FCCONasdaqState Commercial BanksFiscal year ends December 31
FIRST COMMUNITY CORP /SC/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026
$32.34−0.20 (-0.61%)
Close on Oct 19, 2026
- Market cap
- $307.36M
- P/E (TTM)
- 13.1
- Dividend yield
- 1.92%
First Community statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | First Community | Industry median |
|---|---|---|
| Market Cap | $303.99M | $679.86M |
| Enterprise Value | $141.80M | $408.94M |
| PS Ratio | 332.95 | 3.61 |
| PB Ratio | 1.33 | 1.18 |
| P/TBV Ratio | 1.55 | 1.41 |
| P/FCF Ratio | 46.25 | 10.93 |
| P/OCF Ratio | 40.01 | 10.04 |
Enterprise value
| Measure | First Community | Industry median |
|---|---|---|
| EV / Sales | 155.32 | 2.78 |
| EV / FCF | 21.57 | 8.25 |
Income (trailing twelve months)
| Measure | First Community | Industry median |
|---|---|---|
| Revenue | $913.00K | $170.85M |
| Pretax Income | $28.67M | $70.12M |
| Net Income | $23.12M | $54.33M |
Margins
| Measure | First Community | Industry median |
|---|---|---|
| Pretax Margin | 3140.0% | 36.4% |
| Profit Margin | 2531.8% | 29.1% |
| FCF Margin | 719.9% | 33.0% |
Returns
| Measure | First Community | Industry median |
|---|---|---|
| Return on Equity (ROE) | 12.1% | 10.5% |
| Return on Assets (ROA) | 1.05% | 1.12% |
Growth
| Measure | First Community | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 1.11% | 11.8% |
| Net Income Growth (YoY) | 33.8% | 23.1% |
| FCF Growth (YoY) | -48.9% | 27.1% |
| Revenue Growth (3Y CAGR) | -1.34% | 5.82% |
| Revenue Growth (5Y CAGR) | -3.83% | 6.17% |
| EPS Growth (3Y CAGR) | 8.76% | 1.26% |
| EPS Growth (5Y CAGR) | 12.8% | 8.24% |
Balance sheet
| Measure | First Community | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $162.18M | $205.54M |
| Net Cash (Debt) | $162.18M | $164.40M |
| Net Cash Per Share | $17.25 | $8.13 |
| Equity (Book Value) | $227.99M | $560.44M |
| Book Value Per Share | $24.25 | $28.47 |
| Tangible Book Value | $195.91M | $472.29M |
Cash flow (trailing twelve months)
| Measure | First Community | Industry median |
|---|---|---|
| Operating Cash Flow | $7.60M | $61.20M |
| Capital Expenditures | -$1.02M | -$4.02M |
| Free Cash Flow | $6.57M | $52.43M |
| FCF Per Share | $0.70 | $3.07 |
Efficiency
| Measure | First Community | Industry median |
|---|---|---|
| Asset Turnover | 0.00 | 0.04 |
| Revenue Per Employee | $3.45K | $353.78K |
| Profits Per Employee | $87.23K | $107.28K |
| Employee Count | 265 | 489 |
Dividends and yields
| Measure | First Community | Industry median |
|---|---|---|
| Earnings Yield | 7.60% | 8.07% |
| FCF Yield | 2.16% | 8.89% |
| Dividend Yield | 1.92% | 2.48% |
| Shareholder Yield | 1.92% | 3.13% |
| Dividend Per Share | $0.62 | $0.93 |
| Dividend Growth (YoY) | 6.90% | 4.26% |
| Years of Dividend Growth | 5 | 2 |
| Payout Ratio | 23.6% | 29.4% |
| FCF Payout Ratio | 82.9% | 26.0% |
Shares
| Measure | First Community | Industry median |
|---|---|---|
| Shares Outstanding | 9,399,730 | 18,839,100 |
| Shares Change (QoQ) | 0.02% | 0.00% |
| Float | 8,519,540 | 17,061,900 |
| Shares Held by Insiders | 9.36% | 5.89% |
| Shares Held by Institutions | 62.0% | 61.9% |
Taxes
| Measure | First Community | Industry median |
|---|---|---|
| Income Tax | $5.55M | $14.50M |
| Effective Tax Rate | 19.4% | 21.1% |
Scores
| Measure | First Community | Industry median |
|---|---|---|
| Altman Z-Score | 0.14 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from First Community's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.