EVTCNYSEServices-Computer Processing & Data PreparationFiscal year ends December 31
EVERTEC, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$30.85−0.34 (-1.09%)
Close on Oct 19, 2026
- Market cap
- $1.90B
- P/E (TTM)
- 20.0
- Dividend yield
- 0.65%
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
–
Operating margin
20.0%−7.7 pts over 5 years
Net margin
15.2%−5.3 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +10.2% | +14.6% | +12.8% | +9.6% | |
| Operating income | +12.5% | +5.8% | +5.7% | +6.1% | |
| Net income | +25.7% | -16.0% | +6.3% | +5.2% | |
| EPS, diluted | +27.2% | -13.9% | +9.0% | +7.1% | |
| Free cash flow | -13.2% | +1.8% | +2.3% | +3.7% | |
| Dividend per share | 0.0% | 0.0% | 0.0% | -6.7% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 74.0% | 34.5% | 25.9% | |
| Return on assets | 8.6% | 10.0% | 6.9% | |
| Current ratio | 1.23 | 2.35 | 2.07 | |
| Debt to equity | 6.19 | 1.47 | 1.75 | |
| Net debt to EBITDA | 4.84× | 1.73× | 3.74× | |
| Interest coverage | 4.4× | 5.6× | 2.7× | |
| Capex to revenue | 4.7% | 3.3% | 2.5% | |
| Diluted shares | 74M | 73M | 64M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Evertec generated $1.15B from operations and spent $497.85M on capital expenditure, dividends and share buybacks. 25% of that went back into the business.
Generated
$1.15B
Used
$497.85M
Capital expenditure$122.32M25%Dividends$66.86M13%Share buybacks$308.67M62%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin15.2%
×Asset turnover0.45×
×Equity multiplier3.75×
=Return on equity, FY202525.9%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 15.2% | 0.45× | 3.75× | 25.9% |
| FY2024 | 13.3% | 0.43× | 3.67× | 21.1% |
| FY2023 | 11.5% | 0.44× | 2.99× | 15.0% |
| FY2022 | 38.6% | 0.54× | 2.43× | 51.0% |
| FY2021 | 27.3% | 0.53× | 2.76× | 40.1% |
| FY2020 | 20.5% | 0.49× | 3.45× | 34.5% |
| FY2019 | 21.2% | 0.50× | 4.05× | 43.2% |
| FY2018 | 19.0% | 0.50× | 5.15× | 48.5% |
| FY2017 | 13.5% | 0.46× | 7.19× | 44.3% |
| FY2016 | 19.3% | 0.45× | 8.62× | 74.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
8of 8 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$141.59M
- Cash generatingOperating cash flow above zero$227.01M
- Return on assets improvedROA up on the prior year5.5% → 7.6%
- Earnings backed by cashOperating cash flow above net income$227.01M vs $141.59M
- Less leverageLong-term debt to assets fell49.8% → 46.9%
- Better liquidityCurrent ratio rose1.89 → 2.07
- No dilutionShare count did not rise65M → 64M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.41 → 0.50