First Citizens BancShares Inc (FCNCN) bonds
FCNCNNasdaqState Commercial BanksFiscal year ends December 31Also trades as FCNCA, FCNCB, FCNCO, FCNCP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026Score 13/303% above fair value
$21.89−0.24 (-1.08%)
Close on Oct 30, 2026Market cap $26.57BP/E 12.6Yield 0.34%
Debt
Borrowings on the balance sheet, Jun 30, 2026
Total debt
$32.19B
$152.00M due within a year
Net debt
$30.67B
After $1.52B of cash
Implied interest rate
–
FY2025 interest ÷ average debt
Interest coverage
–
FY2025 operating income ÷ interest
Total debt by fiscal year
Long-term plus current debt, USD
When the debt comes due
Principal repayments of long-term debt by fiscal year, as scheduled at Dec 31, 2022
From the debt maturity table in the annual report (filing). “Later” is everything due after year five.
Notes and loans outstanding
As tagged in First Citizens BancShares's 10-Q for the period ended Jun 24, 2026
| Issue | Coupon | Amount issued | Carrying value |
|---|---|---|---|
| Fixed-to-Floating Senior Notes at 4.869% | Floating | $500.00M | – |
| Fixed-to-Floating Senior Notes at 5.097% | 5.10% | $750.00M | – |
| Purchase Money Note | – | – | $36.07B |
Companies tag their debt differently: some list every note, others group notes by issuance year or by type, so the list may not add up to total debt. Notes that matured before today are hidden. Source: 10-Q.
Credit facilities
Revolving credit lines and other committed borrowing capacity
| Facility | Size |
|---|---|
| Advance Facility Agreement | $70.00B |