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First Guaranty Bancshares, Inc. (FGBIP) stock

FGBIPNasdaqSavings Institution, Federally CharteredFiscal year ends December 31Also trades as FGBI
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026Score 6/30
$17.35+0.01 (+0.06%)

Close on Oct 30, 2026Market cap $286.95MP/E –Yield 0.23%

First Guaranty Bancshares statistics

80 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
Jan 27, 2027 (estimated, after the close)
Last ex-dividend date
Nov 13, 2026
Fundamentals through
Jun 30, 2026
Share price as of
Oct 30, 2026

Valuation ratiosIndustry

Market Cap
$158.61M
$887.65M
Enterprise Value
-$622.97M
$569.55M
PS Ratio
1.70
3.75
PB Ratio
0.70
1.22
P/TBV Ratio
0.70
1.48
P/FCF Ratio
4.12
11.31
P/OCF Ratio
2.91
10.39

Enterprise valuationIndustry

EV / Sales
-6.66
2.94
EV / FCF
-16.18
8.39

Share statisticsIndustry

Shares Change (YoY)
24.2%
0.42%
Shares Change (QoQ)
0.00%
0.00%
Float
6M
17M
Shares Held by Insiders
62.5%
5.92%
Shares Held by Institutions
8.48%
61.3%

Short sellingIndustry

Short Interest
380,636
–
Short Interest Change
9.44%
2.35%
Days to Cover
13.79
4.88

Stock price statisticsIndustry

52-Week High
$11.02
–
52-Week Low
$4.31
–
20-Day Moving Average
$8.57
–
50-Day Moving Average
$8.41
–
200-Day Moving Average
$9.02
–
Average True Range (14)
$0.39
–
Price Change (1 Week)
7.27%
-0.25%
Price Change (1 Month)
17.1%
2.48%
Price Change (3 Months)
-1.54%
-3.51%
Price Change (6 Months)
3.68%
8.56%
Price Change (YTD)
78.6%
19.7%
Price Change (1 Year)
19.1%
28.3%
Price Change (3 Years)
-8.67%
81.0%
Price Change (5 Years)
-49.1%
30.4%
Price Change (10 Years)
-27.1%
81.4%
Average Volume (10 Days)
24,025
–
Average Volume (20 Days)
24,428
–
Average Volume (90 Days)
34,418
–
Relative Volume
1.02
0.87
Relative Strength Index (14)
66.1
53.3
Volatility (1 Year)
60.5%
24.3%
Beta (5 Years)
0.46
0.63

MarginsIndustry

Pretax Margin
-46.2%
36.7%
Profit Margin
-38.9%
29.1%
FCF Margin
41.2%
33.0%

Returns on capitalIndustry

Return on Equity (ROE)
-14.8%
10.6%
Return on Assets (ROA)
-0.93%
1.12%

GrowthIndustry

Revenue Growth (YoY)
-7.55%
11.8%
FCF Growth (YoY)
274.7%
29.2%
Revenue Growth (3Y CAGR)
-4.93%
5.82%
Revenue Growth (5Y CAGR)
-0.62%
6.17%

EfficiencyIndustry

Asset Turnover
0.02
0.04
Revenue Per Employee
$6.23K
$356.83K
Profits Per Employee
-$2.43K
$107.97K
Employee Count
15,000
492
WACC
7.48%
8.05%

Income statement (TTM)Industry

Revenue
$93.52M
$178.11M
Pretax Income
-$43.20M
$70.72M
Net Income
-$36.38M
$54.65M
EPS (Diluted)
-$2.58
$2.90

Balance sheetIndustry

Net Cash (Debt)
$781.58M
$162.18M
Net Cash Per Share
$47.26
$8.22
Equity (Book Value)
$227.35M
$560.97M
Book Value Per Share
$13.75
$28.41
Tangible Book Value
$225.13M
$476.95M

Cash flow (TTM)Industry

Operating Cash Flow
$54.53M
$64.45M
Capital Expenditures
-$16.03M
-$4.13M
Free Cash Flow
$38.50M
$56.24M
FCF Per Share
$2.33
$3.24

Dividends and yieldsIndustry

Earnings Yield
-22.9%
7.92%
FCF Yield
24.3%
8.68%
Dividend Yield
0.42%
2.48%
Buyback Yield
-4.72%
1.54%
Shareholder Yield
-4.30%
3.25%
Dividend Per Share
$0.04
$0.93
Dividend Growth (YoY)
-90.2%
4.26%
Years of Dividend Growth
0
2
FCF Payout Ratio
1.63%
25.8%

Taxes and interestIndustry

Income Tax
-$6.83M
$14.60M

Scores and fair valueIndustry

Altman Z-Score
0.06
0.22
Piotroski F-Score
2
6

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 30, 2026. The S&P 500 is measured by the SPY fund.

PeriodFGBIPS&P 500DifferenceFGBIP per yearS&P 500 per year
1 month+0.7%-0.9%+1.6 pts
3 months-10.5%+2.1%−12.6 pts
Year to date+20.1%+11.7%+8.4 pts
1 year+14.7%+12.4%+2.3 pts
3 years+31.5%+88.6%−57.1 pts+9.6%+23.5%
5 years-3.6%+75.9%−79.5 pts-0.7%+12.0%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 15, 2026.

0M FGBIP shares were sold short on Oct 15, 2026, down 59.7% from the previous report. At recent volumes it would take 1.0 days to buy them back. Over the last 20 sessions, 57.3% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 15, 2026952-59.7%9,1331.0
Sep 30, 20262,362+117.1%4,3531.0
Sep 15, 20261,088+688.4%6,7091.0
Aug 31, 2026138+263.2%4,1361.0
Aug 14, 202638-68.9%4,3941.0
Jul 31, 2026122-81.6%2,3731.0
Jul 15, 2026662-7.8%4591.4
Jun 30, 2026718-75.1%8461.0
Jun 15, 20262,880-41.9%1,2352.3
May 29, 20264,957+21.3%2,5901.9
May 15, 20264,085-40.0%3,5431.1
Apr 30, 20266,807+623.4%3,8651.8

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.