Enterprise Financial Services Corp (EFSCP) stock
EFSCPNasdaqState Commercial BanksFiscal year ends December 31Also trades as EFSC
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 13/303% above fair value
$15.66+0.02 (+0.13%)
Close on Oct 30, 2026Market cap $2.24BP/E 12.4Yield 1.97%
Enterprise Financial Services statistics
91 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 25, 2027 (estimated, after the close)
- Last ex-dividend date
- Nov 30, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Oct 30, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.51
- 1.48
- P/OCF Ratio
- 9.22
- 10.39
Enterprise valuationIndustry
- EV / Sales
- 2.34
- 2.94
- EV / FCF
- 7.43
- 8.39
Share statisticsIndustry
- Shares Change (YoY)
- -1.39%
- 0.42%
- Shares Change (QoQ)
- -1.33%
- 0.00%
- Float
- 36M
- 17M
- Shares Held by Insiders
- 1.53%
- 5.92%
- Shares Held by Institutions
- 84.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 1M
- –
- Short Interest Change
- -14.6%
- 2.35%
- Days to Cover
- 3.07
- 4.88
Stock price statisticsIndustry
- 52-Week High
- $68.73
- –
- 52-Week Low
- $51.18
- –
- 20-Day Moving Average
- $60.32
- –
- 50-Day Moving Average
- $61.51
- –
- 200-Day Moving Average
- $60.63
- –
- Average True Range (14)
- $1.21
- –
- Price Change (1 Week)
- 0.75%
- -0.25%
- Price Change (1 Month)
- 3.88%
- 2.48%
- Price Change (3 Months)
- -7.47%
- -3.51%
- Price Change (6 Months)
- 4.96%
- 8.56%
- Price Change (YTD)
- 14.5%
- 19.7%
- Price Change (1 Year)
- 18.0%
- 28.3%
- Price Change (3 Years)
- 77.8%
- 81.0%
- Price Change (5 Years)
- 31.5%
- 30.4%
- Price Change (10 Years)
- 86.7%
- 81.4%
- Average Volume (10 Days)
- 244,275
- –
- Average Volume (20 Days)
- 219,619
- –
- Average Volume (90 Days)
- 248,261
- –
- Relative Volume
- 0.87
- 0.87
- Relative Strength Index (14)
- 55.8
- 53.3
- Volatility (1 Year)
- 21.6%
- 24.3%
- Beta (5 Years)
- 0.67
- 0.63
MarginsIndustry
- Pretax Margin
- 32.0%
- 36.7%
- FCF Margin
- 31.4%
- 33.0%
Returns on capitalIndustry
- Return on Equity (ROE)
- 9.62%
- 10.6%
- Return on Assets (ROA)
- 1.10%
- 1.12%
GrowthIndustry
- Revenue Growth (YoY)
- 4.99%
- 11.8%
- Net Income Growth (YoY)
- -4.04%
- 23.3%
- EPS Growth (YoY)
- -2.92%
- 22.9%
- FCF Growth (YoY)
- 22.7%
- 29.2%
- Revenue Growth (3Y CAGR)
- 11.5%
- 5.82%
- Revenue Growth (5Y CAGR)
- 17.9%
- 6.17%
- EPS Growth (3Y CAGR)
- 0.00%
- 1.31%
- EPS Growth (5Y CAGR)
- 14.0%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $930.23K
- $356.83K
- Profits Per Employee
- $232.95K
- $107.97K
- Employee Count
- 805
- 492
- WACC
- 8.35%
- 8.05%
Income statement (TTM)Industry
- Pretax Income
- $239.98M
- $70.72M
Balance sheetIndustry
- Net Cash (Debt)
- $487.87M
- $162.18M
- Net Cash Per Share
- $13.48
- $8.22
- Equity (Book Value)
- $1.92B
- $560.97M
- Book Value Per Share
- $52.98
- $28.41
- Tangible Book Value
- $1.48B
- $476.95M
Cash flow (TTM)Industry
- Capital Expenditures
- -$7.30M
- -$4.13M
- FCF Per Share
- $6.51
- $3.24
Dividends and yieldsIndustry
- Earnings Yield
- 8.38%
- 7.92%
- FCF Yield
- 10.5%
- 8.68%
- Dividend Yield
- 1.97%
- 2.48%
- Buyback Yield
- 3.92%
- 1.54%
- Shareholder Yield
- 5.89%
- 3.25%
- Dividend Per Share
- $1.22
- $0.93
- Dividend Growth (YoY)
- 15.1%
- 4.26%
- Years of Dividend Growth
- 11
- 2
- Payout Ratio
- 26.0%
- 29.2%
- FCF Payout Ratio
- 20.7%
- 25.8%
Taxes and interestIndustry
- Income Tax
- $52.45M
- $14.60M
- Effective Tax Rate
- 21.9%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $77.05
- $45.40
- Graham Upside
- 24.6%
- 17.8%
- Altman Z-Score
- 0.21
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $69.63
- –
- Lynch Upside
- 12.7%
- -1.46%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Oct 30, 2026. The S&P 500 is measured by the SPY fund.
| Period | EFSCP | S&P 500 | Difference | EFSCP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -6.5% | -0.9% | −5.5 pts | ||
| 3 months | -20.1% | +2.1% | −22.3 pts | ||
| Year to date | -15.3% | +11.7% | −27.0 pts | ||
| 1 year | -17.4% | +12.4% | −29.8 pts | ||
| 3 years | +36.0% | +88.6% | −52.5 pts | +10.8% | +23.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 15, 2026.
0M EFSCP shares were sold short on Oct 15, 2026, down 32.0% from the previous report. At recent volumes it would take 1.0 days to buy them back. Over the last 20 sessions, 34.7% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 15, 2026 | 6,679 | -32.0% | 9,347 | 1.0 |
| Sep 30, 2026 | 9,821 | +23.6% | 3,662 | 2.7 |
| Sep 15, 2026 | 7,948 | -28.7% | 3,997 | 2.0 |
| Aug 31, 2026 | 11,152 | -0.5% | 2,900 | 3.9 |
| Aug 14, 2026 | 11,207 | -12.3% | 795 | 14.1 |
| Jul 31, 2026 | 12,784 | -3.2% | 1,800 | 7.1 |
| Jul 15, 2026 | 13,209 | -28.1% | 1,850 | 7.1 |
| Jun 30, 2026 | 18,361 | +18.5% | 1,179 | 15.6 |
| Jun 15, 2026 | 15,496 | -12.2% | 1,876 | 8.3 |
| May 29, 2026 | 17,657 | -24.0% | 1,871 | 9.4 |
| May 15, 2026 | 23,248 | +11.8% | 3,316 | 7.0 |
| Apr 30, 2026 | 20,785 | -20.8% | 2,706 | 7.7 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.