Enova International, Inc.
Close on Oct 19, 2026
- Market cap
- $4.63B
- P/E (TTM)
- 13.1
- Dividend yield
- –
About Enova International
Personal Credit Institutions, SIC 6141
The company operates in the financial services sector, focusing on consumer loans and small business financing. Its product offerings include small business loans, financing receivables, licensing agreements, and various securitization facilities and credit facilities. Through platforms such as OnDeck Capital, the company serves individual consumers seeking credit solutions as well as small business customers requiring working capital and commercial loans.
The entity maintains operational exposure across multiple geographic jurisdictions, including the United States, Australia, and Brazil. Domestically within the United States, its activities extend across several regional markets such as California, Texas, Florida, Georgia, New York, Pennsylvania, North Carolina, South Carolina, Virginia, West Virginia, Alabama, and Maryland. The provided text details operations through various subsidiaries, facilities, and regional tax authorities, though it does not explicitly disclose a specific headquarters city or address.
Summary of the business section of Enova International's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Enova International, Inc.
- Founded
- 2004
- Headquarters
- Chicago, IL
- Address
- 175 West Jackson Blvd., Suite 600 60604
- Phone
- (312) 568-4200
- Website
- www.enova.com
- Employees
- 1,836, Dec 31, 2025
- Industry
- Personal Credit Institutions
- Incorporated in
- Delaware
- Fiscal year ends
- December 31
- Auditor
- Deloitte & Touche LLP, Chicago, Illinois
Stock & identifiers
- Ticker
- ENVA
- Exchange
- NYSE
- IPO date
- Nov 13, 2014
- Shares outstanding
- 25M, Jul 20, 2026
- Public float
- $2.67T, Jun 30, 2025
- Filer category
- Large accelerated filer
- SEC CIK
- 1529864
- CUSIP
- 29357K103
- ISIN
- US29357K1034
- LEI
- 549300O8XOCQSB49UO63
- EIN
- 45-3190813
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| David Fisher | Executive Chairman, Director | 340,528 |
| Steven E. Cunningham | Chief Executive Officer, Director | 126,641 |
| Scott Cornelis | Chief Financial Officer | 10,547 |
| Sean Rahilly | General Counsel and Secretary | 104,249 |
| Kirk Chartier | Chief Strategy Officer | 104,972 |
| James Joseph Lee | Chief Accounting Officer | 22,548 |
| Maria Veltre | Director | 772 |
| Mark Tebbe | Director | 50,029 |
| William M. Goodyear | Director | 54,820 |
| Linda Johnson Rice | Director | 6,277 |
| Daniel R. Feehan | Director | 287,675 |
| Lindsay Y. Corby | Director | 4,660 |
| Ellen Carnahan | Director | 64,294 |
| Mark McGowan | Director | 68,614 |
| Gregg A. Kaplan | Director | 44,232 |
| James A. Gray | Director | 80,029 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Mr. Fisher | $11.70M | $32.89M | $3.84M | $635 | $150 |
| FY2024 Mr. Fisher | $10.05M | $27.22M | $3.13M | $387 | $137 |
| FY2023 Mr. Fisher | $9.90M | $18.80M | $2.47M | $223 | $115 |
| FY2022 Mr. Fisher | $9.30M | $8.00M | $2.97M | $155 | $110 |
| FY2021 Mr. Fisher | $10.69M | $16.85M | $2.62M | $165 | $127 |
| FY2020 Mr. Fisher | $7.02M | $8.49M | $1.90M | $103 | $89 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of December 31, 2025, we had 1,836 employees, with 1,794 of our employees located in the United States.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Dec 19, 2025 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| May 3, 2021 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Oct 13, 2020 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Aug 25, 2020 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Mar 25, 2015 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Jul 31, 2014 | Spin-off | Registration as a new public company (Form 10), e.g. spin-off |
| Nov 12, 2013 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Apr 11, 2012 | Listing | Registration of securities on an exchange (Form 8-A) |