FCFNYSENational Commercial BanksFiscal year ends December 31
FIRST COMMONWEALTH FINANCIAL CORP /PA/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$20.27−0.07 (-0.34%)
Close on Oct 19, 2026
- Market cap
- $2.06B
- P/E (TTM)
- 12.4
- Dividend yield
- 2.64%
First Commonwealth Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Market Cap | $2.05B | $679.86M |
| Enterprise Value | $2.13B | $408.94M |
| PE Ratio | 12.44 | 12.00 |
| PS Ratio | 3.75 | 3.61 |
| PB Ratio | 1.31 | 1.18 |
| P/TBV Ratio | 1.75 | 1.41 |
| P/OCF Ratio | 10.68 | 10.04 |
Enterprise value
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| EV / Sales | 3.90 | 2.78 |
Income (trailing twelve months)
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Revenue | $546.90M | $170.85M |
| Pretax Income | $211.76M | $70.12M |
| Net Income | $168.34M | $54.33M |
| EPS (Diluted) | $1.63 | $2.90 |
Margins
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Pretax Margin | 38.7% | 36.4% |
| Profit Margin | 30.8% | 29.1% |
Returns
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 10.9% | 10.5% |
| Return on Assets (ROA) | 1.38% | 1.12% |
Growth
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 11.5% | 11.8% |
| Net Income Growth (YoY) | 25.6% | 23.1% |
| EPS Growth (YoY) | 25.4% | 22.7% |
| Revenue Growth (3Y CAGR) | 8.36% | 5.82% |
| Revenue Growth (5Y CAGR) | 7.59% | 6.17% |
| EPS Growth (3Y CAGR) | 2.38% | 1.26% |
| EPS Growth (5Y CAGR) | 14.4% | 8.24% |
Balance sheet
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $179.64M | $205.54M |
| Total Debt | $263.03M | $177.19M |
| Net Cash (Debt) | -$83.40M | $164.40M |
| Net Cash Per Share | -$0.83 | $8.13 |
| Equity (Book Value) | $1.57B | $560.44M |
| Book Value Per Share | $15.53 | $28.47 |
| Tangible Book Value | $1.17B | $472.29M |
Financial position
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Debt / Equity | 0.17 | 0.20 |
Cash flow (trailing twelve months)
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $191.72M | $61.20M |
Efficiency
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $359.33K | $353.78K |
| Profits Per Employee | $110.61K | $107.28K |
| Employee Count | 1,522 | 489 |
Dividends and yields
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Earnings Yield | 8.22% | 8.07% |
| Dividend Yield | 2.64% | 2.48% |
| Buyback Yield | 3.43% | 1.55% |
| Shareholder Yield | 6.07% | 3.13% |
| Dividend Per Share | $0.54 | $0.93 |
| Dividend Growth (YoY) | 3.88% | 4.26% |
| Years of Dividend Growth | 9 | 2 |
| Payout Ratio | 33.4% | 29.4% |
Shares
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Shares Outstanding | 101,056,000 | 18,839,100 |
| Shares Change (YoY) | 0.52% | 0.39% |
| Shares Change (QoQ) | -0.57% | 0.00% |
| Float | 99,259,900 | 17,061,900 |
| Shares Held by Insiders | 1.78% | 5.89% |
| Shares Held by Institutions | 79.1% | 61.9% |
Taxes
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Income Tax | $43.42M | $14.50M |
| Effective Tax Rate | 20.5% | 21.1% |
Scores
| Measure | First Commonwealth Financial | Industry median |
|---|---|---|
| Graham Number | $23.86 | $45.31 |
| Graham Upside | 17.7% | 21.6% |
| Altman Z-Score | 0.29 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from First Commonwealth Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.