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Dave Inc./DE (DAVE) stock

DAVENasdaqFinance ServicesFiscal year ends December 31Also trades as DAVEW
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 9/3014% above fair value
$277.04+9.67 (+3.62%)

Close on Nov 13, 2026Market cap $3.53BP/E 22.4Yield –

Earnings

Dave's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.

Next report
Mar 1, 2027
Q4 FY2026 · estimated, during market hours
Revenue, Q3 FY2026
$198.00M
+31.3% on a year earlier
Adj. Net Income per Diluted Share, Q3 FY2026
$4.39
$4.24 a year earlier
Latest guidance
Issued
Nov 4, 2026 · 3 items

Quarterly results

Revenue and earnings per share from each of Dave's earnings releases, newest first

QuarterReportedRevenueYoYEPSAdj. EPSSource
Q4 FY2026ended Dec 31, 2026Mar 1, 2027Expected–––––
Q3 FY2026ended Sep 30, 2026Nov 4, 2026after the close$198.00M+31.3%$3.30$4.39Release
Q2 FY2026ended Jun 30, 2026Aug 5, 2026during market hours$170.80M+29.7%$0.49–Release
Q1 FY2026ended Mar 31, 2026May 5, 2026during market hours$158.40M+46.7%$4.02–Release
Q4 FY2025ended Dec 31, 2025Mar 2, 2026during market hours$163.70M+62.2%$4.57$3.69Release
Q3 FY2025ended Sep 30, 2025Nov 4, 2025before the open$150.80M+63.0%$6.34$4.24Release
Q2 FY2025ended Jun 30, 2025Aug 6, 2025before the open$131.70M+64.4%$0.62$3.14Release
Q1 FY2025ended Mar 31, 2025May 8, 2025before the open$108.00M+46.7%$1.97$2.48Release
Q4 FY2024ended Dec 31, 2024Mar 3, 2025during market hours$100.90M+37.8%$1.16$2.04Release
Q3 FY2024ended Sep 30, 2024Nov 12, 2024during market hours$92.50M+40.6%$0.03$1.51Release
Q2 FY2024ended Jun 30, 2024Aug 6, 2024before the open$80.10M+30.9%$0.47$1.01Release
Q1 FY2024ended Mar 31, 2024May 7, 2024before the open$73.60M+25.0%$2.60$0.62Release

Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.

Current guidance

Dave's latest outlook for periods it has not reported yet, compared with what it said before

MetricPeriodGuidanceBeforeChangeGiven
GAAP Operating Revenues, NetGAAPFY2026$746.00M – $750.00M–NewNov 4, 2026
GAAP Operating Revenues, NetGAAPFY2026$690.00M – $710.00M–NewMar 2, 2026
Year-Over-Year GrowthGAAPFY2026+25% – +28%–NewMar 2, 2026
Adjusted EBITDAnon-GAAPFY2026$290.00M – $305.00M–NewMar 2, 2026
Adjusted EBITDA*non-GAAPFY2026$327.00M – $330.00M–NewNov 4, 2026
Adj. Net Income per Diluted Share*non-GAAPFY2026$17.45 – $17.65–NewNov 4, 2026
Adjusted EPS (Diluted)non-GAAPFY2026$14.00 – $15.00–NewMar 2, 2026

Guidance vs results

The last range Dave gave before each report, against the figure it then reported. Full years add up the four quarters.

PeriodMetricGuidanceActualResult
FY2025Revenue$544.00M – $547.00M$554.20MΣ4QAbove range

Guidance history

Every forecast Dave put in an earnings release, newest first

GivenMetricPeriodGuidanceChange
Nov 4, 2026Adjusted EBITDA*FY2026$327.00M – $330.00MNew
Nov 4, 2026Adj. Net Income per Diluted Share*FY2026$17.45 – $17.65New
Nov 4, 2026GAAP Operating Revenues, NetFY2026$746.00M – $750.00MNew
Mar 2, 2026Adjusted EBITDAFY2026$290.00M – $305.00MNew
Mar 2, 2026Adjusted EPS (Diluted)FY2026$14.00 – $15.00New
Mar 2, 2026Year-Over-Year GrowthFY2026+25% – +28%New
Mar 2, 2026GAAP Operating Revenues, NetFY2026$690.00M – $710.00MNew
Nov 4, 2025Adjusted EBITDAFY2025$215.00M – $218.00MNew
Nov 4, 2025Year-Over-Year GrowthFY2025+57% – +58%New
Nov 4, 2025Year-Over-Year GrowthFY2025+149% – +152%New
Nov 4, 2025GAAP Operating Revenues, NetFY2025$544.00M – $547.00MNew
May 8, 2025Year-Over-Year GrowthFY2025+79% – +91%Raised
May 8, 2025Adjusted EBITDA*FY2025$155.00M – $165.00MRaised
May 8, 2025Year-Over-Year GrowthFY2025+33% – +37%Raised
May 8, 2025GAAP Operating Revenues, NetFY2025$460.00M – $475.00MRaised
Mar 3, 2025Year-Over-Year GrowthFY2025+27% – +39%New
Mar 3, 2025Adjusted EBITDA*FY2025$110.00M – $120.00MNew
Mar 3, 2025Year-Over-Year GrowthFY2025+20% – +25%New
Mar 3, 2025GAAP Operating Revenues, NetFY2025$415.00M – $435.00MNew
Nov 12, 2024Adjusted EBITDAFY2024$71.00M – $74.00MRaised

Read from the company's earnings releases; each figure links to its sentence on hover. “Raised” and “Lowered” compare with the previous range for the same metric and period.

Press releases

Releases Dave filed with the SEC as exhibits to Form 8-K or 6-K

  1. Dave Reports Third Quarter 2026 Financial Results
    Results
  2. Dave Reports Second Quarter 2026 Financial Results
    Results
  3. Dave Reports First Quarter 2026 Financial Results
    Results
  4. Dave Announces Pricing of $175 Million 0% Convertible Notes
    News
  5. Dave Announces Proposed Offering of Convertible Notes
    News
  6. Dave Reports Fourth Quarter & Full Year 2025 Financial Results
    Results
  7. Dave Inc. Appoints Nima Khajehnouri to Board of Directors; Announces Board Leadership Transitions
    Update
  8. Dave Reports Third Quarter 2025 Financial Results
    Results
  9. Dave Inc. Expands Share Repurchase Authorization to $125 Million Following Strong Buyback Activity
    Update
  10. Dave Reports Second Quarter 2025 Financial Results
    Results
  11. Dave Announces Promotion of Kyle Beilman to CFO & COO
    Update
  12. Dave Reports First Quarter 2025 Financial Results
    Results
  13. Dave Inc. Announces $50 Million Share Repurchase Authorization
    Update
  14. Dave Reports Fourth Quarter & Full Year 2024 Financial Results
    Results
  15. Dave and Coastal Community Bank Announce Strategic Partnership
    Update

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