First Commonwealth Financial Corp (FCF) stock
FCFNYSENational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 11/3011% above fair value
$20.92−0.09 (-0.43%)
Close on Nov 12, 2026Market cap $2.11BP/E 12.4Yield 2.56%
First Commonwealth Financial profit margin
Profit margin (net margin) is net income as a percentage of revenue.
First Commonwealth Financial's profit margin for the twelve months ending Sep 30, 2026 was 31.0%. For fiscal 2025 it was 29.1%, against 29.8% the year before. The highest annual figure on record is 35.9% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 29.1% | −0.7 |
| FY2024 | Dec 31, 2024 | 29.8% | −2.7 |
| FY2023 | Dec 31, 2023 | 32.6% | +1.4 |
| FY2022 | Dec 31, 2022 | 31.2% | −4.7 |
| FY2021 | Dec 31, 2021 | 35.9% | +15.6 |
| FY2020 | Dec 31, 2020 | 20.2% | −9.4 |
| FY2019 | Dec 31, 2019 | 29.6% | −1.9 |
| FY2018 | Dec 31, 2018 | 31.5% | +13.7 |
| FY2017 | Dec 31, 2017 | 17.8% | −4.8 |
| FY2016 | Dec 31, 2016 | 22.6% | +2.5 |
| FY2015 | Dec 31, 2015 | 20.1% | +1.9 |
| FY2014 | Dec 31, 2014 | 18.2% | +1.2 |
| FY2013 | Dec 31, 2013 | 16.9% | +0.5 |
| FY2012 | Dec 31, 2012 | 16.5% | +10.3 |
| FY2011 | Dec 31, 2011 | 6.2% | −2.8 |
| FY2010 | Dec 31, 2010 | 9.0% | +17.9 |
| FY2009 | Dec 31, 2009 | -8.9% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 31.4% | +1.0 |
| Q2 FY2026 | Jun 30, 2026 | 32.0% | +6.5 |
| Q1 FY2026 | Mar 31, 2026 | 28.1% | +0.4 |
| Q4 FY2025 | Dec 31, 2025 | 32.5% | +2.8 |
| Q3 FY2025 | Sep 30, 2025 | 30.4% | +3.9 |
| Q2 FY2025 | Jun 30, 2025 | 25.5% | −5.4 |
| Q1 FY2025 | Mar 31, 2025 | 27.7% | −4.6 |
| Q4 FY2024 | Dec 31, 2024 | 29.8% | −7.6 |
| Q3 FY2024 | Sep 30, 2024 | 26.5% | −5.5 |
| Q2 FY2024 | Jun 30, 2024 | 30.9% | −4.1 |
| Q1 FY2024 | Mar 31, 2024 | 32.3% | +6.5 |
| Q4 FY2023 | Dec 31, 2023 | 37.3% | +5.5 |
| Q3 FY2023 | Sep 30, 2023 | 32.0% | +0.6 |
| Q2 FY2023 | Jun 30, 2023 | 35.0% | +3.6 |
| Q1 FY2023 | Mar 31, 2023 | 25.8% | −4.3 |
| Q4 FY2022 | Dec 31, 2022 | 31.8% | −4.3 |
| Q3 FY2022 | Sep 30, 2022 | 31.4% | −3.5 |
| Q2 FY2022 | Jun 30, 2022 | 31.3% | −0.1 |
| Q1 FY2022 | Mar 31, 2022 | 30.1% | −11.0 |
| Q4 FY2021 | Dec 31, 2021 | 36.1% | +8.8 |
| Q3 FY2021 | Sep 30, 2021 | 34.8% | +14.2 |
| Q2 FY2021 | Jun 30, 2021 | 31.4% | +4.5 |
| Q1 FY2021 | Mar 31, 2021 | 41.1% | +35.7 |
| Q4 FY2020 | Dec 31, 2020 | 27.3% | −2.1 |
| Q3 FY2020 | Sep 30, 2020 | 20.6% | −8.8 |
| Q2 FY2020 | Jun 30, 2020 | 27.0% | −3.7 |
| Q1 FY2020 | Mar 31, 2020 | 5.4% | −23.7 |
| Q4 FY2019 | Dec 31, 2019 | 29.4% | −2.2 |
| Q3 FY2019 | Sep 30, 2019 | 29.4% | −0.7 |
| Q2 FY2019 | Jun 30, 2019 | 30.6% | −5.0 |
| Q1 FY2019 | Mar 31, 2019 | 29.1% | +0.7 |
| Q4 FY2018 | Dec 31, 2018 | 31.5% | +26.8 |
| Q3 FY2018 | Sep 30, 2018 | 30.1% | +3.3 |
| Q2 FY2018 | Jun 30, 2018 | 35.7% | +17.4 |
| Q1 FY2018 | Mar 31, 2018 | 28.5% | +5.4 |
| Q4 FY2017 | Dec 31, 2017 | 4.7% | −20.9 |
| Q3 FY2017 | Sep 30, 2017 | 26.8% | – |
| Q2 FY2017 | Jun 30, 2017 | 18.3% | – |
| Q1 FY2017 | Mar 31, 2017 | 23.1% | – |
| Q4 FY2016 | Dec 31, 2016 | 25.6% | – |
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