ERIENasdaqInsurance Agents, Brokers & ServiceFiscal year ends December 31
ERIE INDEMNITY CO
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 30, 2026
$242.25−1.46 (-0.60%)
Close on Oct 19, 2026
- Market cap
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- P/E (TTM)
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- Dividend yield
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Erie Indemnity statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Insurance Agents, Brokers & Service companies for comparison
Valuation
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Market Cap | $11.19B | $4.02B |
| Enterprise Value | $10.85B | $2.79B |
| PS Ratio | 2.72 | 3.26 |
| PB Ratio | 4.54 | 4.61 |
| P/TBV Ratio | 4.54 | 4.92 |
| P/FCF Ratio | 20.23 | 19.72 |
| P/OCF Ratio | 16.04 | 18.67 |
Enterprise value
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| EV / Sales | 2.63 | 3.60 |
| EV / EBITDA | 14.70 | 17.28 |
| EV / EBIT | 14.70 | 17.02 |
| EV / FCF | 19.61 | 23.09 |
Income (trailing twelve months)
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Revenue | $4.12B | $1.25B |
| Operating Income | $737.55M | $72.92M |
| Pretax Income | $733.51M | $59.81M |
| Net Income | $577.00M | $37.15M |
| EBITDA | $737.55M | $78.16M |
Margins
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Operating Margin | 17.9% | 18.3% |
| Pretax Margin | 17.8% | 15.4% |
| Profit Margin | 14.0% | 9.37% |
| EBITDA Margin | 17.9% | 17.9% |
| FCF Margin | 13.4% | 14.6% |
Returns
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Return on Equity (ROE) | 24.8% | 17.7% |
| Return on Assets (ROA) | 17.3% | 3.68% |
| Return on Invested Capital (ROIC) | 29.8% | 15.0% |
| Return on Capital Employed (ROCE) | 28.5% | 15.4% |
Growth
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 3.67% | 11.0% |
| Net Income Growth (YoY) | -7.67% | 14.4% |
| FCF Growth (YoY) | -1.94% | 14.4% |
| Revenue Growth (3Y CAGR) | 12.7% | 12.7% |
| Revenue Growth (5Y CAGR) | 9.90% | 11.2% |
Balance sheet
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $344.62M | $154.22M |
| Net Cash (Debt) | $344.62M | $8.90K |
| Net Cash Per Share | $7.46 | $0.00 |
| Equity (Book Value) | $2.47B | $351.81M |
| Book Value Per Share | $53.41 | $3.30 |
| Tangible Book Value | $2.47B | -$4.39M |
| Working Capital | $238.14M | $103.45M |
Financial position
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Current Ratio | 1.25 | 1.16 |
| Quick Ratio | 1.13 | 0.35 |
Cash flow (trailing twelve months)
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Operating Cash Flow | $697.78M | $88.46M |
| Capital Expenditures | -$144.69M | -$28.94M |
| Free Cash Flow | $553.08M | $113.82M |
| FCF Per Share | $11.97 | $2.17 |
Efficiency
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Asset Turnover | 1.23 | 0.56 |
| Revenue Per Employee | $617.89K | $362.44K |
| Profits Per Employee | $86.55K | $21.91K |
| Employee Count | 6,667 | 1,891 |
Dividends and yields
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Earnings Yield | 5.16% | 2.64% |
| FCF Yield | 4.94% | 4.94% |
| Payout Ratio | 45.6% | 44.1% |
| FCF Payout Ratio | 47.6% | 17.8% |
Shares
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Shares Outstanding | 46,191,600 | 115,052,450 |
| Float | 25,042,100 | 48,459,300 |
| Shares Held by Insiders | 45.8% | 30.2% |
| Shares Held by Institutions | 45.2% | 48.8% |
Taxes
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Income Tax | $156.51M | $15.16M |
| Effective Tax Rate | 21.3% | 20.9% |
Scores
| Measure | Erie Indemnity | Industry median |
|---|---|---|
| Altman Z-Score | 9.52 | 1.48 |
| Piotroski F-Score | 4 | 5 |
Calculated by StockData from Erie Indemnity's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.