EFSINasdaqState Commercial BanksFiscal year ends December 31
EAGLE FINANCIAL SERVICES INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$45.65−0.24 (-0.52%)
Close on Oct 19, 2026
- Market cap
- $247.06M
- P/E (TTM)
- 13.2
- Dividend yield
- 2.72%
Eagle Financial Services statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Market Cap | $247.04M | $679.86M |
| Enterprise Value | $103.05M | $408.94M |
| PE Ratio | 13.19 | 11.99 |
| PS Ratio | 2.73 | 3.59 |
| PB Ratio | 1.27 | 1.18 |
| P/TBV Ratio | 1.27 | 1.41 |
| P/FCF Ratio | 30.64 | 10.89 |
| P/OCF Ratio | 26.97 | 10.01 |
Enterprise value
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| EV / Sales | 1.14 | 2.76 |
| EV / FCF | 12.78 | 8.23 |
Income (trailing twelve months)
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Revenue | $90.49M | $170.85M |
| Pretax Income | $23.60M | $70.12M |
| Net Income | $18.64M | $54.33M |
| EPS (Diluted) | $3.46 | $2.91 |
Margins
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Pretax Margin | 26.1% | 36.5% |
| Profit Margin | 20.6% | 29.1% |
| FCF Margin | 8.91% | 33.2% |
Returns
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Return on Equity (ROE) | 9.98% | 10.6% |
| Return on Assets (ROA) | 0.96% | 1.12% |
Growth
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 37.5% | 11.8% |
| Net Income Growth (YoY) | 135.8% | 23.2% |
| EPS Growth (YoY) | 60.2% | 23.1% |
| FCF Growth (YoY) | -61.4% | 28.5% |
| Revenue Growth (3Y CAGR) | 2750.7% | 5.82% |
| Revenue Growth (5Y CAGR) | 9.47% | 6.17% |
| EPS Growth (3Y CAGR) | -27.5% | 1.31% |
| EPS Growth (5Y CAGR) | -13.4% | 8.24% |
Balance sheet
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $143.99M | $205.54M |
| Net Cash (Debt) | $143.99M | $164.40M |
| Net Cash Per Share | $26.61 | $8.13 |
| Equity (Book Value) | $193.91M | $563.88M |
| Book Value Per Share | $35.83 | $28.47 |
| Tangible Book Value | $193.91M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Operating Cash Flow | $9.16M | $61.52M |
| Capital Expenditures | -$1.10M | -$4.08M |
| Free Cash Flow | $8.06M | $52.15M |
| FCF Per Share | $1.49 | $3.05 |
Efficiency
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $356.26K | $353.78K |
| Profits Per Employee | $73.38K | $107.28K |
| Employee Count | 254 | 489 |
Dividends and yields
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Earnings Yield | 7.54% | 8.13% |
| FCF Yield | 3.26% | 8.91% |
| Dividend Yield | 2.72% | 2.48% |
| Buyback Yield | 0.00% | 1.55% |
| Shareholder Yield | 2.72% | 3.13% |
| Dividend Per Share | $1.24 | $0.93 |
| Dividend Growth (YoY) | 2.48% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 35.9% | 29.3% |
| FCF Payout Ratio | 82.9% | 26.0% |
Shares
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Shares Outstanding | 5,411,620 | 18,839,100 |
| Shares Change (YoY) | 26.5% | 0.40% |
| Shares Change (QoQ) | -0.01% | 0.00% |
| Float | 4,855,200 | 17,061,900 |
| Shares Held by Insiders | 10.3% | 5.89% |
| Shares Held by Institutions | 45.1% | 61.9% |
Taxes
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Income Tax | $4.96M | $14.50M |
| Effective Tax Rate | 21.0% | 21.1% |
Scores
| Measure | Eagle Financial Services | Industry median |
|---|---|---|
| Graham Number | $52.82 | $45.31 |
| Graham Upside | 15.7% | 21.9% |
| Altman Z-Score | 0.23 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from Eagle Financial Services's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.