FICONYSEServices-Business Services, NECFiscal year ends September 30
FAIR ISAAC CORP
Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 29, 2026
$781.07+9.88 (+1.28%)
Close on Oct 19, 2026
- Market cap
- $17.73B
- P/E (TTM)
- 22.6
- Dividend yield
- –
Fair Isaac statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Services-Business Services, NEC companies for comparison
Valuation
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Market Cap | $16.87B | $288.35M |
| Enterprise Value | $22.20B | $295.96M |
| PE Ratio | 22.56 | 25.62 |
| PS Ratio | 7.05 | 2.36 |
| P/FCF Ratio | 16.94 | 15.03 |
| P/OCF Ratio | 16.84 | 13.00 |
Enterprise value
| Measure | Fair Isaac | Industry median |
|---|---|---|
| EV / Sales | 9.28 | 2.14 |
| EV / EBITDA | 17.73 | 16.16 |
| EV / EBIT | 17.96 | 20.79 |
| EV / FCF | 22.29 | 15.26 |
Income (trailing twelve months)
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Revenue | $2.39B | $285.88M |
| Gross Profit | $2.04B | $158.88M |
| Operating Income | $1.24B | -$627.44K |
| Pretax Income | $1.07B | -$295.11K |
| Net Income | $815.02M | -$298.85K |
| EBITDA | $1.25B | -$186.20K |
| EPS (Diluted) | $34.62 | $0.00 |
Margins
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Gross Margin | 85.1% | 55.8% |
| Operating Margin | 51.7% | -1.97% |
| Pretax Margin | 44.5% | -0.50% |
| Profit Margin | 34.1% | -1.84% |
| EBITDA Margin | 52.3% | 0.49% |
| FCF Margin | 41.6% | 10.0% |
Returns
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Return on Assets (ROA) | 41.8% | -3.10% |
| Return on Invested Capital (ROIC) | 77.9% | -0.51% |
| Return on Capital Employed (ROCE) | 95.7% | -0.46% |
Growth
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 24.1% | 9.79% |
| Net Income Growth (YoY) | 28.8% | 7.20% |
| EPS Growth (YoY) | 35.4% | 10.4% |
| FCF Growth (YoY) | 28.5% | 17.8% |
| Revenue Growth (3Y CAGR) | 13.1% | 7.56% |
| Revenue Growth (5Y CAGR) | 8.99% | 12.3% |
| EPS Growth (3Y CAGR) | 23.2% | 14.9% |
| EPS Growth (5Y CAGR) | 27.4% | 12.4% |
Balance sheet
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $248.44M | $43.10M |
| Total Debt | $5.58B | $204.00M |
| Net Cash (Debt) | -$5.33B | $1.87M |
| Net Cash Per Share | -$246.97 | $0.14 |
| Equity (Book Value) | -$4.10B | $52.02M |
| Book Value Per Share | -$189.70 | $1.91 |
| Tangible Book Value | -$4.89B | $3.03M |
| Working Capital | $136.37M | $14.05M |
Financial position
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Current Ratio | 1.18 | 1.39 |
| Quick Ratio | 1.13 | 0.93 |
| Debt / EBITDA | 4.46 | 2.80 |
| Debt / FCF | 5.60 | 2.97 |
| Net Debt / EBITDA | 4.26 | 1.50 |
| Interest Coverage | 6.63 | -0.66 |
Cash flow (trailing twelve months)
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Operating Cash Flow | $1.00B | $8.52M |
| Capital Expenditures | -$5.53M | -$5.59M |
| Free Cash Flow | $996.02M | $47.39M |
| FCF Per Share | $46.12 | $0.69 |
Efficiency
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Asset Turnover | 1.23 | 0.63 |
| Revenue Per Employee | $628.07K | $393.50K |
| Profits Per Employee | $213.86K | -$4.74K |
| Employee Count | 3,811 | 530 |
Dividends and yields
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Earnings Yield | 4.83% | -0.95% |
| FCF Yield | 5.90% | 4.01% |
| Buyback Yield | 21.3% | 3.24% |
| Shareholder Yield | 21.3% | 3.43% |
Shares
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Shares Outstanding | 21,597,600 | 59,289,300 |
| Shares Change (YoY) | -4.50% | 2.27% |
| Shares Change (QoQ) | -7.29% | 0.06% |
| Float | 20,897,500 | 52,876,900 |
| Shares Held by Insiders | 3.24% | 13.2% |
| Shares Held by Institutions | 100.0% | 66.9% |
Taxes
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Income Tax | $250.06M | $1.64M |
| Effective Tax Rate | 23.5% | 22.0% |
Scores
| Measure | Fair Isaac | Industry median |
|---|---|---|
| Altman Z-Score | 8.49 | 1.50 |
| Piotroski F-Score | 7 | 5 |
| Beneish M-Score | -2.65 | -2.81 |
Calculated by StockData from Fair Isaac's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.