ENVANYSEPersonal Credit InstitutionsFiscal year ends December 31
Enova International, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026
$176.20−1.69 (-0.95%)
Close on Oct 19, 2026
- Market cap
- $4.63B
- P/E (TTM)
- 13.1
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
94.7%
24M of 25M shares
Institutional holders
427
80 new, 37 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
0 buys · 31 sales
Net sold $62.40M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 3,443,737 | 13.80% | 13G (passive) amendment | Mar 31, 2026 |
| Vanguard Capital Management | 1,250,002 | 5.01% | 13G (passive) | Jun 30, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of ENVA | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 4,164,846 | 16.73% | $1.00B | +104,453 | 0.01% |
| Vanguard Capital Management LLC | 1,063,968 | 4.27% | $256.13M | −1,169 | 0.01% |
| State Street Corp | 1,014,929 | 4.08% | $244.32M | +49,926 | 0.01% |
| Invesco Ltd. | 941,183 | 3.78% | $226.57M | +52,996 | 0.02% |
| Dimensional Fund Advisors LP | 880,279 | 3.54% | $211.90M | −176,435 | 0.04% |
| FMR LLC | 868,413 | 3.49% | $209.05M | +264,859 | 0.01% |
| Price T Rowe Associates Inc /Md/ | 849,347 | 3.41% | $204.46K | +441,715 | 0.02% |
| Vanguard Portfolio Management LLC | 831,027 | 3.34% | $200.05M | −35,423 | 0.01% |
| Renaissance Technologies LLC | 777,294 | 3.12% | $187.12M | +27,200 | 0.26% |
| Geode Capital Management, LLC | 707,535 | 2.84% | $170.35M | +38,910 | 0.01% |
| Franklin Resources Inc | 563,498 | 2.26% | $135.65M | −4,332 | 0.03% |
| American Century Companies Inc | 415,103 | 1.67% | $99.93M | +81,609 | 0.04% |
| Empyrean Capital Partners, LP | 391,000 | 1.57% | $94.13M | −3,064 | 3.11% |
| Charles Schwab Investment Management Inc | 388,643 | 1.56% | $93.56M | −12,110 | 0.01% |
| Morgan Stanley | 355,027 | 1.43% | $85.47M | +13,120 | 0.00% |
| Northern Trust Corp | 296,864 | 1.19% | $71.46M | +19,234 | 0.01% |
| JPMorgan Chase & Co | 293,663 | 1.18% | $69.46M | +73,049 | 0.00% |
| Goldman Sachs Group Inc | 281,905 | 1.13% | $67.86M | −132,058 | 0.01% |
| No Street GP LP | 275,000 | 1.10% | $66.20M | −12,500 | 3.98% |
| Park West Asset Management LLC | 249,213 | 1.00% | $59.99M | +2,950 | 4.09% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 427 | 24M | 94.7% | 80 / 159 | 137 / 37 | 3M | 3M |
| Q1 2026 | 390 | 23M | 94.1% | 59 / 142 | 129 / 48 | 5M | 2M |
| Q4 2025 | 387 | 23M | 93.6% | 83 / 124 | 135 / 28 | 2M | 2M |
| Q3 2025 | 342 | 23M | 93.3% | 52 / 107 | 142 / 41 | 2M | 3M |
| Q2 2025 | 333 | 24M | 96.7% | 52 / 128 | 117 / 33 | 2M | 1M |
| Q1 2025 | 316 | 24M | 94.6% | 51 / 108 | 121 / 29 | 2M | 33M |
| Q4 2024 | 297 | 56M | 100.0% | 48 / 91 | 121 / 27 | 33M | 2M |
| Q3 2024 | 279 | 25M | 100.0% | 53 / 79 | 105 / 24 | 7M | 2M |
| Q2 2024 | 251 | 25M | 100.0% | 44 / 79 | 88 / 27 | 2M | 3M |
| Q1 2024 | 237 | 26M | 100.0% | 28 / 64 | 109 / 21 | 2M | 3M |
| Q4 2023 | 231 | 28M | 100.0% | 32 / 66 | 98 / 30 | 3M | 3M |
| Q3 2023 | 229 | 28M | 100.0% | 31 / 64 | 91 / 19 | 1M | 1M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of ENVA | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 1,499,187 | 6.02% | $360.90M | 0.32% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 753,993 | 3.03% | $181.51M | 0.01% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 625,486 | 2.51% | $150.57M | 0.18% | Jun 30, 2026 |
| Invesco Discovery Fund | 528,048 | 2.12% | $85.29M | 1.09% | May 31, 2026 |
| Fidelity Small Cap Growth Fund | 399,560 | 1.60% | $101.54M | 1.15% | Jul 31, 2026 |
| Putnam Small Cap Growth Fund | 290,733 | 1.17% | $69.99M | 2.06% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 285,242 | 1.15% | $68.67M | 0.07% | Jun 30, 2026 |
| T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund | 283,069 | 1.14% | $68.14M | 0.69% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 266,131 | 1.07% | $67.63M | 0.20% | Jul 31, 2026 |
| Small Cap Growth Fund | 229,352 | 0.92% | $58.29M | 1.05% | Jul 31, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 228,050 | 0.92% | $54.90M | 0.32% | Jun 30, 2026 |
| iShares Russell 2000 Growth ETF | 224,960 | 0.90% | $54.15M | 0.35% | Jun 30, 2026 |
| iShares S&P Small-Cap 600 Growth ETF | 223,625 | 0.90% | $53.83M | 0.66% | Jun 30, 2026 |
| Fidelity Small Cap Growth K6 Fund | 207,050 | 0.83% | $52.62M | 1.15% | Jul 31, 2026 |
| Vanguard Strategic Equity Fund | 186,709 | 0.75% | $44.95M | 0.37% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| David Fisher | Executive Chairman, Director | 340,528 | 1.37% | Sep 21, 2026 |
| Steven E. Cunningham | Chief Executive Officer, Director | 126,641 | 0.51% | Aug 7, 2026 |
| Scott Cornelis | Chief Financial Officer | 10,547 | 0.04% | Aug 7, 2026 |
| Sean Rahilly | General Counsel and Secretary | 104,249 | 0.42% | Aug 7, 2026 |
| Kirk Chartier | Chief Strategy Officer | 104,972 | 0.42% | Aug 7, 2026 |
| James Joseph Lee | Chief Accounting Officer | 22,548 | 0.09% | Mar 20, 2026 |
| Maria Veltre | Director | 772 | 0.00% | Aug 7, 2026 |
| Mark Tebbe | Director | 50,029 | 0.20% | Jun 23, 2026 |
| William M. Goodyear | Director | 54,820 | 0.22% | Jun 16, 2026 |
| Linda Johnson Rice | Director | 6,277 | 0.03% | Jun 2, 2026 |
| Daniel R. Feehan | Director | 287,675 | 1.16% | May 15, 2026 |
| Lindsay Y. Corby | Director | 4,660 | 0.02% | May 15, 2026 |
| Ellen Carnahan | Director | 64,294 | 0.26% | May 15, 2026 |
| Mark McGowan | Director | 68,614 | 0.28% | May 15, 2026 |
| Gregg A. Kaplan | Director | 44,232 | 0.18% | May 15, 2026 |
| James A. Gray | Director | 80,029 | 0.32% | May 15, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| David Fisher Executive Chairman, Director | Sep 17, 2026 | Option exercise | +20,750 | $20.73 | $430.15K | 327,194 |
| David Fisher Executive Chairman, Director | Sep 17, 2026 | Sale(10b5-1 plan) | −20,750 | $178.24 | $3.70M | 306,444 |
| David Fisher Executive Chairman, Director | Aug 26, 2026 | Option exercise | +9,078 | $20.73 | $188.19K | 315,522 |
| David Fisher Executive Chairman, Director | Aug 26, 2026 | Sale(10b5-1 plan) | −9,078 | $239.16 | $2.17M | 306,444 |
| David Fisher Executive Chairman, Director | Aug 25, 2026 | Option exercise | +9,491 | $20.73 | $196.75K | 315,935 |
| David Fisher Executive Chairman, Director | Aug 25, 2026 | Sale(10b5-1 plan) | −9,491 | $244.01 | $2.32M | 306,444 |
| Maria Veltre Director | Aug 5, 2026 | Award | +772 | – | – | 772 |
| David Fisher Executive Chairman, Director | Jul 15, 2026 | Sale(10b5-1 plan) | −11,494 | $231.45 | $2.66M | 306,444 |
| David Fisher Executive Chairman, Director | Jul 15, 2026 | Option exercise | +11,494 | $20.73 | $238.27K | 317,938 |
| David Fisher Executive Chairman, Director | Jul 14, 2026 | Option exercise | +17,006 | $20.73 | $352.53K | 323,450 |
| David Fisher Executive Chairman, Director | Jul 14, 2026 | Sale(10b5-1 plan) | −17,006 | $231.51 | $3.94M | 306,444 |
| Mark Tebbe Director | Jun 18, 2026 | Sale | −20,000 | $201.37 | $4.03M | 50,029 |
| David Fisher Executive Chairman, Director | Jun 17, 2026 | Option exercise | +33,060 | $20.73 | $685.33K | 339,504 |
| David Fisher Executive Chairman, Director | Jun 17, 2026 | Sale(10b5-1 plan) | −33,060 | $199.05 | $6.58M | 306,444 |
| William M. Goodyear Director | Jun 16, 2026 | Sale | −3,500 | $188.02 | $658.07K | 50,820 |
| William M. Goodyear Director | Jun 12, 2026 | Gift | −8,437 | – | – | 54,320 |
| William M. Goodyear Director | Jun 1, 2026 | Sale | −5,983 | $163.13 | $976.01K | 62,757 |
| Linda Johnson Rice Director | May 29, 2026 | Sale | −1,300 | $161.20 | $209.56K | 6,277 |
| David Fisher Executive Chairman, Director | May 22, 2026 | Option exercise | +3,076 | $20.73 | $63.77K | 309,520 |
| David Fisher Executive Chairman, Director | May 22, 2026 | Sale(10b5-1 plan) | −3,076 | $158.45 | $487.39K | 306,444 |
| David Fisher Executive Chairman, Director | May 21, 2026 | Option exercise | +7,180 | $20.73 | $148.84K | 313,624 |
| David Fisher Executive Chairman, Director | May 21, 2026 | Sale(10b5-1 plan) | −7,180 | $160.37 | $1.15M | 306,444 |
| William M. Goodyear Director | May 18, 2026 | Sale | −6,231 | $166.08 | $1.03M | 68,740 |
| Mark McGowan Director | May 13, 2026 | Award | +1,320 | – | – | 47,021 |
| Linda Johnson Rice Director | May 13, 2026 | Award | +1,320 | – | – | 7,577 |
| Lindsay Y. Corby Director | May 13, 2026 | Award | +1,320 | – | – | 4,660 |
| Ellen Carnahan Director | May 13, 2026 | Award | +1,320 | – | – | 59,704 |
| James A. Gray Director | May 13, 2026 | Award | +1,320 | – | – | 70,029 |
| Mark Tebbe Director | May 13, 2026 | Award | +1,320 | – | – | 70,029 |
| Gregg A. Kaplan Director | May 13, 2026 | Award | +1,320 | – | – | 44,232 |
| Daniel R. Feehan Director | May 13, 2026 | Award | +1,320 | – | – | 61,706 |
| William M. Goodyear Director | May 13, 2026 | Award | +1,320 | – | – | 74,971 |
| Scott Cornelis Chief Financial Officer | May 10, 2026 | Tax withholding | −544 | $174.90 | $95.15K | 10,547 |
| David Fisher Executive Chairman, Director | May 7, 2026 | Sale | −20,000 | $173.18 | $3.46M | 306,444 |
| Steven E. Cunningham Chief Executive Officer, Director | Apr 28, 2026 | Option exercise | +3,696 | $31.98 | $118.20K | 126,641 |
| Steven E. Cunningham Chief Executive Officer, Director | Apr 28, 2026 | Sale | −3,696 | $175.50 | $648.65K | 122,945 |
| Steven E. Cunningham Chief Executive Officer, Director | Apr 28, 2026 | Sale | −4,156 | $175.50 | $729.38K | 122,945 |
| David Fisher Executive Chairman, Director | Feb 18, 2026 | Sale(10b5-1 plan) | −7,143 | $149.49 | $1.07M | 326,444 |
| James Joseph Lee Chief Accounting Officer | Feb 11, 2026 | Award | +3,723 | – | – | 22,548 |
| Sean Rahilly General Counsel and Secretary | Feb 11, 2026 | Award | +9,474 | – | – | 104,249 |
| Steven E. Cunningham Chief Executive Officer, Director | Feb 11, 2026 | Award | +16,067 | – | – | 130,117 |
| David Fisher Executive Chairman, Director | Feb 11, 2026 | Award | +13,515 | – | – | 333,587 |
| Scott Cornelis Chief Financial Officer | Feb 11, 2026 | Award | +3,276 | – | – | 11,091 |
| Kirk Chartier Chief Strategy Officer | Feb 11, 2026 | Award | +4,573 | – | – | 104,972 |
| James Joseph Lee Chief Accounting Officer | Feb 11, 2026 | Award | +1,203 | – | – | 20,028 |
| Sean Rahilly General Counsel and Secretary | Feb 11, 2026 | Award | +3,174 | – | – | 97,949 |
| Steven E. Cunningham Chief Executive Officer, Director | Feb 8, 2026 | Tax withholding | −2,560 | $161.10 | $412.42K | 114,050 |
| Steven E. Cunningham Chief Executive Officer, Director | Feb 8, 2026 | Tax withholding | −5,209 | $161.10 | $839.17K | 116,610 |
| James Joseph Lee Chief Accounting Officer | Feb 8, 2026 | Tax withholding | −251 | $161.10 | $40.44K | 18,825 |
| James Joseph Lee Chief Accounting Officer | Feb 8, 2026 | Tax withholding | −246 | $161.10 | $39.63K | 19,076 |
| Scott Cornelis Chief Financial Officer | Feb 8, 2026 | Tax withholding | −242 | $161.10 | $38.99K | 8,061 |
| Scott Cornelis Chief Financial Officer | Feb 8, 2026 | Tax withholding | −246 | $161.10 | $39.63K | 7,815 |
| Kirk Chartier Chief Strategy Officer | Feb 8, 2026 | Tax withholding | −3,099 | $161.10 | $499.25K | 102,190 |
| Kirk Chartier Chief Strategy Officer | Feb 8, 2026 | Tax withholding | −1,791 | $161.10 | $288.53K | 100,399 |
| David Fisher Executive Chairman, Director | Feb 8, 2026 | Tax withholding | −8,404 | $161.10 | $1.35M | 328,807 |
| David Fisher Executive Chairman, Director | Feb 8, 2026 | Tax withholding | −8,735 | $161.10 | $1.41M | 320,072 |
| Sean Rahilly General Counsel and Secretary | Feb 8, 2026 | Tax withholding | −872 | $161.10 | $140.48K | 94,775 |
| Sean Rahilly General Counsel and Secretary | Feb 8, 2026 | Tax withholding | −843 | $161.10 | $135.81K | 95,647 |
| Steven E. Cunningham Chief Executive Officer, Director | Feb 6, 2026 | Tax withholding | −2,030 | $161.10 | $327.03K | 121,819 |
| James Joseph Lee Chief Accounting Officer | Feb 6, 2026 | Tax withholding | −273 | $161.10 | $43.98K | 19,322 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Fisher David Officer | Sep 17, 2026 | 31,163 | $5.36M | Sep 17, 2026 | Stock Option |
| Fisher David Officer | Aug 25, 2026 | 28,500 | $7.13M | Aug 25, 2026 | Stock Option |
| Fisher David Officer | Jul 14, 2026 | 28,500 | $6.56M | Jul 14, 2026 | Stock Option |
| Tebbe Mark Director | Jun 18, 2026 | 20,000 | $4.03M | Jun 18, 2026 | Restricted Stock |
| Fisher David Officer | Jun 17, 2026 | 33,060 | $6.58M | Jun 17, 2026 | Stock Option |
| Goodyear William director | Jun 16, 2026 | 3,500 | $658.00K | Jun 16, 2026 | director compensation |
| M. Goodyear William Director | Jun 1, 2026 | 5,983 | $951.00K | Jun 1, 2026 | director compensation |
| Rice Linda Director | May 29, 2026 | 1,300 | $209.56K | May 29, 2026 | Restricted Stock |
| Fisher David Officer | May 21, 2026 | 19,950 | $3.19M | May 21, 2026 | Stock Option |
| M. Goodyear William Board Member | May 18, 2026 | 6,231 | $1.02M | May 18, 2026 | director compensation |
| Fisher David Officer | May 7, 2026 | 20,000 | $3.40M | May 7, 2026 | Stock Bonus |
| E. Cunningham Steven Officer, Director | Apr 28, 2026 | 7,852 | $1.38M | Apr 28, 2026 | Stock Option Exercise |
| Fisher David Officer | Feb 18, 2026 | 7,143 | $1.07M | Feb 18, 2026 | Stock Bonus |
| Fisher David Officer | Jan 30, 2026 | 37,989 | $6.27M | Jan 30, 2026 | Stock Option |
| E. Cunningham Steven Officer, Director | Jan 30, 2026 | 14,452 | $2.39M | Jan 30, 2026 | Restricted Stock |