO) cash flow statement

FIISOOTCNational Commercial BanksFiscal year ends December 31Also trades as FIISP, FISI

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 3, 2026Score 16/308% above fair value

$115.65+0.00 (0.00%)

Close on Oct 19, 2026Market cap $775.45MP/E 9.8Yield 3.15%

Financial Institutions Inc cash flow statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Depreciation & Amortization	7.88	7.68	8.09	8.11	8.05	7.89	8.21	6.48	6.18	5.96	5.43	4.58	4.18	3.83	3.47	3.54	4.07
Stock-Based Compensation	3.08	1.61	1.67	2.55	1.74	1.33	1.41	1.30	1.17	0.85	0.67	0.47	0.41	0.53	1.11	1.03	0.85
Deferred Income Taxes	12	-35	-1.35	-4.38	5.22	-4.52	0.37	-10	12	-1.72	1.80	2.15	1.55	6.34	6.51	2.47	7.47
Operating Cash Flow	19	77	11	134	73	43	58	65	46	47	43	35	37	39	32	35	22
Capital Expenditures	-5.55	-4.97	-2.99	-8.37	-9.40	-4.26	-3.64	-2.84	-7.74	-7.62	-7.49	-5.33	-3.41	-5.84	-3.68	-2.44	-1.96
Acquisitions	–	–	0	0	-1.42	0	–	-4.45	-0.68	-0.87	–	-8.00	–	–	–	–	–
Sale of Property, Plant & Equipment	0	27	0	0	–	–	–	–	–	–	–	–	–	–	–	–	–
Purchase of Investments	-328	-906	-55	-114	-802	-404	-219	-73	-158	-340	-336	-300	-266	-338	-175	-451	-632
Sale & Maturity of Investments	381	901	178	183	286	298	344	216	102	95	54	82	1.33	2.82	45	122	225
Other Investing Activities	–	–	0	0	3.51	0.52	-0.36	0.59	0.23	0.85	0.37	1.58	0.56	0.73	0.71	0.61	1.71
Investing Cash Flow	-140	-8.23	-310	-325	-633	-531	-25	-225	-373	-327	-306	-153	-242	-99	-105	-169	-172
Dividends Paid	-25	-19	-18	-18	-17	-16	-16	-15	-12	-11	-11	-11	-9.75	-7.39	-5.45	-4.33	-4.33
Share Repurchases	-11	-0.43	-0.57	-15	-9.24	-0.21	-0.29	-0.11	-0.15	–	-0.20	-0.19	-0.23	-0.56	-0.22	-0.07	–
Stock Issued	0	109	0	0	–	–	–	–	38	–	–	–	–	–	43	–	–
Debt Issued	80	0	50	0	0	35	–	–	–	–	40	–	–	–	–	–	–
Debt Repaid	-10	0	0	–	–	–	–	–	–	–	–	–	–	–	-27	-20	-0.51
Short-Term Debt Issued (Repaid), Net	–	-86	-20	175	25	-270	-194	23	115	38	-42	-2.24	157	29	74	18	36
Financing Cash Flow	143	-106	293	243	546	469	-23	164	354	291	265	117	204	63	91	130	138
Net Change in Cash	21	-37	-6.02	51	-15	-19	10	3.56	28	11	1.97	-1.54	-0.74	2.85	19	-3.90	-12
Free Cash Flow	13	72	7.90	125	64	39	54	62	39	39	36	30	34	33	28	33	20
Income Taxes Paid	-0.02	3.49	6.30	3.40	11	7.46	9.85	3.53	13	11	7.49	14	8.10	4.01	5.19	6.92	–
Interest Paid	129	156	134	33	15	29	37	29	15	12	9.32	6.83	7.75	10	16	18	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 32.4%
Return on equity, FY2025: 12.5%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 9.8
Price to sales: 3.04
Price to book: 1.21
Dividend yield: 3.15%

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