First Citizens BancShares Inc (FCNCN) revenue by segment
FCNCNNasdaqState Commercial BanksFiscal year ends December 31Also trades as FCNCA, FCNCB, FCNCO, FCNCP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026Score 13/303% above fair value
$21.89−0.24 (-1.08%)
Close on Oct 30, 2026Market cap $26.57BP/E 12.6Yield 0.34%
First Citizens BancShares Inc revenue by segment
By business segment
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Commercial Bank | $4.33B | $4.51B | $3.67B | $1.40B | – | – | – | – | – | – | 45.4% | -4.0% |
| General Bank | $3.96B | $3.56B | $3.09B | $2.31B | – | – | – | – | – | – | 41.5% | +11.2% |
| Rail | $680.00M | $649.00M | $604.00M | $576.00M | – | – | – | – | – | – | 7.1% | +4.8% |
| SVB Commercial | – | $2.84B | $2.08B | $0 | – | – | – | – | – | – | – | – |
By product or service
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Lending-related fees | $266.00M | $257.00M | $218.00M | $103.00M | – | – | – | – | – | – | 2.8% | +3.5% |
| Deposit fees and service charges | $241.00M | $230.00M | $200.00M | $142.00M | – | – | – | – | – | – | 2.5% | +4.8% |
| Wealth management services | $229.00M | $211.00M | $188.00M | $142.00M | $129.00M | $103.00M | $99.24M | $97.97M | $86.72M | $80.22M | 2.4% | +8.5% |
| Client investment fees | $217.00M | $213.00M | $157.00M | $0 | $0 | – | – | – | – | – | 2.3% | +1.9% |
| Cardholder services, net | $158.00M | $163.00M | $139.00M | $102.00M | $87.00M | $74.00M | $69.08M | $65.48M | $57.58M | $47.32M | 1.7% | -3.1% |
| International fees | $136.00M | $119.00M | $91.00M | $8.00M | $7.00M | – | – | – | – | – | 1.4% | +14.3% |
| Factoring commissions | $73.00M | $75.00M | $82.00M | $104.00M | $0 | $0 | – | – | – | – | 0.8% | -2.7% |
| Insurance commissions | $53.00M | $55.00M | $54.00M | $47.00M | $16.00M | $15.00M | $12.81M | $12.70M | $12.47M | – | 0.6% | -3.6% |
| Merchant services, net | $52.00M | $49.00M | $48.00M | $35.00M | $33.00M | $24.00M | $24.30M | $30.61M | $22.68M | $20.90M | 0.5% | +6.1% |
| Fee income and other service charges | – | – | $268.00M | $155.00M | $35.00M | $37.00M | $31.64M | $16.43M | $28.32M | $27.01M | – | – |
| Service charges on deposit accounts | – | – | $156.00M | $98.00M | $95.00M | $88.00M | $105.19M | $105.49M | $101.20M | $89.36M | – | – |
| ATM income | – | – | – | – | $6.00M | $5.76M | $6.30M | $7.98M | $9.14M | – | – | – |
By region
From the segment and revenue-disaggregation notes of First Citizens BancShares's 10-K and 10-Q filings (XBRL). Fourth-quarter figures are the fiscal year less the first nine months. Segment names follow the company's own labels and can change when it reorganizes.
Operating metrics
| Stores | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Stores | 500 | 529 | 542 | 574 | 551 | 545 | 550 | 559 | 572 | 397 | -5.5% |
| States of operation | FY2022 | FY2021 | FY2020 | FY2019 | YoY |
|---|---|---|---|---|---|
| States of operation | 22 | 19 | 19 | 19 | +15.8% |
Counts and sizes First Citizens BancShares tags in the notes of its 10-K and 10-Q filings (XBRL), as of the end of each period. Breakdowns follow the company's own labels; at most 15 are shown per metric.